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Finding Employees For Insurance Industry Jobs
Finding the right employee for any job opening can be a challenge to say the least, and this is no truer than in the insurance industry. With considerations ranging from experience and education to their personal skills, the decisions faced by...
Insurance, fuel and personal finance in the UK following recent world catastrophes
Following the increase in UK terrorist activities and the catastrophe that has hit New Orleans, it seems we are all going to have to foot the bill. The total cost of the catastrophe is currently predicted to top $25 billion (£13.6bn), however many...
Life Insurance - Helpful Tips For Getting A Cost Effective Policy
Copyright 2005 Dean Shainin
Many things factor in with getting a cost effective life insurance quote and policy. It is wise to take some time out and do some important research first. With online access, it is much easier today than it used to be....
Long Term Care Insurance
In the early 1980's Medicare started using a system called the diagnosed related group of guidelines for advance payments to hospitals. This has really given hospitals authority and incentive to discharge patients very soon after admission to the...
Why Do You Need Homeowner’s Insurance?
The biggest single investment most people make in their lifetime is buying a home, condominium or townhouse. What you want to do is protect your home, personal property and any type of liability with a homeowner's insurance policy. Homeowner’s...
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Why Do You Need Homeowner’s Insurance?
The biggest single investment most people make in their lifetime is buying a home, condominium or townhouse. What you want to do is protect your home, personal property and any type of liability with a homeowner's insurance policy.
Homeowner’s insurance just does not cover homes, but it will cover those who rent homes, apartments, condos, and townhouses. These homeowner’s policy are referred to at renter’s homeowner policies. If you are a renter, you will not need protection against damage to the building itself, but you will need protection against damage or theft of your personal property and any type of liability just in case someone falls or gets hurts on the part of the premises that you rent.
A condominium or townhouse owner may also purchase a homeowner's policy to insure against loss of personal property. The condominium and townhouse owners also are responsible for the inside of the condominium or townhouse. You are not responsible for the outside structure but the walls and inside structure is your responsibility.
You, of course, would be protected with homeowner’s insurance if there was theft or liability just in case someone
injuries themselves in your condominium or townhouse. You would also be responsible if you cause, for example, water damage to someone’s condo that may be underneath you.
Condominium or townhouse owners may buy homeowner’s policies that may also include any additions or alterations not insured by the Condominium Association.
It is very important to check with your Condominium or Townhouse Association what is exactly covered by the Condominium Association and exactly what is not covered regarding the whole structure of your condominium.
Then sit down with your insurance agent before buying a policy to make sure you are adequately covered if there is fire damage within your home, water damage, roof damage or any type damage that you may not be sure is covered by the Condominium Association.
About the Author
Copyright 2005
Fern Kuhn, RN
Specializing in Diabetes
http://www.homeinsurancehelp.info
http://www.diabetestestingcenter.com
You may reprint this article as long as the links are active
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