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Benefits of a Debt Consolidation Loan
There are many benefits in choosing a Debt Consolidation Loan, some of which are listed below: May be able to reduce your monthly payments. Can take off some of the pressure you may be under from your existing creditors. You will have only one...
Collection Agency Secrets for Collecting on Bad Debt
Getting worried that one of your clients, customers or patients will never pay? Have you given up on a customer who's essentially said he won't pay? Congratulations--being stiffed by a customer or patient is a milestone in the growth of a business...
Getting (and Staying) Out Of Debt
Get Out of Debt
If you are in debt, then you know the feeling, the stress, the
anxiety, the calls from creditors and letters from banks. If you
are in debt then the first thing you would like to do is run.
However, you don't have to run away...
The menace of credit card debt
Credit card debt can often be crippling and lead to a lot of stress. Even students are not immune as people are getting credit cards at an earlier age and falling into debt. With the increased use of credit cards, more and more people are falling...
The Simple $10 Debt Elimination Solution
Ask a friend what resolutions they made for 2004 and your bound to hear them reply “Pay off my credit cards.” Ask them how they planned on reaching that goal and many of them will not have a clear cut answer.
The obvious first step to...
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Nurse your credit rating with debt counseling
The most important first step you should take is to admit that you have a financial problem. As soon as you do that, you have taken a very big leap towards positive debt counseling and will soon recover from your debt problems. As they always say, the biggest obstacle to debt recovery or debt consolidation is denial. As long as you refuse to face up to your debts and financial problems, you’ll remain stuck in your predicament.
Debt counseling is a kind of service that you can make use of in order to understand your future financial plans and to plan ahead with adjusting your lifestyle and spending in order to recover from your financial crisis. Debt counseling is often advertised as non-profit, but let me tell you something, they are not always non-profit. But if the debt counseling service can help you leap over this financial problem, what’s paying a little bit of money to get professional advice, right?
Some people refuse to visit a debt counseling company because they fear that it will affect their credit rating, or make it even worse. The good news is that credit counseling companies rarely report your visits and reveal your personal financial information to the credit bureau. However, even if they do report your counseling service to the credit bureau, which is better – continue to sink into your financial debts or get professional debt counseling services so that you can avoid bankruptcy?
If you want to work on debt consolidation and restoring your financial health, we recommend using a debt counseling service because these are people who are trained to work at the numbers and provide you with alternatives. It’s far better than not using debt counseling and doing it yourself blindly – especially
if you’re not sure how all this debt counseling and debt consolidation things work. Let the debt counseling people handle all the nitty gritty details for you. All you need to do is to ensure that you have a budget and use every single ounce of your willpower to resist overspending.
In most cases, there is no such thing as a better debt counseling agent and the worse debt counseling agent. They are, essentially, the same. The cost of using a debt counseling agent may, however, be different. However, the debt counseling agent will take about 6 months to work out your proposal and getting it accepted by all the creditors (depending on how many creditors you have and how much money you owe them). But the work of a debt counseling agent is to help the creditors see that this is the best that you can afford. If the creditors refuse the proposals, they may see NOTHING at all.
If you’re wondering if you can actually do this yourself, the answer is ‘yes’. But if you asked me, I would say that all this legwork is better left to the debt counseling professionals. As it is, budget watching and paying is already a big enough job.
Dakota Caudilla, journalist, and website builder Dakota Caudilla lives in Texas. He is the owner and co-editor of http://www.finance-source.net on which you will find a longer, more detailed version of this article.
About the author:
Dakota Caudilla, journalist, and website builder Dakota Caudilla lives in Texas. He is the owner and co-editor of http://www.finance-source.neton which you will find a longer, more detailed version of this article.
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| Advertisements Promising Debt Relief May Be Offering Bankruptcy |
| Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
| www.ftc.gov |
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| Welcome to Debt Relief International |
| Welcome to the web site of Debt Relief International. |
| www.dri.org.uk |
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| Debt relief steps, your free guide to debt help. |
| Articles on debt relief, and credit management and repair. |
| www.debtsteps.com |
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| Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
| The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
| www.imf.org |
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| Special report: debt relief | Special reports | Guardian Unlimited |
| February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
| www.guardian.co.uk |
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| Debt Relief Options - Findlaw for the Public - |
| Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
| bankruptcy.findlaw.com |
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| William Brewer |
| The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
| www.debtrelief.com |
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| Debt Relief - InCharge Debt Solutions |
| There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
| www.incharge.org |
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| Economic Policy and Debt |
| May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
| www.worldbank.org |
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| Economic Policy and Debt - The Enhanced HIPC Initiative |
| The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
| www.worldbank.org |
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| Debt relief - Wikipedia, the free encyclopedia |
| Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
| en.wikipedia.org |
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| Debt Analyzer, Debt Reduction Software, Home Page |
| Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
| www.debtanalyzer.com |
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| Superior Debt Relief |
| We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
| www.superiordebtrelief.com |
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| Debt Relief - Social and Economic Policy - Global Policy Forum |
| Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
| www.globalpolicy.org |
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| Debt Relief - Global Policy Forum - Social and Economic Policy |
| Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
| www.globalpolicy.org |
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| BBC NEWS | Business | Q&A: African debt relief |
| BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
| news.bbc.co.uk |
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| Debt Relief Australia - Start Reducing Debt Today! |
| Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
| www.debtrelief.com.au |
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| Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
| Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
| www.foxsymes.com.au |
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| Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
| Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
| www.oxfam.org.uk |
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| What debt relief means for Africa | csmonitor.com |
| This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
| www.csmonitor.com |
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