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Creating a Family Identity
CREATING A FAMILY IDENTITY Everyone who has a family has stories to share. Family traditions, quotes and tall tales are valuable tools that can be used to help create a unique family identity. It gives us a sense of where we came from, our values,...
Five Easy Ways To Bring Family Time Into Your Day; Balancing Work And Family Stresses
The pace of life seems to quicken every year. More and more time is spent rushing from job to after school activities or evening meetings. It's easy to get over whelmed and to loose a sense of family and relaxation in our homes. Here are a few...
Here’s Help for the “I Can’t Say ‘No’ Blues”
I hear it all the time. Cries from Christian women who want desperately to serve the Lord, but who feel overwhelmed. “I almost dread going to PTO meetings or church services anymore because I just know somebody else is going to ask me to help...
Home For The Holidays: Heirloom Stories Are A Perfect Gift
Selecting the right gift for a special someone is sometimes joyous, sometimes a chore. Give a gift that’s free. A gift that no one else could give. A gift of your legacy! Consider giving to or requesting a very personal, one-of-a-kind gift...
Making Summer Friendships Last
Summertime isn’t just about getting dirty, staying up all night, playing in the rain, and going off to camp--It’s about meeting new people. Follow these tips to turn your vacation acquaintances into lifelong friends. 1. Summer Memory Book ...
 
Getting More Family Time Just By Having A Budget

Some families have budgets and some do not. Those families with budgets can better manage their money than those who do not. I would recommend any family with children to have a budget. Here are a few steps for planning a budget.

1. Get a list of all your bills that are due each month. Also get the dates that each bill is due on. It is always best to plan your budget by the month.

2. Organize those bills by the date that they are due on. Ex. Electric bill due on the 2nd, the phone bill due on the 7th, and the cable bill due on the 17th. And so on.

3. See how many pay days are in the month that you are planning for. Then figure how much money you will make on each pay day and times it by the number of pay days. Ex. 4 pay days times $500.00 per pay day equals $2000.00

4. Figure up how much your bills are all together. Divide that by the number of pay days that you have for that month. This will give you an idea of what you are going to have to pay each week. If there is going to be a week where you won’t have to pay put that much take it out anyway and put it into your savings. That way if something comes up and I promise you one time or another something unexpected will come up. If you put money back when you have it extra you can be prepared for those unexpected moments without having to charge your credit cards.

5. Write down each pay day and the bills that you will be paying on that particular day. That


way you will know exactly what will need to be paid and when. Place it where ever you pay your bills. Or if you don’t have a specific place you do your bills place it on the refrigerator.

6. Stick to your budget no matter what. Do not stray from your budget. Each pay day have those bills made out and ready to send off. I know that it can be easy to think I will just pay this one next week, but once you get behind it is too hard to catch back up. So by all means stick to your budget.

If you have a budget that works for you and your family you will have more money left over each month to do something special with your family. My family makes it a point to do something special each month as a family. If we did not have a budget we would not be able to do that special something together. There is nothing like spending time and getting to do something special with your family.


About the Author: Shannon Miller is the mom of 5 children. Stop by her sites and share in some of her experiences as a mom. http://www.parentingfroma-z.com and http://www.asthmainfosite.com

Source: www.isnare.com

 

Family.org
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Search for family ancestors. Billions of free family tree, family history, ancestry, genealogy and census records.
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Family - Wikipedia, the free encyclopedia
A family consists of a domestic group of people (or a number of domestic groups), ... Members of the nuclear family use descriptive kinship terms: ...
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Family Guy
The official Family Guy website with everything you ever wanted to know about the show and more.
www.familyguy.com
 
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WorldVillage is for families, kids, adults, parents and teachers. Features include coupon codes, online games, downloads, internet monitoring and internet ...
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Open Directory - Home: Family
Family Check-up - Provides assessment activities and access to educational materials related to family health with respect to family life, finances, ...
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Family News Articles - azcentral.com provides articles and reports on Arizona education and Arizona family events.
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Family Research Council: Wednesday, December 6, 2006
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The non-profit educational organization behind the show and related educational outreach.
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