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A Simple Plan for Starting a Business of Real Estate Investing
Starting a business of real estate investing - whether you work
out of an office or a 'home based business' you run out of a
corner of your bedroom, you can drastically change your life,
and your income in as little as 10 hours per week - all...
High Profit Real Estate Investing--Make a Good Deal Every Time!
Knowing what a Good Deal is - Is the Key to Success in Real Estate. Richard Odessey Dear Investor, Take this little survey: The most important key to Real Estate Success is: 1. Finding Motivated Sellers 2. Funding Your Deals 3. Negotiating 4....
How to Protect Your Nest Egg While Investing Online
Would you like to know how to protect your nest egg while
investing online? Well, read on and I will explain how I do it.
I'm not trying to hide anything. HYIPs, Rolling Maturity Date
HYIPs, Slow-rolling HYIPs all have their drawbacks. The...
Real Estate Investing - start with getting your own finances under control
Real estate has been a driving force in world economies since
the days of Babylon, one of the most fantastic developments the
world has ever known, and the desire to create, not destroy, is
alive and well.
To enter the realm of real estate...
The Nasty Truth About Mutual Funds Investing
Here are some facts that might make many fund investors question why they have chosen to invest in funds at all. According to John Bogle, former CEO of Vanguard Funds, one of the most trusted authorities on investing in mutual funds and a strong...
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The Most Important Thing You Need To Know About Investing
The Most Important Thing That You Need To Know About Investing
That is a very grand title for a newsletter. But, I kid you not,
what I am going to discuss this month is a rather overlooked but
massively important factor in the success or failure of an
investment strategy.
Every serious investor has thought through this element of 'the
game'. Quite simply, if they have not, they are not.
So what can be this important?
SELLING.
Simple, huh?
Of course it is. When it comes down to it, most things in life
are really quite simple. So is this. But, oh-so overlooked.
If you begin to study investment as either a hobby, an
intellectual pursuit or a profession, you will find massive
quantities of books that can guide you. I know, I have quite a
few of them. However, the majority will help you to choose an
investment. Stock or fund picking is a vital element in the
investment process.
But, selling is where the profits are. After all, if you never
sell, you never really make a 'real' profit, it is just a
theoretical one. And theoretical profits do not pay the bills.
Years ago, I used to know a semi-retired farmer in the UK. He
was a nice guy who had sold a pig farm whilst it was profitable
and was living on his large 'capital'. He found investing to be
more regular as an income source! (At least that is what he
said.) Without trying to be mean, he wasn't the sharpest knife
in the drawer and his investments backed my theory up.
The first time I was invited to his house he delighted in firing
up his pc to show off his investment software and display to me
his 'portfolio'. At the time he had holdings in about 100
different UK listed companies. But, about 70% of these holdings
were losing money! I was amazed. He had boasted to me that he
had 'never made a loss on a share'. Being unable to resist, I
quizzed him relentlessly that evening until I found an answer I
believed.
The truth was that he had bought all these shares but had NEVER
actually sold one. He had not made 'a loss' because he didn't
turn the shares back into cash. It also meant that he had never
actually made a profit either but he neglected to mention that...
As you might be realising, this did not make him a good
investor. He had not figured out how to either buy or sell
shares. It was all pure dumb luck either way! When you also
consider that I am talking about perhaps 1996 or 1997, towards
the end of the greatest share bull market of all time, he was
doing worse than pure dumb luck!! During the world's most
profitable period
for investment EVER, he had found a way to
lose money consistently. That takes real skill.
Most people that invest money will never make the kind of errors
of judgement that this man made. Most people will never have the
money available to lose and it not alter their lifestyle. That
may be a blessing in disguise!
With hindsight, as I got to know him better, I began to realise
that he was actually a gambler at heart ... horses, cards,
shares, spoof (though I never figured out the rules to that) and
I'm sure more that I wasn't aware of.
However, most of us are not gamblers. We have some spare money
and we want to invest it for the future. Hopefully, it will grow
into something more substantial for when we need it. Perhaps it
will pay for a child's education or our retirement. Whatever.
The issue that you need to think about when making an investment
is when to sell up. The reason is quite simple, it is all about
discipline. Even the best companies go through bad times. The
course of a business cycle virtually guarantees this. We
however, want to be selling during the good times for a profit,
not holding on until it is too late for a loss.
Some investors have a preset figure in their mind - when the
price is xx I'll sell. Others use a stop-loss system, or better
yet, a trailing stop-loss. Each has a place in the investment
world.
Alas, we can't all behave like Warren Buffett and buy with the
intention of holding 'forever'. Firstly, he is better at this
than us. Secondly, he tries to buy a business whole, which is
probably out of your reach (I know it is out of mine!). And
lastly, though I know he will hate to make a loss more than most
other people, if it all goes wrong, he can afford it. His life
will not be ruined by losing money (and he has been so
successful that even his reputation is unlikely to be ruined).
Just remember that the simplest formula for making money in an
investment is to 'Buy low and sell high'. Easy stuff. But when
things are high, you need to remember to sell. Don't let greed
get the better of you.
It has happened to me and probably every investor who ever
lived. He or she held on too long and turned a decent profit
into a sickening loss.
About the author:
Stuart Langridge is a financial planning consultant to
expatriates in the Benelux region. To subscribe and receive his
free monthly email newsletter and a copy of his free 70 page
ebook about financial planning, please click on the following
link:
http://www.freefinancialguide.com/dt/t.php?cid=32&ad=AD_NAME_HERE
&cpc=0
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Investing: Stock Quotes, Charts & Market News - MSN Money |
Investing home page features investment tools like stock quotes, charts, a portfolio manager and much more. Plus market news and financial commentary from ... |
moneycentral.msn.com |
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Investing : Stock Investing, Investing News |
Our stock investing news is designed to help new and seasoned investors alike. See all of our investing news online at BusinessWeek.com. |
www.businessweek.com |
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globeandmail.com : globeinvestor.com |
GlobeInvestorGOLD Canada's most comprehensive investment tool. ... This Globe and Mail report will profile alternative investment products designed to help ... |
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Fool.com: Investing, Stock Research, and Personal Finance |
Investing information and an enjoyably useful site. Updated hourly. |
www.fool.com |
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Investing, Stock Quotes and Research, Personal Finance and ... |
Free comprehensive guide to investing and personal finance. |
www.investorguide.com |
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Open Directory - Business: Investing |
Business: Financial Services (17198); Business: Major Companies: Company Information (28); Recreation: Collecting (5684); Society: Issues: Fraud: Investment ... |
dmoz.org |
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Better Investing - We'll show you how! |
The National Association of Investors Corporation (NAIC) teaches individuals how to become successful strategic long-term investors. |
www.betterinvesting.org |
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Dow Jones, Nasdaq, S&P 500, stock market data - CNNMoney.com |
... Real Estate Tips Main FSB 100 Small Cap Investing - Top 50 5 Best Bosses Which States Love Small Biz? ... Investing after Pfizer's flop - 3 strategies ... |
money.cnn.com |
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Investing News, Personal Finance, Stock Market, Mutual Funds ... |
Reuters.com is your source for investing news, personal finance, stock market, mutual funds and investments. Reuters is the leading global provider of news, ... |
today.reuters.com |
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Investment - Wikipedia, the free encyclopedia |
Investment or investing [1] is a term with several closely-related meanings in ... Types of financial investments include shares or other equity investment, ... |
en.wikipedia.org |
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Investing In Bonds |
Information about bond investing from The Bond Market Association. Bond price information, articles, introductory guides, and links to related sites. |
www.investinginbonds.com |
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Investing for Kids |
Welcome to Investing For Kids. This Web site is designed by kids for kids. It examines stocks, bonds, ... It teaches the principles of saving and investing. ... |
library.thinkquest.org |
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internet.com - the Internet and IT Network from Jupitermedia Corp. |
The definitive internet resource. |
www.internet.com |
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InvestorWords.com - Investing Glossary |
The most comprehensive investing glossary on the web, with over 5000 definitions and 15000 links between related terms. |
www.investorwords.com |
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Investing - Share prices | FTSE100 | Stock quotes | Stock exchange ... |
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money.uk.msn.com |
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JS Online: Business: Investments |
Investing, Personal Finance. More investing stories from the Journal Sentinel ... Readers share investment advice, savings tips COLUMNIST HUMBERTO CRUZ ... |
www.jsonline.com |
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Welcome to the Investing Online Resource Center! |
Independent, non-commercial information on online investing. |
www.investingonline.org |
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Investing for Your Future |
Online course for beginner investors. Course and program description, registration, resources, feedback and contacts. |
www.investing.rutgers.edu |
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investing | baltimoresun.com |
Business, technology, real estate and investing news, primarily from The Baltimore Sun. |
www.baltimoresun.com |
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Investing for Beginners |
Investing for beginners gives new investors articles on the stock market,interviews with leading financial experts, discussion boards, a free weekly ... |
beginnersinvest.about.com |
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