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10 Quick Debt-Busting Tips
Are you really frustrated?
Does it sometimes seem like the dollars are slipping through your fingers while the bills just seem to keep mounting up?
It's a familiar feeling for many of us nowadays.
Sometimes, though, like most things...
Factoring Financing: How to grow your business without debt or loans
What is factoring?
Accounts receivable financing, also known as factoring, is a powerful financial tool that has fueled the growth and success of a number of companies. Factoring enables companies to capitalize on their unpaid receivables by...
Help With Debt Problems
Many reputable debt management companies can help you deal with
your debt problems. You can work with a credit counselor to
create your own plan to pay off bills. Companies can also help
you reduce your debt through debt management...
Helping Credit Ridden Individuals Recover from Debt
Rick Miller: Helping Credit Ridden Individuals Recover from Debt
Millions of individuals all around the world are in over their
heads in debt. Debt can turn an individual or their family's
life upside down. Without the proper help from...
HOW TO DOUBLE YOUR DEBT COLLECTIONS
Believe it or not the success or failure of your attempt to collect a debt is usually decided right at the beginning of your phone call - with the very first thing you say after the other party says hello. Knowing exactly what you’re going to say,...
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Reduce Your Debt - How To Use Debt Consolidation To Get Yourself Out Of Debt Permanently
Debt consolidation can get you out of debt permanently if you
make it part of a financial plan. Within five years, you can
have your unsecured loans paid off and on your way to debt-free
living. The key is to plan for the future.
Get Your Bills In Order
If you are in the hole with debt payments, then debt
consolidation may be your way out. Debt consolidation programs
lower your interest rates on unsecured loans with creditors.
With their low fee, they handle payments, account paperwork, and
direct dealings with creditors. All you do is send them a
monthly payment for all your consolidated bills.
Initially, you will see a slight drop in your credit score,
eliminating your ability to apply for more credit. However,
within two years you can apply for credit as lenders see your
commitment to repaying loans. You can even apply for a mortgage
loan at this time.
To make sure you are betting the best deal, shop around for a
debt consolidation company. Request quotes on fees and
information on their services. While you want the best deal,
don't be lured by false promises.
Pay Bills Faster
Once you have one account paid off, apply that monthly cash
toward another account. Not only
will you be paying off your
bills sooner, but you will be saving money on interest payments.
Also consider applying any refunds or bonuses toward your bills.
Also, look for ways you can cut spending, even if just
temporarily. Cell phones, cable TV, or eating out can all be
reduced or cut out. It is difficult, but keep your eye on your
goal of being debt-free.
Plan For Your Future
It is not enough to get out of debt, you also need to plan for
your future. You may find a credit counselor can help you create
goals and design a budget. You can also find a lot of good
information on finances online or through books.
One of your future goals should be creating a financial safety
net. Even while you are paying off debt, you should be saving
money every month. While a job loss or a major illness can't be
avoided, you can minimize their financial impact by being
proactive with your finances.
About the author:
See my recommended Debt
Consolidation Companies online. Carrie Reeder is the owner
of ABC Loan
Guide, an informational website about various types of
loans.
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Advertisements Promising Debt Relief May Be Offering Bankruptcy |
Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
www.ftc.gov |
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Welcome to Debt Relief International |
Welcome to the web site of Debt Relief International. |
www.dri.org.uk |
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Debt relief steps, your free guide to debt help. |
Articles on debt relief, and credit management and repair. |
www.debtsteps.com |
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Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
www.imf.org |
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Special report: debt relief | Special reports | Guardian Unlimited |
February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
www.guardian.co.uk |
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Debt Relief Options - Findlaw for the Public - |
Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
bankruptcy.findlaw.com |
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William Brewer |
The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
www.debtrelief.com |
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Debt Relief - InCharge Debt Solutions |
There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
www.incharge.org |
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Economic Policy and Debt |
May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
www.worldbank.org |
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Economic Policy and Debt - The Enhanced HIPC Initiative |
The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
www.worldbank.org |
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Debt relief - Wikipedia, the free encyclopedia |
Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
en.wikipedia.org |
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Debt Analyzer, Debt Reduction Software, Home Page |
Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
www.debtanalyzer.com |
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Superior Debt Relief |
We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
www.superiordebtrelief.com |
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Debt Relief - Social and Economic Policy - Global Policy Forum |
Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
www.globalpolicy.org |
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Debt Relief - Global Policy Forum - Social and Economic Policy |
Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
www.globalpolicy.org |
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BBC NEWS | Business | Q&A: African debt relief |
BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
news.bbc.co.uk |
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Debt Relief Australia - Start Reducing Debt Today! |
Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
www.debtrelief.com.au |
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Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
www.foxsymes.com.au |
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Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
www.oxfam.org.uk |
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What debt relief means for Africa | csmonitor.com |
This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
www.csmonitor.com |
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