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How to Lower Your Auto Insurance Premiums
People invest a good share of their hard earned money on
material assets such as house, automobile etc. So it is quite
essential to secure these things and therefore get them insured.
Auto insurance is akin to health insurance. Just as the...
Insurance Glossary of Terms
Assured - Those insured under the terms of an insurance policy. Benefit - The money paid to the policyholder when a claim is made. Bid Price - The selling price or cash-in value of your unit holdings. Bonus - Relates to a with-profits policy. The...
Life Insurance - Smokers And Overweights Pay Over 50% More!
The life insurance industry is becoming tougher on smokers and
those of us who are overweight.
When an insurance company calculates its premiums, it has to
work out the risk of you dying whilst the policy is in force.
(Or with Critical...
Tips to Save on Car Insurance
NEWS RELEASE Contact: Jordan Walt, (503) 653-8287 A.I.C. Insurance Agency Offers Tips to Help You Save on Auto Insurance Milwaukie, OR 2/18/2005 – Purchasing the auto insurance that is right for you can be confusing, especially for first-time...
What is Credit Insurance?
Are you wondering what is credit insurance? Very simply, credit insurance is an insurance policy that protects a loan on the chance that you are unable to make the repayments. The next time you have occasion to apply for a loan or mortgage, you will...
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Health Insurance for the Home Based Business Owner
Most people who dream about having their own home based business put it off for one major reason - their health insurance and other benefits. Health insurance is important to any home based business owner, as you are the sole source of income for your business. If you fall ill and need treatment, your business and livelihood suffer without health insurance.
So, what are your options when it comes to health insurance? First, if you are married, you have the option to obtain spousal coverage through your husband or wife's group insurance. If it is an option for your, then use it, as it is often much less expensive that purchasing your own individual policy.
Another option is to obtain group health insurance, which is beneficial as the health insurance plan cannot turn you away for any health problem. As a single home based business owner, you may not think you are eligible for a group policy, but many companies are now offering health insurance plans for "groups" of one. However, these policies vary by state and company, so you will need to do some research to find out if you are eligible.
Finally, your third health insurance option is to obtain your own individual coverage. If you are healthy and have had no pre-existing medical conditions, then finding an individual health insurance plan can be relatively easy. Due to these plans being subject to underwriting, a health assessment will be performed, and your state of health can determine whether or not your application is approved. Individual coverage can also be more costly depending on
pre-existing conditions, or you may not be covered for any treatment related to the condition for a specific period of time.
Also, you will need to consider how much health insurance coverage you want, as the amount will determine your overall cost. Are you looking for vision, dental, or long term care insurance? Prescription coverage? It is important for you to look realistically at your budget in order to determine how much health insurance you can afford.
Read the rest of the article here: Health Insurance for the Home Based Business Owner.
Download the Home Based Business Manual (Free $97 Value!) and receive valuable tips, strategies and techniques designed to grow a very successful Home Based Business.
Copyright © Charles Fuchs is an established online marketer who specializes in helping people start their very own Home Based Business. He specializes in showing people the best way to Make Money Online.
I grant permission to publish this article, electronically or in print, as long as the bylines are included, with a live link, and the article is not changed in any way. About the Author
Copyright © Charles Fuchs is an established online marketer who specializes in helping people start their very own Home Based Business. He specializes in showing people the best way to Make Money Online.
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