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How To Use Biennials & Perennials In Landscaping Your Garden
Biennials Biennials are generally very beautiful plants, with most attractive flowers. They are somewhat more trouble for the gardener, since they keep growing during their first year and do not bloom until the second. Their great advantage...
Patios: The New Trend in Home Remodels
In years past a patio was sort of a throw on to a home. It was typically a concrete slab to keep your feet clean on your way in or out. Then you'd plunk down a couple of chairs and a table and enjoy your patio when the sun went down. More recently,...
Saving Energy By planting Nursery Stock and windbreaks
In the past week there has been an increasing interest in
landscape design for energy conservation. Rising fuel costs can
be offset by landscaping. The primary goal is to control wind
and sun. In Pa. the first line of defence for energy savings...
Seeing the Light
Lighting
"Light has illuminated the path of humanity" – While Einstein was probably referring to one of his mind-blowing theories, lighting has also revolutionized the home. Before incandescent and fluorescent lighting, most activities...
What Are Light Fixtures Used For?
Light fixtures are something not many of us think about. But, the way we light a room can cause us to feel a certain way or enhance what we want to accomplish in that room. There are many types of light fixtures for all areas of the home and even...
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Home Improvement Loans
Once you own a home, you'll get the urge to make home
improvements. Often, you'll need a home improvement loan.
Home Improvement Loans
Whether you've lived in a home for years or just purchased it,
you'll get the urge to make improvements. It's a natural urge to
want to redo bathrooms and kitchens or perhaps have a go at the
landscape. Room additions are also popular, particularly if
you're planning for an addition to the family. Room additions
become extremely popular when you aren't planning for a family
addition, but have one coming anyway!
If you're going to make improvements, you are often going to
need funds to make them. This is where home improvement loans
come in. Such loans typically come in two forms, a home equity
line of credit and a home improvement loan 2nd deed of trust.
Home equity lines of credits, known as HELOCs, are excellent
options if you equity built up in the loan. Essentially, a
lender will grant you a credit line equal to a percentage of the
equity secured by a 2nd trust deed on the property. As you make
improvements, you simply write checks off the
line to cover the
costs. Importantly, check with your tax professional to see if
part or all of the repayment of the HELOC is tax deductible.
Usually, you'll get a significant write-off.
If you've just moved into the home and don't have much equity,
you will want to look at a home improvement loan. As with the
HELOC, a lender will issue you a loan in exchange for a 2nd
trust deed on the property. The difference, however, is a lender
will issue you a loan in excess of the home value, often to as
much as 125 percent of the current appraised value. This gives
you the cash necessary to make improvements even though you
don't have much equity in the home.
Improving your home is a natural evolution of the ownership
experience. Home improvement loans and home equity lines of
credit give you the ability to realize your dreams.
About the author:
Dan Lewis is with http://www.gwhomeloans.com - a San Diego
mortgage brokers providing San Diego home loans. Visit
http://www.gwhomeloans.com/services.html to learn more about
options on San Diego mortgages from a San Diego mortgage broker
company.
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| Landscaping Ideas | Landscape Design | Landscaping Pictures |
| Information for homeowners on hardscape and softscape elements in landscape design. Includes a chat room and forum. |
| landscaping.about.com |
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| Gardening - Landscaping |
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| Gardening |
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| Landscaping - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| Gardening Landscaping & Design - Landscape Gardening for Patios ... |
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| www.hgtv.com |
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| EERE Consumer's Guide: Landscaping |
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| www.eere.energy.gov |
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| Great Lakes Environment: Greenacres-Green Landscaping |
| A key source of Great Lakes environmental information. |
| www.epa.gov |
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| Landscaping - Outdoors - homesite.com.au |
| Landscaping - homesite.com.au, Australia’s No.1 home and garden web site. |
| www.homesite.com.au |
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| H2ouse.org : Tour : Landscaping |
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| Landscapers | Landscaping |
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| www.servicemagic.com |
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| Complete Landscape Design for Do It Yourselfers |
| Do it yourself tips, tricks, guidelines, and resources for home landscape design. |
| www.the-landscape-design-site.com |
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| Landscaping Ideas | 2854 + Landscaping Pictures |
| Landscaping Ideas To Make Your Homes Beautiful. ... Click here to access all 4290+ landscaping photos, and get instant access to valuable savings coupons to ... |
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| Landscaping for Energy Efficiency |
| Are you looking for cost-effective yet eye-pleasing ways to lower your energy bills? Planting trees, shrubs, vines, grasses, and hedges could be the answer. |
| www.pioneerthinking.com |
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| Edible Landscaping Online |
| Only the most productive disease resistant varieties make it onto the approved list here at Edible Landscaping. Our plants are guaranteed to arrive healthy ... |
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| Free Landscaping Ideas, Landscapes, Front Yard, Garden Landscaping |
| Landscaping ideas that transform your boring, unattractive yard into the picture perfect oasis you've always dreamed of. Find out h... |
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