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A good dental insurance policy can make your smile brighter
Dental insurance is a type of insurance in which the beneficiary and the policy provider agree on a plan in which the policy provider pays for the dental services used. This dental service can be from the dentist, dental hygienist or any other...
Dental Insurance
Dental costs are becoming an increasingly significant health
care expense and more and more people are making sure they are
protected against these costs with a dental insurance policy.
Dental insurance policies typically work in the same way as...
Homeowner Insurance Terms
Homeowner Insurance Terms Home insurance, or even homeowners insurance, is an insurance policy that combines insurance on the home, its contents, loss of the use of the home (additional living expenses) and, typically, the more individual...
How to Reduce Home Insurance Premiums
Here are some useful tips on how to reduce Home Insurance premiums. Home insurance, also known as Household Insurance is a policy designed to cover your home and if applicable its contents against the possible risks. With most aspects of...
PORTFOLIO INSURANCE
THE ALCHEMIST by ALTHOMAS PORTFOLIO INSURANCE For the past few weeks the market has had a very nice advance breaking out of an eight month sideways pattern. Then the brick wall. Several days of slamming down taking back some of the nice profits...
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Health Insurance for International Travelers
If you are planning a trip overseas then you have probably wondered how your US medical plan will cover you outside of the U.S.
If you have a managed care (HMO) plan, then you might not have any coverage outside of the US. Any coverage you do have with an HMO is likely to be significantly reduced when you travel, with greater out-of-pocket expense for treatment outside of your normal coverage area.
Privately issued medical insurance usually does cover you during overseas travel, but the cost of obtaining records, translating them into the English language, converting the currency, and delivering payment overseas is all your responsibility, not the insurers.
One easy option is to have a short term medical policy
specifically designed to cover international travelers to supplement your primary coverage. Fortunately these are inexpensive and easy to obtain. Since these plans specialize in international travel, there are fewer hassles typically associated with health plans. The coverage can usually be issued in about two days with a confirmation sent by fax or e-mail to your travel destination if necessary.
See the FAQs at www.medsave.com for more details.
About the Author
Tony Novak, MBA, MT is a writer and financial adviser in Narberth, PA focusing on tax and employee benefit issues. His businesses www.MedSave.com and Freedom Benefits Association provide online benefits enrollment for thousands of individuals and businesses nationwide.
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