|
|
|
Calling a Time Out on Sports and War Metaphors
Changing the rules in the middle of the game, moving the goalposts, two-minute drill, no harm/no foul, franchise player, lay up, knockout blow, on the ropes, quarterback, the best defense is a good offense, three-pointer, at the buzzer, brush...
Discover The Secret To Earning Royalty Income Just Like Famous Rock Stars!
Rock Stars have it made. They get an inspiration, write a song, get it produced, and then earn checks on their inspiration (OK, some perspiration too …) for the rest of their lives. I know most of us never think past what they look like and what...
Following The Inspired Idiot's Path To Marketing Glory!
I can't remember a day since I first logged on to the Internet that I haven't been approached by someone claiming they can make all my dreams come true through Internet Marketing. At first I said, yeah right, but the offers just kept coming and...
Getting The Big Picture Series: Part 1 - "Love What You Do!"
Is Internet Marketing your passion? Do you spend hours of your week brainstorming to come up with ideas enhance your Home Internet Business?
If not I advise you to do a little soul searching and figure out just what makes you tick. You need...
SUCCESS IN ANY BUSINESS IS ONLY FOR THOSE THAT WANT IT BAD ENOUGH.
If you’re building an online business, it’s no different to any other business in terms of effort. The only major difference being the lower barrier to entry, with the right information you can set up an entire global enterprise complete with stock,...
|
|
| |
|
|
|
|
|
|
Life Insurance Without Life Value: Why Young People Are Snubbing Financial Advice
This article is written by a 27 year old female (borderline Generation X / Y) called Rachel. Rachel spent six years at university, has no outstanding debts with the exception of government student loans. Rachel also has no pension plan, no life insurance, savings or property investment. Despite reports of average starting salaries for graduates beginning at £18,000, some even at £25,000, Rachel started on £14,000 three years ago, despite gaining a First Class Honours and offering extensive work experience.
This isn’t therapy through Microsoft Word, but it’s not uncommon to read reports of “apathetic youth” in the media. For driven young graduates who didn’t quite land where they expected – it is a little frustrating to be branded “ignorant”, when it is already difficult working off university debts and fighting your way onto the career ladder in a very competitive market.
What is the point of having independence in old age, if you cannot experience it in youth? That is not to say young people should be encouraged or supported in their debateable extravagance, only that we remain unconvinced by old age. We may have seen our parents lose money in shares or private pension funds, or get divorced and lose money through property. We may be worried about global warming and in an age of suicide bombers, we may not even be confident about how much control we have on our lives anyway. With so much choice on what we can do, but so few people empowering us with confidence, we may well rebel for years to come – chopping and changing until we find something that fits or until we get tired.
It’s too easy to brand young people as apathetic just because they haven’t got pensions or life insurance. Smug thirty-somethings who received full grants, graduated in a less competitive market and bought property when the house market was low are quite happy to “tut tut” at their twenty-something
shadows in their lack of financially savvy experience, but today’s twenty somethings are being squeezed from all angles:
* Student loans replace university grants
* Commercialisation of university life, with banks and credit card companies actively courting student customers
* High property prices
* Very competitive job market
What we need are comprehensive financial research sites that provide information which directly relates to our circumstances. Websites such as moneynet ( http://www.moneynet.co.uk ) with their product price comparisons and finance guides (especially the student finance guide) –do go most of the way, but we want something that also takes into account our aspirations, situations and will go the distance. We’re not adverse to pensions, life insurance and mortgages, but if we’re going to splash out lots of dough, it has to be a reasonably reliable investment and we remain unconvinced from we’ve seen so far in provocative, panic-stirring media.
It’s true that products such as life insurance would at least protect our families from our debts and that’s important, but with regard to pension, who’s to say that in our old age, we may not revert back to student lifestyles – living in communities and on budgets.
Resources:
Google and the search command “define: generation X” or define: generation y” for age reference http://www.abi.org.uk/Display/File/Child/237/June_2004.pdf (The source of inspiration for this article!)
About the Author
As well as the information in the article, Rachel writes for the personal finance blog Cashzilla. Please feel welcome to comment on any of the article, Cashzilla may bite, but Rachel doesn’t!
Web: http://www.cashzilla.co.uk E-mail: rachel@positiveinterest.com
|
|
|
|
|
| Afterhours Inspirational Stories |
| Collection of inspirational and motivational stories, poems, parables, and jokes. |
| www.inspirationalstories.com |
|
| inspirational |
| mamarocks.com. Inspirational. Google · What Would You Do · An Angel For You · Angels · Amazing Grace · In The Valley · Deck Of Cards ... |
| www.mamarocks.com |
|
| INSPIRATIONAL FLASH MOVIES |
| LATEST MOVIES. Let there be Peace (30 Nov 06) Life on the Train (4 Nov 06) I'm Alive (20 Oct 06) Sea of Life (9 Oct 06) ... |
| www.inspiringthots.net |
|
| Inspirational - An Angelina Jolie Fan Site |
| http://www.makepovertyhistory.org. Would you like to receive free update notices in your e-mail? Then please join the mailing list below! Beowulf Filming ... |
| angelinaj.net |
|
| Quotable quotes, famous sayings, motivational stories ... |
| Welcome to the Motivational and Inspirational Corner, where the winning begins. Check out the Power Performance Program © - America's System for Success. |
| www.motivational-inspirational-corner.com |
|
| INSP - The Inspiration Network |
| Ministry Resources. Daily Devotional · Convoy of Hope · Inspirational Mall · Stewardship And Planned Giving. Additional Resources ... |
| www.insp.com |
|
| Motivational and Inspirational Quotes |
| A collection of inspirational quotes on topics including success, life, leadership, teachers and more. |
| www.inspirational-quotes.info |
|
| Inspiring Quotes to move and inspire you |
| Quotes to move you towards fulfillment - helping yourself and helping others. |
| www.heartsandminds.org |
|
| Inspirational Messages, Poems, Stories, Humor, Cartoons, Quotes |
| Christian poems and Inspirational poems, stories, messages, humor, cartoons, quotes. Over 3000 Inspirational and Christian pages, new daily content, ... |
| www.skywriting.net |
|
| The page of Inspirational Poems and Stories |
| Your web browser is NOT capable of playing Music. Subscribe to Mr. Mom's Mailing List for updates, Inspirational poems and stories Click Here ... |
| mrmom.amaonline.com |
|
| Star Trek Inspirational Posters |
| BASED ON THOSE DELIGHTFUL INSPIRATIONAL POSTERS WHICH HAVE BECOME A FIXTURE OF DENTIST'S OFFICES EVERYWHERE. Terms of use: You're welcome to save these ... |
| echosphere.net |
|
| GoodQuotes.com - Funny and Inspirational Quotes |
| GoodQuotes.com lists thousands of funny and inspirational quotes: bumper stickers, proverbs, funny thoughts, silly quotes, Murphy's laws, gravestones, ... |
| www.goodquotes.com |
|
| Motivational Posters at AllPosters.com |
| Motivational Posters at AllPosters.com. Choose from over 300000 posters and prints. Professional custom framing available. |
| www.allposters.com |
|
| Inspiration Peak: Inspirational Quotes, Poetry and Short Stories |
| A beautiful collection of inspirational quotes, poetry and short stories. Updated weekly with a new inspirational message. |
| www.inspirationpeak.com |
|
| DaySpring Christian E-Cards |
| Free Christian E-Cards | Christian Gifts & Products | Inspirational Movies | Find a Store | Contact Us | Job Openings | FAQ | Site Map | ... |
| www.dayspring.com |
|
| Inspirational Fiction |
| Please note: The books listed here cover a wide variety of genres and types, from traditional inspirational fiction authors such as June Masters Bacher and ... |
| www.ci.irving.tx.us |
|
| Inspirational Christian Poems and Stories |
| Inspirational poems and stories with photos and art which seeks to help Christians in their walk of faith. |
| www.promiseofgod.com |
|
|