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How To Protect Yourself From Identity Theft With Your Purse
Identity theft is the fastest growing criminal activity in the
20th Century, replacing illegal drug sales.
How BIG is this Problem?
Banks, credit card companies and businesses that house servers
storing passwords or other sensitive information all report
"break-ins"through Trojan viruses or other online hacking
methods - resulting in the loss of millions of pieces of
information. Instances of lost information are employees selling
it and other lax security measures resulting in thieves having
access to your identity.
Thieves Want
- Your Name - Date of Birth - Home Address - Phone Numbers -
Social Security Number - Driver's License Number - Credit Card
Numbers - CW2 Security Code (the number on the back of your
credit card) - Your Credit Report - ATM Cards - Telephone
Calling Cards - Mortgage Details
Where Are They Getting Your Information?
- Banks - Credit-Reference Agencies - Retailers - Credit Card
Networks - Data-Brokerage Companies - Payment Processing
Companies - Phone Companies - Schools - Your Employer - Doctors,
Clinics and Health Departments - Government Agencies
There are other effective methods:
- Dumpster Diving - Mail Theft - Retail Theft -
"Phishing"/pretexting/pretending - Purse/Wallet Theft
What are Thieves Using Your Information For?
- Making charges to your existing credit cards - Opening new
credit cards in your name - Having phone or utilities turned on
- Withdrawing money from your existing bank accounts -
Employment purposes - Driver's Licenses - Tax Fraud - Social
Service benefits - Student loans - Business or Personal loans -
Health care - Mortgage loans/leases - Auto loans - Using your ID
when caught committing a crime
How Can You Protect Yourself?
- Keep a photocopy of your credit cards, bank account numbers
and investment account numbers in a safe place - Keep your
credit card receipts - Put a "fraud alert" on all your credit
reports - If you apply for credit and the card doesn't arrive on
time, call the card issuer - Choose difficult PIN numbers or
passwords. (Don't use birth dates, your mother's maiden name,
etc.) -
Never give personal information to anyone who sends you
an email, a letter or calls you asking for it - Shred personal
information - Don't use the ATM machine if someone is watching
you - Pay attention to what's going on around you - cell phones
often have cameras in them. If someone is standing by you with a
cell phone while you're entering a PIN number, block their view
- Review your bills each month. If there's something you don't
remember, call the creditor. - Check your credit report at least
once a year - Store your cancelled checks safely. - Don't leave
your purse in plain sight when driving - Keep your valuables
locked in the trunk or glove box when driving - Make all
personal information on your computer password protected - Don't
carry information about your PIN numbers, passwords and account
numbers in your purse or wallet
Warning Signs that Your Identity Has Been Stolen:
- A loan application is denied, or you're refused extended
credit requests - You are contacted by a debt-collection agency
- Your purse or wallet has been stolen, or your house broken
into - Unfamiliar activity on your credit report
What to do if it Happens to You:
- If your purse or wallet is stolen, call the police - Contact
your bank, credit card and other credit extending companies and
report the theft - Close accounts - Contact the credit-reporting
companies - Have fraudulent activity removed immediately and
monitor your credit report every 90 days for the next year - Put
everything in writing - File a report with the Federal Trade
Commission - Change passwords on your existing accounts and
create new ones for new accounts
Identity theft is real. There are no guarantees you can keep
your information safe, by taking proactive steps to protect
yourself, you can minimize your chances of having an "identity
crisis".
About the author:
Host, Sintilia Miecevole offers resources for purses with
designs influenced by the latest trends at
http://www.trendipurses.com. Be sure to visit
http://www.trendipurses.com to find information from designer
handbags, fashion, trends and accessories to vintage, replica,
wholesale and much more.
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| fashion net - the guide to all things chic |
| Directory of selected chic fashion, art, luxury, shopping, and work sites. [English and Japanese] |
| www.fashion.net |
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| Fashion TV - HOME |
| International TV channel dedicated to fashion, broadcasts 24 hours a day on satellites and cable systems. Site features programs and lots of info on fashion ... |
| www.ftv.com |
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| Style.com: the online home of Vogue and W; Fashion, Fashion Shows ... |
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| Vogue Articles, Features, and More on Style.com |
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| www.style.com |
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| Fashion for women -- fashion designers, latest trends, fashion tips |
| Fashion for women: a comprehensive guide to everything about women's fashion including current fashion trends, information about fashion designers, ... |
| fashion.about.com |
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| Fashion & Style - New York Times |
| Fashion & Style · Dining & Wine · Home & Garden · Weddings & Celebrations · Travel · Jobs · Real Estate · Autos · Comedy on the Hot Seat. By ALLEN SALKIN ... |
| www.nytimes.com |
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| Fashion - Wikipedia, the free encyclopedia |
| The term "fashion" is frequently used in a positive sense, as a synonym for ... In this sense, fashions are a sort of communal art, through which a culture ... |
| en.wikipedia.org |
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| fashionoffice.org : trends in fashion - Europe . America . Asia |
| fashion magazine - international trends in fashion, style, design, photo, film, art, beauty. catwalk TV, shows, photo stories from New York, Paris, London, ... |
| www.fashion.at |
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| Fashion, from the concrete to the catwalk | fuk.co.uk |
| London designer interviews and runway archive, photo shoots, street style, weekly updated news and a fashion clinic. |
| www.fuk.co.uk |
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| FASHION Magazine |
| The web component of Canada's general fashion title, with fashion, beauty, gift ideas and online competitions. |
| www.fashionmagazine.ca |
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| Telegraph | Fashion |
| Fashion Director Hilary Alexander looks at an expanding market. ... Fashion 'Oscar' winner Giles Deacon is to join luxury label Daks, reveals Hilary ... |
| www.telegraph.co.uk |
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| Telegraph | Fashion |
| Fashion 'Oscar' winner Giles Deacon is to join luxury label Daks, ... Buying vintage is more than a fashion trend, it's a good investment says Maria ... |
| www.telegraph.co.uk |
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| Fashion Jobs | Fashion Jobs at 24 Seven Inc. |
| We're 24 Seven Inc., the number one source of fashion jobs and talent for the ... Our success at connecting the right people with the right fashion jobs has ... |
| www.fashion-jobs.biz |
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| Fashion History Costume Trends and Eras, Trends Victorians - Haute ... |
| Pauline Weston Thomas and Guy Thomas place costume alongside the social history of an era, focusing on fashion from 1800. Includes undergarments, haute ... |
| www.fashion-era.com |
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| Fashion Planet: Summer |
| New York-based site looks at collections, trends, personalities and global lifestyles with monthly updates. |
| www.fashion-planet.com |
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| New York Fashion -- New York Magazine - Designers, Fashion ... |
| Fall Fashion. rachel weisz The Sexes Get Dressed. For her? ... Spring 2007 Fashion. philosophy and versace European Shows. The best of the big collections. ... |
| nymag.com |
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| New York Fashion -- New York Magazine - Designers, Fashion ... |
| The recently maligned country struts its stuff at a fashion show in Manhattan. ... Fall Fashion. rachel weisz The Sexes Get Dressed. For her? ... |
| nymag.com |
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| Fashion Icon |
| Features latest trends, dressing tips, an ask the fashion experts column, and fun craft projects. |
| www.fashion-icon.com |
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| Fashion News on Yahoo! News |
| Cameron Diaz, Kate Winslet Shine at "The Holiday" Premiere Fashion Wire Daily ... JAKARTA (Reuters) - Mention the words Islamic and fashion and most people ... |
| news.yahoo.com |
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| Hint Fashion Magazine |
| Hint Fashion Magazine, featuring fashion news, model pages, photo shoots, designer interviews, beauty reports, party pictures and message boards. |
| www.hintmag.com |
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