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5 Steps to Stress-Guard Your Family
5 Tips to Stress-Guard Your Family Part 1: Recognize the importance of family stress management Joe and Emily live in Southern California with their three young children. Both work and must commute 2 hours daily on busy freeways, often not...
Defusing Family Anger: 3 Keys to Reducing Conflict
Esther, 55, and Jim, 71 are successful professionals who married five years ago. Unfortunately, conflicts have escalated between Esther and Jim�s adult children. Things reached the point that Ester was no longer welcome at holiday family...
keep the family life insurance up to date
Have you been looking for the latest and accurate opinion relating to life insurance.
When you are after better advice about life insurance, you will find it hard sorting out the best information from misguided life insurance proposals and...
Tips For Dog Toys
Toys are fun both for our dogs and us. Lucky for us there are endless choices.
But did you know how important toys are for your dogs - puppies especially.
Toys play a great role in the emotional and mental development of puppies. They...
Where Else Would You Take the Family for St. Patrick's Day?
Dia dhuit, hello! “The road from Chicago to Ireland is marked in green,” they say, and the annual dying of the Chicago River emerald green is described as “right up there with the parting of the sea by Moses and the Pyramids of Egypt.” Well, what’s...
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Getting More Family Time Just By Having A Budget
Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget.
1. Get a list of all your bills that are due each month. Also get the dates that each bill is due on. It is always best to plan your budget by the month.
2. Organize those bills by the date that they are due on. Ex. Electric bill due on the 2nd, the phone bill due on the 7th, and the cable bill due on the 17th. And so on.
3. See how many pay days are in the month that you are planning for. Then figure how much money you will make on each pay day and times it by the number of pay days. Ex. 4 pay days times $500.00 per pay day equals $2000.00
4. Figure up how much your bills are all together. Divide that by the number of pay days that you have for that month. This will give you an idea of what you are going to have to pay each week. If there is going to be a week where you won’t have to pay put that much take it out anyway and put it into your savings. That way if something comes up and I promise you one time or another something unexpected will come up. If you put money back when you have it extra you can be prepared for those unexpected moments without having to charge your credit cards.
5. Write down each pay day and the bills that you will be paying on that particular day. That
way you will know exactly what will need to be paid and when. Place it where ever you pay your bills. Or if you don’t have a specific place you do your bills place it on the refrigerator.
6. Stick to your budget no matter what. Do not stray from your budget. Each pay day have those bills made out and ready to send off. I know that it can be easy to think I will just pay this one next week, but once you get behind it is too hard to catch back up. So by all means stick to your budget.
If you have a budget that works for you and your family you will have more money left over each month to do something special with your family. My family makes it a point to do something special each month as a family. If we did not have a budget we would not be able to do that special something together. There is nothing like spending time and getting to do something special with your family.
About the Author: Shannon Miller is the mom of 5 children. Stop by her sites and share in some of her experiences as a mom. http://www.parentingfroma-z.com and http://www.asthmainfosite.com
Source: www.isnare.com
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| Family.org |
| Offers practical help for marriage and child-rearing. Recent magazine articles, letters from Dr. James Dobson, news, and RealAudio broadcasts. |
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| FamilySearch.org - Family History and Genealogy Records |
| Search for family ancestors. Billions of free family tree, family history, ancestry, genealogy and census records. |
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| Family - Wikipedia, the free encyclopedia |
| A family consists of a domestic group of people (or a number of domestic groups), ... Members of the nuclear family use descriptive kinship terms: ... |
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| Family (biology) - Wikipedia, the free encyclopedia |
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| Family Life Today |
| FamilyLife, a division of Campus Crusade for Christ, provides practical, biblical tools to strengthen marriage and family relationships, including the ... |
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| WorldVillage - A Family Friendly Portal for Families, Kids, Adults ... |
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| Open Directory - Home: Family |
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| Google Directory - Home > Family |
| Many articles dealing with a wide range of topics from single parenting, family life, child development and stress management. ... |
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| Family Research Council: Wednesday, December 6, 2006 |
| Christian organization promoting the traditional family unit and the Judeo-Christian value system upon which it is built. Provides links, commentary, news, ... |
| www.frc.org |
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| Sesame Workshop - Home Page |
| The non-profit educational organization behind the show and related educational outreach. |
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| National Sex Offender Registry |
| Free national US search for registered sex offenders. Map registered sex offenders to see who lives in your area. |
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| FHI Family Health International |
| Provides the highest quality research, education and services in family planning, STDs/HIV and family health to improve the health and well-being of ... |
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| National Family Caregivers Association |
| Caregiving advocacy organization with tips and statistics on caregiving in America. |
| www.nfcacares.org |
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