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Landscaping...How Does Your Garden Grow
The landscaping of the exterior areas around your house should
be as personal in taste as your interior decoration.
A driveway and garden are usually the first impressions a
visitor has of your home. They should always be as trim and...
Staying in Tune with the Change of Season
(ARA) – Now the summer is winding down, leaves will soon start turning color and falling from the trees, signaling the change of season. We’ll enjoy brilliant colors for a short time, then there will be no color at all.
“Outside anyway,” says...
Study Of
Dear friends, we as humans are a composite of mind, body and spirit. All these three in proper coordination, create the world around us. The things, which we want in life, are first created in our mind, then our mind sends signals to our brain and...
Tips on Budget Decorating
Home decorating on a budget is the ultimate adventure in decorating. It requires a little bit of planning, creativity, and patience. If you are like me, sometimes you wish you could be a genie and wiggle your nose and **poof** it's done....
What does it take to be an Interior Designer?
When trying to decide if Interior Design is right for you, it helps to know what that really means. Interior Design is not simply the profession that “makes rooms and places pretty”; it takes a little bit more than that. You need to know how to...
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Selling Your Home - Don't Be A Victim
Selling your home can be a complex process. If you make mistakes, you may be unable to sell you home or have seller's remorse. There's no need for this if you keep in mind the following.
Overpricing Your Home
It's important to be realistic about the value of your home. Sellers should insist their realtors present them with objective criteria for pricing. Comparative information is most critical in getting a house priced properly. If you ask for too much, it's hard to ask for less later on in the process.
Not Displaying Curb Appeal
You don't have to invest thousands of dollars into redecorating your home. But there some basic steps you must take to present your house in the most positive light.
Overdoing Home Improvements
Don't go overboard staging your home. It should feel warm and inviting. Grass should be freshly cut, plant some flowers, organize the home's interior, rid the home of foul smells and apply new coats of paint to all walls and doors.
No Understanding The Buyer's Offer
Carefully reviewing and understanding the offer or purchase contract is imperative. Here are a few things to look for:
1. Has the buyer agreed to put down a significant deposit?
2. Has the buyer asked for some credits to cover loan costs?
3. Is the offer contingent upon the owner selling his or her present home? If so, how is the selling process transpiring?
Home Inspection
Have general inspections done in advance. Even though buyers will often have the house inspected again, it's best to prepare for any potential problems.
Withholding Information
While it is tempting to hide or fail to mention the snafus of a home for example, it’s a the hotel for cockroaches or located in an area that's prone to floods or earthquakes, canyon fires, it is best to give buyers full disclosure. This kind of information can greatly
affect the value or desirability of the property.
Be Objective:
While you may think your pink walls or roman columns are fabulous, it is best to keep that opinion to yourself.
Poor Realtor Communication
Sellers should take a pro-active approach to the selling process and not rely completely on the realtor. Sellers should insist upon regular updates about the house and never assume the realtor has taken care of everything. It is the seller's responsibility to ensure everything is running smoothly.
Investigate Buyers
Once you have an offer on the table, it is imperative to secure letters of prequalification or loan approval from the buyers. These letters should not only state that the buyers’ credit has been checked but also that it was acceptable to the lender. Also, it's important to ask buyers to complete a loan application and submit it to their lender within a few days after acceptance of the offer.
Closely Read Closing Statements
Cautiously review the closing statement, including the loan balance, repairs and other expenses detailed there to avoid last-minute surprises or errors. Make sure you get an estimated statement a few weeks prior to closing and compare the final statement to the estimated one.
If you follow these steps, you will go a long way towards avoiding being a victim in the home selling process.
About the Author: Dan Lewis is a mortgage broker with http://www.gwhomeloans.com - San Diego mortgage brokers providing home loans and refinances. Visit http://gwhomeloans.com/services.html to learn more about options for San Diego mortgages.
Source: www.isnare.com
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