1. Have a plan and know where you are going with your investments. If you don't have a plan, how will you know if you are on track? The process of creating a plan includes determining your current financial situation, how much money you want to save, and by when.

2. Diversify your investments. Create a balanced portfolio to help you stay on track and reach your goals.

3. Beware of get rich quick schemes. If an investment seems too good to be true, it probably is. Usually the higher the estimated return, the higher the risk to you. Stick with time-proven ways to grow your investments.

4. Feel comfortable with your investment decisions. If

5. Keep good records and check your statements each time you receive them. Always question anything that doesn't look right or that you don't understand. Read the Prospectus thoroughly before investing, do your research and understand how the fund works and all applicable expenses.

Investing, if done properly is a key to your future wealth. So don't forget to include these tips when you invest and watch your success.

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