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15 Ways to Create Some Extra Holiday Money
Originally this was going to be a list for my two teenagers but some of these ideas are better suited to adults with a valid driver's license and a bit of know-how. Some of these take a bit of planning and organizing, but most of them could be...
Family, Incest and Law
Family Values in Ancient Times: Many people of the present make some very grave and disturbing assumptions about prior unethical behaviour by humans. My theories may be biased and overly appreciative of a time before Empire and there is less...
Teaching Children Good Manners
Last week in my newsletter, I mentioned that my children knew how to behave in nice restaurants because they had been exposed to the atmosphere at an early age. My idea of well behaved might be different from yours, however, I think there are...
Teen Advice On-line
There is no doubt about it. We are an electronic society. From our cable television sets to our satellite radios, our cell phones to our beepers, our global positioning devices to our palm pilots, and of course the world wide web – we are a...
Tracing Family Histories
One of the most fascinating, and most rewarding pastimes you can engage in is tracing family histories. By delving into the past of your family and the families that have joined together to form that family, you can learn about yourself, your...
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Getting More Family Time Just By Having A Budget
Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget.
1. Get a list of all your bills that are due each month. Also get the dates that each bill is due on. It is always best to plan your budget by the month.
2. Organize those bills by the date that they are due on. Ex. Electric bill due on the 2nd, the phone bill due on the 7th, and the cable bill due on the 17th. And so on.
3. See how many pay days are in the month that you are planning for. Then figure how much money you will make on each pay day and times it by the number of pay days. Ex. 4 pay days times $500.00 per pay day equals $2000.00
4. Figure up how much your bills are all together. Divide that by the number of pay days that you have for that month. This will give you an idea of what you are going to have to pay each week. If there is going to be a week where you won’t have to pay put that much take it out anyway and put it into your savings. That way if something comes up and I promise you one time or another something unexpected will come up. If you put money back when you have it extra you can be prepared for those unexpected moments without having to charge your credit cards.
5. Write down each pay day and the bills that you will be paying on that particular day. That
way you will know exactly what will need to be paid and when. Place it where ever you pay your bills. Or if you don’t have a specific place you do your bills place it on the refrigerator.
6. Stick to your budget no matter what. Do not stray from your budget. Each pay day have those bills made out and ready to send off. I know that it can be easy to think I will just pay this one next week, but once you get behind it is too hard to catch back up. So by all means stick to your budget.
If you have a budget that works for you and your family you will have more money left over each month to do something special with your family. My family makes it a point to do something special each month as a family. If we did not have a budget we would not be able to do that special something together. There is nothing like spending time and getting to do something special with your family.
About the Author: Shannon Miller is the mom of 5 children. Stop by her sites and share in some of her experiences as a mom. http://www.parentingfroma-z.com and http://www.asthmainfosite.com
Source: www.isnare.com
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| Family.org |
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| Family - Wikipedia, the free encyclopedia |
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| Family Research Council: Wednesday, December 6, 2006 |
| Christian organization promoting the traditional family unit and the Judeo-Christian value system upon which it is built. Provides links, commentary, news, ... |
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| Sesame Workshop - Home Page |
| The non-profit educational organization behind the show and related educational outreach. |
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| National Sex Offender Registry |
| Free national US search for registered sex offenders. Map registered sex offenders to see who lives in your area. |
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| FHI Family Health International |
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| National Family Caregivers Association |
| Caregiving advocacy organization with tips and statistics on caregiving in America. |
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