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Children are People, Not Machines
When growing up, my father frequently reminded me to "pay attention to the details." That saying became very real to me in the area of parenting. While raising children, the details make great differences in development. Being that children...
Family Life or How to buy Tableware
For someone who appreciated the finer things in life,who wants everything to be just right, the luxury and elegance of Spode and MInton is for you.They have something for every stylish dining occasion,whethere formal or relaxed, with friends and...
Five Inexpensive Ways to Help Your Children Invest in Holiday Memories.
Christmas memories are never dependent on the amount of money spent or the popularity of the toy. Memories are made up of amount of heart invested and given. This year, let your children invest their time and hearts in making Christmas memories...
Organising your Wedding Stationery
Of all the things you need to do, buy and organize in preparation for your wedding, wedding stationery is something that must be planned ahead. After all, you need to let your guests know well in advance of your forthcoming big day. Your...
The Family Organizer
I'm forever looking for ways to get better organized. It's even more of a challenge when you have a family to keep track of. The schedules, shopping lists, and tomorrow's to-do's are always being lost or shuffled from one place to another. I've...
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Getting More Family Time Just By Having A Budget
Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget.
1. Get a list of all your bills that are due each month. Also get the dates that each bill is due on. It is always best to plan your budget by the month.
2. Organize those bills by the date that they are due on. Ex. Electric bill due on the 2nd, the phone bill due on the 7th, and the cable bill due on the 17th. And so on.
3. See how many pay days are in the month that you are planning for. Then figure how much money you will make on each pay day and times it by the number of pay days. Ex. 4 pay days times $500.00 per pay day equals $2000.00
4. Figure up how much your bills are all together. Divide that by the number of pay days that you have for that month. This will give you an idea of what you are going to have to pay each week. If there is going to be a week where you won’t have to pay put that much take it out anyway and put it into your savings. That way if something comes up and I promise you one time or another something unexpected will come up. If you put money back when you have it extra you can be prepared for those unexpected moments without having to charge your credit cards.
5. Write down each pay day and the bills that you will be paying on that particular day. That
way you will know exactly what will need to be paid and when. Place it where ever you pay your bills. Or if you don’t have a specific place you do your bills place it on the refrigerator.
6. Stick to your budget no matter what. Do not stray from your budget. Each pay day have those bills made out and ready to send off. I know that it can be easy to think I will just pay this one next week, but once you get behind it is too hard to catch back up. So by all means stick to your budget.
If you have a budget that works for you and your family you will have more money left over each month to do something special with your family. My family makes it a point to do something special each month as a family. If we did not have a budget we would not be able to do that special something together. There is nothing like spending time and getting to do something special with your family.
About the Author: Shannon Miller is the mom of 5 children. Stop by her sites and share in some of her experiences as a mom. http://www.parentingfroma-z.com and http://www.asthmainfosite.com
Source: www.isnare.com
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| Family.org |
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| Family - Wikipedia, the free encyclopedia |
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| Family Life Today |
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| Family Research Council: Wednesday, December 6, 2006 |
| Christian organization promoting the traditional family unit and the Judeo-Christian value system upon which it is built. Provides links, commentary, news, ... |
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| Sesame Workshop - Home Page |
| The non-profit educational organization behind the show and related educational outreach. |
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| National Sex Offender Registry |
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| FHI Family Health International |
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| National Family Caregivers Association |
| Caregiving advocacy organization with tips and statistics on caregiving in America. |
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