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Best Landlord Insurance
Are you looking for the best Landlord Insurance? Are you looking to get an immediate FREE quote on line today? Finding the best landlord insurance does not have to be difficult providing you know exactly what you are looking for. As a landlord,...
Do You Really Need Disaster Insurance?
The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills. Some homeowners, in trying to reduce their expenses,...
How to Reduce Home Insurance Premiums
Here are some useful tips on how to reduce Home Insurance premiums. Home insurance, also known as Household Insurance is a policy designed to cover your home and if applicable its contents against the possible risks. With most aspects of...
Insurance versus assurance: what is the difference?
The world of finance is extremely complicated and there are many factors to consider when choosing any financial protection product. When looking for a policy you need to know what you are looking for and what is on offer in order that you get the...
Tips for Choosing a Life Insurance Company
More than 150 insurance companies offer thousands of life insurance products in the UK. Choosing the right company and right product from this bewildering choice is challenging. Fortunately, there are some common sense guidelines that will help...
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How to Reduce Car Insurance Premiums
Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;
Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.
Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.
Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.
Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.
Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.
Avoid high interest rates - Interest charges are
very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.
Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.
Shop around - Be prepared to do the legwork, if you want a good deal.
Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.
Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.
You may freely reprint this article provided the author's biography remains intact:
About the Author
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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