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Debt Consolidation Help- employ a helping hand for debt elimination
Many of us, especially those who have found themselves in debts
for the first time, will laugh off the suggestion for debt
consolidation help. Where does debt consolidation help figure in the scheme of
things? Not anywhere if some people are to...
Debt Consolidation Secured Loans: A race to your debt free future
A debt consolidation secured loan is particularly used for debt
settlement. A debt consolidation process brings together or
consolidates various debts and multiple payments like store, gas
and phone bills, home improvements, medical bills,...
Living on the Cheap to Pay Down Your Debts
Having trouble with your credit card debts? Need to pay them down, and quick? Look for ways to cut your expenses - the quickest way to paying down your debts is by getting rid of all your costs. There are a number of ways to do this, and you can...
Personal finance - have consumers had a belly full of personal debt?
For months, we were trigger-swipe happy, putting our groceries, clothes, holidays and service charges on our credit cards. We wanted mortgages, we took out loans, we watched Property Ladder and What Not To Wear. Whether you were born middle class,...
Unsecured Debt Consolidation - Pros & Cons
Unsecured debt consolidation lowers your rates, helping you to pay off your debt sooner with one easy payment. You can also reduce your monthly payments. However, consolidating your short term loans can temporarily lower your credit score. You may...
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Hardships are the real reason households have credit card debt
Hardships are the real reason households have credit card debt: New bankruptcy law unfairly targets consumers who need credit cards to survive
DTS Financial is working to educate the public about how hardships add to the credit card debt they already have. The new Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has sweeping implications in regards to consumers who are right at the edge of what they can afford to pay.
Moorpark, CA October 28, 2005 -- Although the new bankruptcy law is worded toward consumers who abuse their credit privileges, it is the unfortunate households that suffer the most. According to the new study “The Plastic Safety Net” by Demos and The Center for Responsible Lending, “One out of three households reported using credit cards to cover basic living expenses on average four months in the last year.”
“We want the credit card industry to know that all of our clients have suffered a hardship. Whether it was a divorce, a medical condition, or a loss of a job, all of these events could potentially have pushed a family over the edge. Now with the new bankruptcy law, traditional bankruptcy alternatives have dried up,” states Dan Smith, President and CEO of DTS Financial www.DTSfinancial.com.
The findings by DTS Financial were backed up by the “The Plastic Safety Net” survey. The Demos survey found that, “Households
that experienced a layoff or major medical expenses were more likely to carry higher relative credit card debt.” According to Dan Smith, “We also want the public to know that there is a light at the end of the tunnel. That light is our Debt Settlement process.”
Most consumers think that credit counseling and/or debt consolidation are the only options that are available. The new bankruptcy law is going to make it tough for credit counseling firms to stay in business. The debt consolidation industry is coming under scrutiny due in part to their predatory lender practices. The debt settlement process, such as the program at DTS Financial, is rapidly becoming the preferred choice among discerning consumers.
For additional information on the news about the subject of this release, contact Keith Baldwin or visit www.DTSfinancial.com.
About DTS Financial
DTS Financial Group, Inc. (www.DTSfinancial.com) provides consumers with a solution to credit card debt through their Debt Settlement Program. Based in Moorpark, Calif., DTS Financial is a member of the BBB, has more than 2000 clients nationwide, and has settled more than $20 million worth of consumer debt.
About the author:
Keith Baldwin
DTS Financial
www.DTSfinancial.com
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