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How To Start Investing For Financial Independence, Part 1.
Today, I am going to start a multi-part series about how to go from being a beginning investor to being “financially independent” in a steady and predictable way. At our website, we get tons of e-mails about how do I start, how do I start with...
Investing in Indian Real Estate
Indian Real Estate: "Undeniably tremendous!"
And, that is the undeniable verdict of a Price Waterhouse
Coopers study conducted on the investment environment in terms
of Indian real estate. Ever since the Government of India gave
its stamp...
Investing on a Budget
Have you ever found yourself wanting to make investments for the future, but ended up telling yourself that you simply couldn't afford to make those investments?
If you think that just because you're on a limited income you can't afford to make...
InvestorIdeas Launches new Investor Portal RFIDInvesting.com, to follow developments in Radio Frequency Identification and Wireless Security Applications.
For Immediate Release
Oct 15, 2004
InvestorIdeas Launches new Investor Portal RFIDInvesting.com, to follow developments in Radio Frequency Identification and Wireless Security Applications.
POINT ROBERTS, WA. October 15th 2004....
Networking 101
As a new business owner you must wear many hats.
You will need knowledge of accounting, marketing, advertising, management, administration, inventory, sales, etc., in addition to knowledge pertaining to your industry. Since you may be very...
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How to Find Value in No Load Mutual Fund Investing
What are you thinking when it comes to your no load mutual fund selections? Are you saving pennies and sacrificing dollars?
Are you spending your time looking at expense ratios, analyzing Morningstar ratings and searching for funds with low fees and no 12b1 charges? If you are like most people, you know these things in and out. You've spent hours evaluating them, and your chosen mutual funds cost little to purchase and maintain. But they still don't perform to your hopes and expectations.
So, why is this happening? Because this kind of investing focuses on cost as opposed to value.
Investors with this philosophy have usually interviewed numerous advisors. But instead of trying to find someone suitable with a sensible approach, they only want to know who has the lowest fees. That's like going to the cheapest auto repair shop and getting the best price, but your car still doesn't run well.
Then there are the investors who call or email me wanting a recommendation on a no load mutual fund. They want one with no 12b1 charge, but they completely ignore the issue of how the fund might perform.
Both these kinds of investors spend their time trying to save pennies and in the process they are losing dollars. Instead of falling into the penny wise, dollar foolish trap, here are some ideas that will assist you in evaluating the end profit rather than just the short term saving.
1. Shift your focus from penny pinching to looking at the big picture: What can a mutual fund or an advisor do for you, not how much does it cost? Why? If you buy a given no load mutual fund
at the right time and it gains a tidy 15% for you over a 6 week period, would you really care about the costs? If a mutual fund—or an advisor for that matter—can give you superior performance and an increase of several percentage points over your bargain price pick wouldn't you pay an extra 0.25%?
2. Consider finding a fee-based investment advisor who uses a facts-based methodology and has a track record indicating those kinds of returns. For example, in my own practice I used a trend tracking approach to get my clients into the market on April 29, 2003. Plus, our research and homework led us to recommending funds that gained anywhere from 11.50% to 22.00% over the following 6 week period. How did you do during that time? Do you think any of my clients care whether one of these funds has a small 12b 1 charge? Or whether they have the lowest expense ratios in the industry? I know they don't.
The bottom line is to look at costs as balanced by performance and that's where you find value. Then seek true value not simple savings, enjoy healthy dollar-level returns and don't sweat the pennies.
Ulli Niemann is an investment advisor and has been writing about objective, methodical approaches to investing for over 10 years. He eluded the bear market of 2000 and has helped countless of people make better investment decisions. To find out more about his approach and his FREE Newsletter, please visit: www.successful-investment.com.
ulli@successful-investment.com
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Investing: Stock Quotes, Charts & Market News - MSN Money |
Investing home page features investment tools like stock quotes, charts, a portfolio manager and much more. Plus market news and financial commentary from ... |
moneycentral.msn.com |
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Investing : Stock Investing, Investing News |
Our stock investing news is designed to help new and seasoned investors alike. See all of our investing news online at BusinessWeek.com. |
www.businessweek.com |
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globeandmail.com : globeinvestor.com |
GlobeInvestorGOLD Canada's most comprehensive investment tool. ... This Globe and Mail report will profile alternative investment products designed to help ... |
www.globeinvestor.com |
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Fool.com: Investing, Stock Research, and Personal Finance |
Investing information and an enjoyably useful site. Updated hourly. |
www.fool.com |
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Investing, Stock Quotes and Research, Personal Finance and ... |
Free comprehensive guide to investing and personal finance. |
www.investorguide.com |
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Open Directory - Business: Investing |
Business: Financial Services (17198); Business: Major Companies: Company Information (28); Recreation: Collecting (5684); Society: Issues: Fraud: Investment ... |
dmoz.org |
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Better Investing - We'll show you how! |
The National Association of Investors Corporation (NAIC) teaches individuals how to become successful strategic long-term investors. |
www.betterinvesting.org |
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Dow Jones, Nasdaq, S&P 500, stock market data - CNNMoney.com |
... Real Estate Tips Main FSB 100 Small Cap Investing - Top 50 5 Best Bosses Which States Love Small Biz? ... Investing after Pfizer's flop - 3 strategies ... |
money.cnn.com |
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Investing News, Personal Finance, Stock Market, Mutual Funds ... |
Reuters.com is your source for investing news, personal finance, stock market, mutual funds and investments. Reuters is the leading global provider of news, ... |
today.reuters.com |
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Investment - Wikipedia, the free encyclopedia |
Investment or investing [1] is a term with several closely-related meanings in ... Types of financial investments include shares or other equity investment, ... |
en.wikipedia.org |
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Investing In Bonds |
Information about bond investing from The Bond Market Association. Bond price information, articles, introductory guides, and links to related sites. |
www.investinginbonds.com |
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Investing for Kids |
Welcome to Investing For Kids. This Web site is designed by kids for kids. It examines stocks, bonds, ... It teaches the principles of saving and investing. ... |
library.thinkquest.org |
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internet.com - the Internet and IT Network from Jupitermedia Corp. |
The definitive internet resource. |
www.internet.com |
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InvestorWords.com - Investing Glossary |
The most comprehensive investing glossary on the web, with over 5000 definitions and 15000 links between related terms. |
www.investorwords.com |
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Investing - Share prices | FTSE100 | Stock quotes | Stock exchange ... |
Also on Investing:. December Fund of the Month: River and Mercantile UK Smaller Companies · Virtual Trader: play our £100k fantasy sharetrading game ... |
money.uk.msn.com |
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JS Online: Business: Investments |
Investing, Personal Finance. More investing stories from the Journal Sentinel ... Readers share investment advice, savings tips COLUMNIST HUMBERTO CRUZ ... |
www.jsonline.com |
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Welcome to the Investing Online Resource Center! |
Independent, non-commercial information on online investing. |
www.investingonline.org |
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Investing for Your Future |
Online course for beginner investors. Course and program description, registration, resources, feedback and contacts. |
www.investing.rutgers.edu |
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investing | baltimoresun.com |
Business, technology, real estate and investing news, primarily from The Baltimore Sun. |
www.baltimoresun.com |
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Investing for Beginners |
Investing for beginners gives new investors articles on the stock market,interviews with leading financial experts, discussion boards, a free weekly ... |
beginnersinvest.about.com |
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