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Guide to Life Insurance Terms
Listed below is a useful guide to life insurance terms. It is a list of definitions of life insurance terms that may or may not be familiar to you. Accelerated Benefit Provision A provision in many new policies which will allow the policy owner...
Insurance and The Engineer
The world is no longer right when the two words, Engineer and Insurance are used together, side by side in a conversation. Individually they are words that justify their use, with their own explanations and own meanings as those that compile...
Insurance Glossary ot Terms
Assured - Those insured under the terms of an insurance policy. Benefit - The money paid to the policyholder when a claim is made. Bid Price - The selling price or cash-in value of your unit holdings. Bonus - Relates to a with-profits...
Seniors can use a Reverse Mortgage to fund Annuities, Investments, and Insurance Policies.
For many seniors in or entering retirement, the prospect of purchasing long-term care, investments or annuities can be cut short by a lack of retirement income. Statistics show that 3 out 4 seniors will have to lower their current standard of living...
Why You Should Be Buying Last To Die Life Insurance
It seems a grissly subject but it's going to happen eventually so we'd best be prepared. So what is last to die life insurance?
Sometimes called second to die life insurance, or joint and last survivor insurance, it insures two people (the...
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Changes to International Health Insurance
Those who travel overseas for business or vacation may want to know that two of the world's largest international health insurance plans - “Atlas Travel” and the “International Citizen Medical Plan” insured by Lloyds of London have changed coverage and rates effective January 1, 2002. The coverage levels are increased for the new policies and the premium cost is proportionately higher.
These plans are specifically designed to deal with the language issues, currency translation and business practices unique to the medical care of international travelers. I believe that the improvements in benefits will be
welcomed by customers. The relatively low cost of these plans means that a modest price increase is not a significant barrier for most customers.
The updated rates and forms are now available online at www.MedSave.com using the “International Health Insurance” or the "Forms" link and printed versions of the new enrollment brochure are expected to be available in early January.
About the Author
Tony Novak, MBA, MT, is a tax and benefits adviser based in Narberth, PA. His businesses Freedom Benefits Association and MedSave.com provide enrollment services to individuals and businesses nationwide.
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