|
|
Dental Insurance
Dental costs are becoming an increasingly significant health
care expense and more and more people are making sure they are
protected against these costs with a dental insurance policy.
Dental insurance policies typically work in the same way as...
How To Lower Auto Insurance Costs
It seems these days that it costs more and more to keep your car. With most new cars in the $22,000 + range, the monthly payments can be high. The cost of gas is now over $3.00 a gallon for regular and we're in a time where a lot of people drive...
Keyman Insurance - Protect Yourself Against Some Of Your Biggest Businesses Risks.
As a businessman you might have public liability insurance and
you insure your buildings, stock and vehicles. You may even have
professional indemnity insurance and legal cost insurance. Is
that all? What about your other primary assets - your...
Life Insurance - Smokers And Overweights Pay Over 50% More!
The life insurance industry is becoming tougher on smokers and
those of us who are overweight.
When an insurance company calculates its premiums, it has to
work out the risk of you dying whilst the policy is in force.
(Or with Critical...
Types of Long Term Care Insurance
Regardless of what some people might think, medical insurance will not cover the expenses and services that long term care insurance covers. There are three types of long term care insurance. The first plan is the skilled nursing care. It has to...
|
|
|
|
|
|
|
|
The importance of getting more than one home insurance quote
If your household insurance policy is coming up to renewal, don't automatically accept that your current insurer is offering you the best deal there is. The truth is, you could save money simply by shopping around and getting more than one home insurance quote.
Most insurers - whether it is home, pet or car insurance - know that when it comes to renewal time, around 70% of their customers will accept the quote, without even seeing if they could get it cheaper elsewhere. This could be because the householder simply feels don't have the time or the inclination to bother or they genuinely believe they are being offered the best deal there is.
However, this complacency could you tens - even hundreds - of pounds. By shopping around and getting a home insurance quote from several household insurance providers, you could save yourself a hefty wad of cash. And the good news is that it doesn't have to be a time consuming exercise.
The easiest way to do this is online, rather than ringing round for quotes or trawling the high street. Many online insurance websites have tools which search the insurance marketplace for you, finding some of the best deals available.
And it is simple to do .. in most cases, you simply enter your personal and household details just once and a list of insurance policies that match your needs will be displayed - along with the premium.
This will give you a good idea of how premiums can vary - providing you have requested a quote on a like-for-like basis as your existing one. It's then on to the next step.
You see, getting a favourable home
insurance quote isn't just about shopping around - although it is the major factor in getting a good deal. There are also other ways that you can ensure you can get and keep your premiums low, such as:
* Agreeing to increase the standard policy excess (most policies will want a Ј50 excess but if you are willing to increase the discounts available are dependant on the amounts).
* Fitting alarms and have an alarm maintenance contract (fitting NACASS standard burglar alarms could get a 7.5% discount but remember they may require an annual check). It may at first appear that the cost of all this improved security can outweigh the reduction in insurance cost but this will prove fruitful in the end.
* Fitting approved locks (could achieve a 5% discount)
* Joining a neighbourhood watch (less common as a discount but can still sometimes get a 1% saving with some insurers)
* Not claiming (not claiming this could enable you to earn a no claims discount like car insurance. Some insurers offer up to 20% discount).
By spending just a few minutes of your time focussing on getting a better home insurance quote by using the tips we've discussed, you'll soon feel the benefit in your pocket! About the Author
Jason Hulott is Business Development Director of Protection
Insurance. Protection Insurance is an internet based insurance
business dedicated to getting consumers the very best insurance
rates and the best products. Our product portfolio includes
many specialist products such as cheap term life insurance
|
|
|
|
|
Insure.com Car Insurance Quotes, Term Life Insurance Quotes, Auto ... |
Insure.com provides instant online car insurance quotes, term life insurance quotes, auto insurance quotes, health insurance quotes, home insurance quotes, ... |
www.insure.com |
  |
Insurance Information Institute (III) |
Attempts to improve public understanding of insurance -- what it does and how it works. The site is subdivided into sections for "Individuals" (consumer ... |
www.iii.org |
  |
State Farm Insurance Companies |
Provider of auto, health, home and life insurance. Get quotes and agents listings. National headquarters. |
www.statefarm.com |
  |
Allstate - Official Site - Auto Insurance, Home Insurance ... |
Offers insurance for autos, homes, property, life, mortgage protection, and business. Site includes many useful calculators and tools, an agent locator, ... |
www.allstate.com |
  |
Progressive Auto Insurance - Car Insurance Quotes Plus Boat, RV ... |
Provides instant online auto insurance quotes, insurance rate comparisons. Offers motorcycle, RV, boat, or car insurance. Purchase insurance online. |
www.progressive.com |
  |
Insurance - Wikipedia, the free encyclopedia |
It cannot put the insurance company in financial jeopardy. ... If the insured does not perform then the insurance company does not have to perform. ... |
en.wikipedia.org |
  |
Cheap annual travel insurance | single trip holiday insurance quotes |
Cheap quotes for annual travel insurance and single trip holiday insurance online with moneysupermarket.com. Over 450 policies compared in seconds... |
www.moneysupermarket.com |
  |
California Department of Insurance |
Works to foster an insurance market that is fair, competitive and accessible to all Californians. Site designed to assist consumers, aid in the licensing of ... |
www.insurance.ca.gov |
  |
Insurance: Car, Auto, Life, Home, Business and Investment Services ... |
Nationwide offers insurance and services including: car insurance, auto insurance home owner insurance, business insurance as well as investment services. |
www.nationwide.com |
  |
GEICO Car Insurance. Get an auto insurance quote and save today ... |
Offers auto and motorcycle insurance. Request quotes online or by phone. File claims online. |
www.geico.com |
  |
Insurance Center - Yahoo! Finance - Find the Right Insurance for ... |
Insurance Center - Protect and insure your assets with comprehensive resources about auto, home, health and life insurance. |
insurance.yahoo.com |
  |
Compare Auto Insurance Quotes from Top Auto Insurance Companies |
America's #1 online insurance agency. Compare instant auto insurance quotes, car insurance quotes, life insurance quotes, home insurance quotes, ... |
www.insurance.com |
  |
Car Insurance, Home Insurance, Travel Insurance, Life Insurance UK |
Provide travel, home contents and car insurance for professionals, graduates and students. |
www.endsleigh.co.uk |
  |
Home Insurance Quotes, Car Insurance Quotes - Lloyds TSB Insurance |
Home Insurance Quote, Car Insurance Quotes, cheap Travel Insurance, Pet Insurance, Business Insurance. Up to 15% discount for buying insurance online. |
www.insurance.co.uk |
  |
Car insurance, Home insurance, Life insurance & more - Direct Line |
Direct Line offer car insurance, home insurance, life insurance, travel insurance, mortgages, personal loans,breakdown cover and much more! |
www.directline.com |
  |
PA Department of Insurance |
State regulatory authority. Site provides information for consumers, producers, and the insurance companies themselves. |
www.ins.state.pa.us |
  |
Texas Department of Insurance |
Regulates the state's insurance industry, encouraging competition to make insurance available and affordable. [some content available in Spanish] |
www.tdi.state.tx.us |
  |
Life Insurance (U.S. Department of Veterans Affairs) |
Informationa about all Life Insurance programs administered and supervised by VA. |
www.insurance.va.gov |
  |
Insurance for Canada and the United States by RBC Insurance |
Specializes in life, health, travel insurance, and annuities for middle income families in Canada and the United States. Site offers individual, family, ... |
www.rbcinsurance.com |
  |
Free Auto, Health, Life and Homeowners Insurance Quotes - MSN Money |
Get free auto, health, life and homeowners insurance quotes from top insurance companies in the country. Find the latest news and information related to ... |
moneycentral.msn.com |
  |
|