|
|
A Buyer's Guide to Medical Insurance
Buying travel health insurance can be a complex task. There are so many different plans - each with different benefits and restrictions.
It is important to shop wisely for trip insurance. Many people buy coverage that seems inexpensive only...
Critical Illness Insurance - Critical Or Ridicule?
Critical illness cover (CIC) is a type of insurance which provides a significant one-off payment if you are diagnosed with a specified life-threatening condition - specified being the important term, because if your illness isn't in the terms and...
Insurance, Fuel And Personal Finance In The UK Following Recent World Catastrophes
Following the increase in UK terrorist activities and the catastrophe that has hit New Orleans, it seems we are all going to have to foot the bill. The total cost of the catastrophe is currently predicted to top $25 billion (£13.6bn), however many...
Long Term Care Insurance
In the early 1980's Medicare started using a system called the diagnosed related group of guidelines for advance payments to hospitals. This has really given hospitals authority and incentive to discharge patients very soon after admission to the...
The Smartest Way to Buy Auto Insurance (Part 1 of 4)
The Smartest Way to Buy Auto Insurance (Part 1 of 4) Look at a Lot More Than Just COST, Because Comparison Between Companies is Meaningless Without Research on These Three Topics for Each Company You Are Considering: 1.complaints filed with your...
|
|
|
|
|
|
|
|
A Buyer's Guide to Medical Insurance
Buying travel health insurance can be a complex task. There are so many different plans - each with different benefits and restrictions.
It is important to shop wisely for trip insurance. Many people buy coverage that seems inexpensive only to find out that they are not adequately covered when a medical emergency occurs. Below are a few key questions you should ask your insurance provider before purchasing trip insurance:
- What is not covered by the policy? Insurance companies call these "exclusions," and every policy has them.
- Are there specific exclusions relating to sports or other activities?
- Does the plan have a deductible that you must pay each time you file a claim?
- Does the plan deny benefits if your medical emergency arises because of a "pre-existing condition or health problem”?
Knowing the answers to these questions can help you avoid unpleasant surprises when you make a claim. Make sure you understand exactly what your trip insurance plan covers. When in doubt, call your insurer. A reputable insurance company can give you straight answers to your questions. Most offer toll free numbers so you can call them directly from wherever you are.
If you find that a plan has too many restrictions and complications, or that your questions are not being answered satisfactorily, do not hesitate to look somewhere else.
A comprehensive
travel health insurance plan usually covers the following emergency medical expenses:
- Hospital accommodations
- Medical bills such as those for a physician, surgeon, and anesthetist
- Ambulances
- Diagnostic services such as laboratory tests and x-rays
- Private registered nurses
- Medical aids such as slings or splints, and the temporary rental of wheelchairs or walkers
- Prescription drugs
- Cost of returning a deceased back home
Remember that when it comes to insurance, you get what you pay for. When shopping around for trip insurance, it is important to keep in mind that not all insurance policies are alike. Be aware of minor price variations between insurance companies (the cheapest may not be the best company to deal with when you have a claim.)
Johnny Mangiante is an online journalist. He is also the editor and webmaster for many websites. For more information on Travel Medical Insurance for Visitors to Canada see his website http://www.visitorstocanada.com/.
Contact: info@visitorstocanada.com.
Article originally published at http://www.visitorstocanada.com/buyersguide.html.
info@visitorstocanada.com
|
|
|
|
|
Insure.com Car Insurance Quotes, Term Life Insurance Quotes, Auto ... |
Insure.com provides instant online car insurance quotes, term life insurance quotes, auto insurance quotes, health insurance quotes, home insurance quotes, ... |
www.insure.com |
  |
Insurance Information Institute (III) |
Attempts to improve public understanding of insurance -- what it does and how it works. The site is subdivided into sections for "Individuals" (consumer ... |
www.iii.org |
  |
State Farm Insurance Companies |
Provider of auto, health, home and life insurance. Get quotes and agents listings. National headquarters. |
www.statefarm.com |
  |
Allstate - Official Site - Auto Insurance, Home Insurance ... |
Offers insurance for autos, homes, property, life, mortgage protection, and business. Site includes many useful calculators and tools, an agent locator, ... |
www.allstate.com |
  |
Progressive Auto Insurance - Car Insurance Quotes Plus Boat, RV ... |
Provides instant online auto insurance quotes, insurance rate comparisons. Offers motorcycle, RV, boat, or car insurance. Purchase insurance online. |
www.progressive.com |
  |
Insurance - Wikipedia, the free encyclopedia |
It cannot put the insurance company in financial jeopardy. ... If the insured does not perform then the insurance company does not have to perform. ... |
en.wikipedia.org |
  |
Cheap annual travel insurance | single trip holiday insurance quotes |
Cheap quotes for annual travel insurance and single trip holiday insurance online with moneysupermarket.com. Over 450 policies compared in seconds... |
www.moneysupermarket.com |
  |
California Department of Insurance |
Works to foster an insurance market that is fair, competitive and accessible to all Californians. Site designed to assist consumers, aid in the licensing of ... |
www.insurance.ca.gov |
  |
Insurance: Car, Auto, Life, Home, Business and Investment Services ... |
Nationwide offers insurance and services including: car insurance, auto insurance home owner insurance, business insurance as well as investment services. |
www.nationwide.com |
  |
GEICO Car Insurance. Get an auto insurance quote and save today ... |
Offers auto and motorcycle insurance. Request quotes online or by phone. File claims online. |
www.geico.com |
  |
Insurance Center - Yahoo! Finance - Find the Right Insurance for ... |
Insurance Center - Protect and insure your assets with comprehensive resources about auto, home, health and life insurance. |
insurance.yahoo.com |
  |
Compare Auto Insurance Quotes from Top Auto Insurance Companies |
America's #1 online insurance agency. Compare instant auto insurance quotes, car insurance quotes, life insurance quotes, home insurance quotes, ... |
www.insurance.com |
  |
Car Insurance, Home Insurance, Travel Insurance, Life Insurance UK |
Provide travel, home contents and car insurance for professionals, graduates and students. |
www.endsleigh.co.uk |
  |
Home Insurance Quotes, Car Insurance Quotes - Lloyds TSB Insurance |
Home Insurance Quote, Car Insurance Quotes, cheap Travel Insurance, Pet Insurance, Business Insurance. Up to 15% discount for buying insurance online. |
www.insurance.co.uk |
  |
Car insurance, Home insurance, Life insurance & more - Direct Line |
Direct Line offer car insurance, home insurance, life insurance, travel insurance, mortgages, personal loans,breakdown cover and much more! |
www.directline.com |
  |
PA Department of Insurance |
State regulatory authority. Site provides information for consumers, producers, and the insurance companies themselves. |
www.ins.state.pa.us |
  |
Texas Department of Insurance |
Regulates the state's insurance industry, encouraging competition to make insurance available and affordable. [some content available in Spanish] |
www.tdi.state.tx.us |
  |
Life Insurance (U.S. Department of Veterans Affairs) |
Informationa about all Life Insurance programs administered and supervised by VA. |
www.insurance.va.gov |
  |
Insurance for Canada and the United States by RBC Insurance |
Specializes in life, health, travel insurance, and annuities for middle income families in Canada and the United States. Site offers individual, family, ... |
www.rbcinsurance.com |
  |
Free Auto, Health, Life and Homeowners Insurance Quotes - MSN Money |
Get free auto, health, life and homeowners insurance quotes from top insurance companies in the country. Find the latest news and information related to ... |
moneycentral.msn.com |
  |
|