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A Simple Question We All Wonder - Are Debt Settlement Companies Scams?
Are debt settlement companies scams? It's a simple question so does it have a simple answer? Along with the genuinely helpful firms, there are plenty of operations billing themselves as legit debt settlement companies. These debt company scams prey...
Bankruptcy as a debt management solution: Why do so many of us have so much debt?
In 2004, 1,562,174 Americans sought protection from creditors through bankruptcy court - a per capita rate over ten times higher than during the worst years of the Great Depression! According to the Consumer Federation of America, in 2003 alone over...
Decrease Daily Debt - Top 10 Ways
Home is where the debt is.
Debt reduction is about spending less money so you can pay off your current debts while not accumulating more debt. Car payments, Christmas shopping, and credit cards enable the amassing of debt rather quickly. When...
UK Debt Consolidation – Helps you Forget Debts Like a Last Night’s Dream.
Debt consolidation is the name given to a very popular process of debt settlement in the UK. Debtors didn’t have lesser choices before the conception of debt consolidation techniques, for settling their debt load. Debt consolidation however...
You And Your Debt Against The World.
Anyone who embarks on a debt reduction program should know the rules for success. There are two. You need to stop adding to your debt. You need to find extra money to pay it off quickly. You need to know the playing field is not level. The...
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What Debts Do You Owe Society?
This is a time of year when many people take stock of all that
they are grateful for -- or at least when we should do so. But
this should also be a time when we take stock of all those
people who contributed to those gifts -- especially the
intangible ones. Those gifts such as our self-esteem or
confidence, our love of sports or music, and our spine. What
person or group do you owe the greatest debt? Was there a
special person or group that really helped you become the person
you are today?
Was there someone who helped you believe in yourself and your
ability? Was there someone who taught you to appreciate life in
a new way? Was there just someone who was there so you could
count on them no matter what?
Most of us have been fortunate to have not just one person but a
whole team of teachers, coaches, and mentors who helped us grow
and reach our potential. We should remember to thank those
people again and again as we live the lives they helped us
shape. Even more important we need to repay that debt -- not to
those individuals but to society. How is your debt? Have you
paid it yet or are you still pretending it doesn't exist?
We often hear the expression as it relates to criminals. It is
sometimes used as a euphemism for incarceration. The truth is
though that we all owe a debt to society. Not because we have
done some harm to the community but instead because we have
benefited from someone else doing good.
I am a Presbyterian and our expression of the Lord's Prayer
includes the phrase "And forgive us our debts as we forgive our
debtors". Obviously no matter how good we are and how exemplary
our lives we can never repay our debt to God or his son so that
part of the meaning is rather clear. I also think this means
that we should do good for goodness sake rather than any
potential benefit we may reap from the act.
I also think there is another level of meaning and this comes
back to the central idea of our debt to society. I think when it
comes down to acts of kindness there cannot be a
one-to-one
relationship. Obviously in many cases when a person is in need
of help they may never be in a position to return that help in
kind. But it isn't really what we want or need when we offer
help or kindness in any case.
Whenever I do something charitable, helpful, or kind, I tend to
view the act as contributing to a vast fund of kindness. Many
times in my life I have profited from this fund and very likely
I will continue to profit from it.
One of the reasons I like this concept is that I do think of it
as a sort of fund or bank. The value grows exponentially rather
than incrementally just as money would do if similarly invested.
We should all be grateful for this because the truth is that we
usually don't pay our debt to society.
Most of us will write the occasional check, buy a ticket for
some raffle, and/or spend a few hours working here and there on
some pet project. There are a few who will go much further than
this and spend a large portion of their time, energy, and/or
money for the greater good but they are far too few.
Often whenever we face pressure on our time or finances then it
is our philanthropic activities that are the first to be
sacrificed. I have been all too guilty of this myself. I wonder
what would happen if we reversed this and instead put helping
others first rather than last?
My challenge to you this week is simply to find a way to add to
our goodness fund. Borrow from the concept of "Pay It Forward".
When someone offers you a helping hand then be sure to pass the
favor along at the first opportunity. Don't pick and choose.
Don't balance your checkbook first. Don't take the easy path. Do
what is right. You will know it when you see it.
About the author:
Deanna Mascle is an inspirational freelance writer. You can find
more inspiration at Inspiration by
Dawggone and her inspirational ezines Words of Inspiration
Online and Daily Quote
Online.
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Advertisements Promising Debt Relief May Be Offering Bankruptcy |
Cautions consumers about ads in newspaper, magazine and telephone directories that offer quick fixes for debt problems. |
www.ftc.gov |
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Welcome to Debt Relief International |
Welcome to the web site of Debt Relief International. |
www.dri.org.uk |
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Debt relief steps, your free guide to debt help. |
Articles on debt relief, and credit management and repair. |
www.debtsteps.com |
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Factsheet - Debt Relief Under the Heavily Indebted Poor Countries ... |
The HIPC Initiative is a comprehensive approach to debt reduction for heavily indebted poor countries pursuing IMF- and World Bank-supported adjustment and ... |
www.imf.org |
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Special report: debt relief | Special reports | Guardian Unlimited |
February 6: A year ago the Guardian set out to track the west's promises of action for Africa on aid, trade, health and debt relief. As G8 finance ministers ... |
www.guardian.co.uk |
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Debt Relief Options - Findlaw for the Public - |
Welcome to Debt Relief Options. This section contains information about the ... To begin, select one of the Debt Relief Options topics from the list below ... |
bankruptcy.findlaw.com |
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William Brewer |
The Brewer Law Firm. William E. Brewer, Jr., Attorney at Law Board Certified Consumer Bankruptcy Specialist. 619 N. Person Street Raleigh, NC 27604 ... |
www.debtrelief.com |
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Debt Relief - InCharge Debt Solutions |
There are many ways to get out of debt, for good, and it may be easier than you think. The first step is knowing your options, the second step is taking ... |
www.incharge.org |
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Economic Policy and Debt |
May 2006, IMF And World Bank Support Cameroon’s Completion Point Under The Enhanced HIPC Initiative And The IMF Immediately Grants 100 Percent Debt Relief ... |
www.worldbank.org |
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Economic Policy and Debt - The Enhanced HIPC Initiative |
The Initiative’s debt-burden thresholds were adjusted downward, which enabled a broader group of countries to qualify for larger volumes of debt relief. ... |
www.worldbank.org |
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Debt relief - Wikipedia, the free encyclopedia |
Debt relief is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. ... |
en.wikipedia.org |
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Debt Analyzer, Debt Reduction Software, Home Page |
Debt Elimination at its best! Potential savings of hundreds or thousands of dollars! Build debt reduction, timed elimination or consolidation schedules. |
www.debtanalyzer.com |
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Superior Debt Relief |
We help you get rid of credit card debt much faster than you may believe possible with credit card debt settlement and negotiation tactics, providing debt ... |
www.superiordebtrelief.com |
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Debt Relief - Social and Economic Policy - Global Policy Forum |
Aid Inflows, Debt Relief Yet to Translate into Reduced Poverty (March 20, 2006) ... Fearing that the IMF could tie debt relief to economic benchmarks, ... |
www.globalpolicy.org |
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Debt Relief - Global Policy Forum - Social and Economic Policy |
Debt Relief - Global Policy Forum - Social and Economic Policy. The Debt Relief Page Has Been Moved to: ... |
www.globalpolicy.org |
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BBC NEWS | Business | Q&A: African debt relief |
BBC News looks at the progress of international debt reduction efforts, and the sticking points which continue to hamper the process. |
news.bbc.co.uk |
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Debt Relief Australia - Start Reducing Debt Today! |
Debt Relief offers Australians in debt assistance with finding the most appropriate debt relief solution. |
www.debtrelief.com.au |
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Debt Consolidation Australia, Debt Relief & Bankruptcy Information |
Specialising in debt agreements, mortgage refinancing and bankruptcy. Company profile, calculators, solutions, media releases, testimonials and existing ... |
www.foxsymes.com.au |
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Oxfam - Debt and Aid - Debt Relief for Nicaragua: breaking out of ... |
Oxfam policy paper on relationship between international debt servicing and poverty. Linked to table of contents and also zipped for download. |
www.oxfam.org.uk |
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What debt relief means for Africa | csmonitor.com |
This weekend's $40 billion debt cancellation deal could spark major improvements in the lives of the world's poorest people. |
www.csmonitor.com |
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