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Choosing the Best Life Insurance Option for You
Life insurance in the UK is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of...
Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices
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Here are some useful tips on how to reduce Home Insurance premiums. Home insurance, also known as Household Insurance is a policy designed to cover your home and if applicable its contents against the possible risks. With most aspects of...
Life insurance - make sure your family is cared for
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What goes into my rating info, how are my car insurance rates determined?
Your auto insurance rates are determined by a number of factors: -driving record -usage, how you are using the vehicle, work, pleasure, business -how many drivers you have and their ages -how many vehicles you have -what kind of coverage...
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Advantages of Income Protection Insurance
Sudden illness or injury from an accident to a member of staff
can cause plenty of havoc and anxiety at an organization, even
in the most stable and established of companies.
Although both the employer and the employee suffer serious
consequences in the event of the latter being unable to work for
extended periods of time, most people do not realize just how
serious it can be to the employer as well. This is precisely the
reason why Income Protection Insurance not only makes sense but
provides a number of key advantages to both parties who come
under the umbrella of such a cover.
For starters it means that a business is able to comfortably
provide a regular income to affected staff without having to
reach for its' check book, should illness or injury put them out
of action for extended periods of time.
The other advantage emerges from the fact that employee sickness
absence usually has a double impact on any company's bottom
line. Firstly there is the provision of income which the company
may have to continue with through the usually long periods of
incapacity. Then
there is the loss of the particular employees'
contribution to the revenue generation and profitability of the
enterprise in question.
This is the reason why Group Income protection cover can go a
long way in helping a company's bottom line by providing income
towards the costs associated with employee sickness or injury
absence.
Thirdly such a cover helps any enterprise to be able to provide
this valued benefit and peace of mind which helps them attract
and keep experienced and talented employees.
The other advantage is that it can cover the employers National
Insurance and pension contributions as well as the employee's
pension contributions. All this helps tremendously in taking a
load off the back of an organization hit by staff injury and
incapacitation.
About the author:
Darren writes for a group of websites including http://www.rhinolifeinsurance.com and the
rest of the rhino range and http://www.goodinsurance.com
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