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Guide to Life Insurance
Here is a useful guide to life insurance. Simply put, a life insurance policy provides a lump sum payment upon death of the policy holder. In exchange for regular premiums, a life insurance company will insure your life so that when you die, the...
How Much is In-store 'Insurance' costing You?
REPRINT GUIDELINES: Please feel free to reprint this article in your ezine or on your site, as long as you leave all links in place and include the resource box as listed above. A quick email to inform me would also be appreciated. Thanks. ...
The advantages of term life insurance.
Copyright 2005 Stacey Zimmerman
There are two main types of life insurance that are available to everyone; there is whole life insurance and term life insurance. Many people are unaware even of the existence of term life insurance, which is a...
The need for Life Insurance
A person needs to reexamine their life insurance needs every few years because as our life events change so do our needs. When starting a family, a person needs to consider starting a life insurance policy. In the event that death occurs to one of...
Understanding Health Insurance
Health insurance is a necessity for everyone who wishes to
maintain or improve their health. Whether you use your health
insurance for regular checkups, chronic and debilitating
illnesses or unexpected emergencies, you will find that...
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Home insurance aspects
One should never shy away from ensuring the security of one’s dream home by providing it with a home insurance
coverage shield. Homeowners insurance covers more than only the structure of the house by protecting the homeowners and anyone named on the policy.
Today, home insurance is more of a national product. Hence, local variations in this product have been reduced.
Selection of the right kind of insurance policy having the adequate levels of protection within the policy is
of utmost importance. There ought to be special provisions for jewelry, computer and accessories and such other
valuable possessions. These are even better supplemented with special protection coverage from natural disasters.
Protection offered and price charged are the two prime considerations regarding home insurance selection. Typically, home insurance offers property and/or
liability coverage protection. The property coverage takes care of damages to the home and property insured while
liability coverage pays for any damage claimed by some neighbor resident regarding property or medical injury.
Two kinds of coverage are offered by companies, namely, named causes of loss and risks of physical loss.
i)Named causes of loss: Covering certain kinds of causes of loss to home and property. It has to be proved
to the company that any of the covered causes has damaged the property in order to claim coverage.
ii)Risks of physical loss: covering all causes of loss apart from the ones excluded. The company, in order to refuse coverage, has to prove that any of these excluded causes of loss has damaged the property.There are several special coverage provisions available
like combination of auto and home insurance offer by companies. These usually provide greater and superior
coverage at a lower price.
About the Author
Author: S.M
http://www.quickhomeinsurance.com/
http://www.quickhomeinsurance.com/home-insurance-information.htm
http://www.quickhomeinsurance.com/why_us.htm
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