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Cutting Health Insurance Costs
Surveys of self-employed individuals consistently show that one of their major concerns is the ability to buy affordable health insurance. One in 4 self-employed persons has no health insurance today even tough more than 70% of these people could...
Insurance for those owning Kit Cars, Classic or Imported Cars
Car insurance policies can be perplexing as there are a number of insurance companies offering different types of insurance coverage with different policies. Nowadays the UK insurance companies have broadened themselves to guard against almost any...
Life Insurance Settlement
A new financial tool is now available for senior citizens. Life Insurance Settlements are quickly becoming a way for seniors to receive money from an under performing or costly life insurance policy. A life insurance settlement is the sale of a...
The Different Types of Life Insurance Explained
There are numerous companies existing today that offer life
insurance policies. Though the crux of the policy (to ensure a
safe and sound life of an individual's survivors as well as to
the individual) does not alter yet companies try to differ...
What is Travel Insurance?
Travel Insurance is designed to protect your health, belongings, and your financial investment in your trip. It provides peace of mind for you and your family while on your vacation. If you are travelling abroad, be it on business or pleasure it...
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Insurance settlement
Things you should keep in mind about your insurance settlement.
It's the one thing that everybody hopes they won't have to deal with, but sometimes you have to hope for an insurance settlement. Most people dread this situation because of the number of stories out there in which people hoped for, or expected an insurance settlement and didn't get what they were expecting at all. That is not always the case, and there are a few things that you can do to make sure that you'll be getting the insurance settlement that you expect and deserve.
The first thing that you need to do is to pay a lot of attention when you go to sign up for any insurance policy. After all, there are a lot of different parts to any insurance policy and you can always ask as many questions as you want until you completely understand what plan you're signing up for. Once you know exactly what your insurance policy covers and doesn't cover, you wont' be surprised later on, finding out that some things weren't actually covered the way you were expecting them to be.
The next thing that you should do is to make sure that you give as much information about the situation as you can, and
keep all the documentation. This way, you will have proof of everything that has happened. This is good for two reasons. Your insurance company will need as much information as they can get about what has happened in order to figure out how much money compensation you are due, and what will and will not be covered. This documentation is also helpful just in case you need to challenge any of the decisions that your insurance company makes.
Finally, you should keep in mind that there are certain rules about insurance settlements that control how much money you will be getting for any one settlement. For instance, if you are in a car accident, you will not get the full value of your new car back in most cases. Instead, you will get a percentage of the value of your car - which you can use to get your next vehicle. Some people end up surprised when they see how much money they usually get from their insurance company, but this is the usual case with insurance settlements.
About the Author
Jakob Jelling is the founder of http://www.cashbazar.com. Visit his website for the latest on personal finance, debt elimination, budgeting, credit cards and real estate.
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