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Life insurance fears following the London bombings tragedy
Following on from the tube train and bus bomb attacks in London there was a move from several UK insurance companies to reassure victims that claims would be processed “quickly and sympathetically”. This need for reassurance came in light of...
Life Insurance - Smokers And Overweights Pay Over 50% More!
The life insurance industry is becoming tougher on smokers and
those of us who are overweight.
When an insurance company calculates its premiums, it has to
work out the risk of you dying whilst the policy is in force.
(Or with Critical...
Long Term Care Insurance
In the early 1980's Medicare started using a system called the diagnosed related group of guidelines for advance payments to hospitals. This has really given hospitals authority and incentive to discharge patients very soon after admission to the...
Private Mortgage Insurance (PMI)
If your down payment on a home is less than 20 percent of the appraised value or sale price, you must obtain private mortgage insurance, known as PMI, with your lender. This will enable you to obtain a mortgage with a lower down payment because...
Seniors can use a Reverse Mortgage to fund Annuities, Investments, and Insurance Policies.
For many seniors in or entering retirement, the prospect of purchasing long-term care, investments or annuities can be cut short by a lack of retirement income. Statistics show that 3 out 4 seniors will have to lower their current standard of living...
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Why Boats Are A Pleasure... But You Still Need Boat Insurance
One of the greatest pleasures that a man can have is owning his own boat. It goes back to the days of adventure on the high seas when a man was absolute monarch of his realm as a captain of his ship.
Today there are very few places that the average man can be master and commander of his own destiny. But owning a boat is not without risk or expense. At one time cannons and carronades protected the owner and captain from loss today it is boat insurance that protects a man from loss.
It might seem like a small thing but boat insurance is essential to protecting an asset that you might have worked your entire life to own.
The greatest joy in boating is that you are responsible for your own fate. That means responsible and in some sense autonomous from the rest of the world. What boat owner hasn't dreamed of sailing to the Sea of Cortez?
All alone with just the deep blue quiet all around you and the vault of stars above to light your way; what could be better? Listening to the plaintive whale song off the coast of Hawaii while your family sits in happy companionship, that is the way to spend your leisure.
But you need to have the assets to enjoy that leisure.
Also even in the most peaceful of times boating entails some risk, that is why boating insurance is an absolute necessity.
Owning a boat is the goal of many retirees. Owning and operating a boat correctly requires the skill, desire, and time to care for her correctly. It also requires the wherewithal, assets and boat insurance to protect what you have. Your retirement is far too precious to risk.
It makes no sense to gain your heart's desire and then to lose it in a storm or to bad navigation. Even if you survive without harm losing your boat can be devastating so protect what you have. And if you have the right vessel and the desire why not have a nice shiny brass carronade to salute the sunsets? =========================================================== Discover important advice and information about boat insurance. What deals should you look for ? And what should you avoid. Click http://www.boat-insurance-comprehensive.com/
About the Author
John Edwardson has been a keen sailor for many years. He's owned a variety of different boats. Boat insurance has always been a minefield, and he imparts his long experience in a series of articles to help & advise other boat owners.
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