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Are you paying too much for your mortgage insurance?
Most of us, struggling to make our mortgage payments, realize the importance of financially securing our home and our lifestyle by putting in place some life insurance. Your bank or lending institution does too! They will usually require that the...
Business Insurance - And What You Need To Know
Getting your business up and running is exciting, challenging and hard work. You're finally making money - and you are the driving force that is making your business grow. But have you taken care of the "What ifs". Like - "What if I get sick, how do...
Disability insurance 101- What You Absolutely Need to Know
Disability insurance is the mutual agreement between the policy provider and the beneficiary in which the provider agrees to pay a certain amount of money to the beneficiary on certain unexpected event leading to a disability, which incapacitates...
Global Warming: Why Consumers And Insurers Are Getting Hot Under The Collar Over Life Insurance.
Global warming may have been lurking on our horizon for a number of years and historical records of terrorists have existed for thousands of years, but we are coming into a new age where we try and financially protect ourselves against such problems...
Where To Find Affordable Health Insurance?
Affordable Health Insurance offers you a wide variety of medical insurance policies to protect you and your family against the high costs of health care. Affordable individual health insurance is likely for all of us who are in need of it. We just...
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Insurance - Necessary For Peace of Mind
There are many various types of insurance. Insurance is a
policy where you invest a certain amount, that you do not
get back, that will pay you in the event of a predetermined
event. The specifics vary greatly according to the kind of
insurance.
Health insurance is designed to help you with your medical
care. You will typically pay in a certain amount every month
called premiums and you may have to pay a certain percentage
on your doctor~s visits or prescriptions but the insurance
is designed to help you with the costs. It will also help
you in emergencies such as an accident, a broken bone, or a
sudden illness. Insurance is there to help you if you are
having a baby or another time where you need regular care.
Car insurance is intended for accidents; either your fault
or someone else~s. You pay on your car insurance premium
every month (or quarterly or yearly) and if you are in an
accident, the insurance can cover damages. There are two
basic kinds of car insurance; liability and full-coverage.
Liability will only cover what you are liable for.
Full-coverage will cover anything that happens to your car,
your body or to the other party in an accident.
The main purpose of life insurance is to cover the survivors
of the person who dies. Life insurance can be used to pay
off debt, cover burial expenses or take care of surviving
children. Life insurance can be very important, especially
if you are leaving a spouse that doesn~t work, young
children, or debts. In the event of your death, the life
insurance company would award the amount of the policy to
your beneficiaries.
Home insurance, as the name implies is meant to protect your
house and property. There is home owner~s insurance and also
renter~s insurance. Renter~s insurance will cover your
belongings that are in the residence and most often cover
damages to the house itself if there were a break in or
similar claim to the home. This will keep the renter
from having to pay the owner out of pocket if damage to the
residence occurred from something like a burglary.
The home owner~s insurance will cover for the same things;
damage to personal property and also to the residence.
Many insurance plans cover natural disasters such as
storms or earthquakes. Some plans cover fire and some will
not. Usually fire is covered if not set by the owner.
There are many other types of coverage that are important
for business owners, including business interrruption
and disability insurance. The only way to assure proper
coverage is to consult with a professional that has your
best interests at heart.
Insurance - Necessary For Peace of Mind
There are many various types of insurance. Insurance is a
policy where you invest a certain amount, that you do not
get back, that
will pay you in the event of a predetermined
event. The specifics vary greatly according to the kind of
insurance.
Health insurance is designed to help you with your medical
care. You will typically pay in a certain amount every month
called premiums and you may have to pay a certain percentage
on your doctor~s visits or prescriptions but the insurance
is designed to help you with the costs. It will also help
you in emergencies such as an accident, a broken bone, or a
sudden illness. Insurance is there to help you if you are
having a baby or another time where you need regular care.
Car insurance is intended for accidents; either your fault
or someone else~s. You pay on your car insurance premium
every month (or quarterly or yearly) and if you are in an
accident, the insurance can cover damages. There are two
basic kinds of car insurance; liability and full-coverage.
Liability will only cover what you are liable for.
Full-coverage will cover anything that happens to your car,
your body or to the other party in an accident.
The main purpose of life insurance is to cover the survivors
of the person who dies. Life insurance can be used to pay
off debt, cover burial expenses or take care of surviving
children. Life insurance can be very important, especially
if you are leaving a spouse that doesn~t work, young
children, or debts. In the event of your death, the life
insurance company would award the amount of the policy to
your beneficiaries.
Home insurance, as the name implies is meant to protect your
house and property. There is home owner~s insurance and also
renter~s insurance. Renter~s insurance will cover your
belongings that are in the residence and most often cover
damages to the house itself if there were a break in or
similar claim to the home. This will keep the renter
from having to pay the owner out of pocket if damage to the
residence occurred from something like a burglary.
The home owner~s insurance will cover for the same things;
damage to personal property and also to the residence.
Many insurance plans cover natural disasters such as
storms or earthquakes. Some plans cover fire and some will
not. Usually fire is covered if not set by the owner.
There are many other types of coverage that are important
for business owners, including business interrruption
and disability insurance. The only way to assure proper
coverage is to consult with a professional that has your
best interests at heart.
Martin Shiverman is the webmaster of
FGA Insurance - Insurance Made Easy , a great resource.
About the Author
Martin Shiverman is the webmaster of
FGA Insurance - Insurance Made Easy , a great resource.
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