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Do It Yourself Landscape Design - Where To Begin
There's an old saying that states something like - "Getting
Started Is Half Finished". And so many times I find this to be
true as I see do it yourself landscapers struggle to find their
initial design idea. However, once they establish a...
Getting Your Hands on a Good Pair of Gardening Gloves
The next best thing to gardening is owning the best pair of
gardening gloves. Gardening gloves is the basic gear that the
gardener in us needs. And a good pair of gardening gloves should
always be found in a gardener's tool box. Why? Because...
Layer Your Plantings
Part three in a series In our last article, we helped you layout your new landscape. In this article we’ll explore which plants to put where and what makes an effective landscape. If you think of your landscape as a stage, you can easily imagine...
The Basic Principles Of Landscape Design
Whether you plan on "borrowing ideas" or plan on creating your own landscaping design, you should have at the very least a basic understanding of the principles of landscape design.
This doesn't mean that you have to apply every principle to...
The Pollen-Trapping Power of a Lawn
The Pollen-Trapping Power of a Lawn
Thomas Leo Ogren
Think twice before you give up your lawn.
Lawns are often blamed for causing allergies but the right lawn is actually a powerful allergy suppressor. The best lawn grasses either do not...
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Home Improvement Loans
Once you own a home, you'll get the urge to make home
improvements. Often, you'll need a home improvement loan.
Home Improvement Loans
Whether you've lived in a home for years or just purchased it,
you'll get the urge to make improvements. It's a natural urge to
want to redo bathrooms and kitchens or perhaps have a go at the
landscape. Room additions are also popular, particularly if
you're planning for an addition to the family. Room additions
become extremely popular when you aren't planning for a family
addition, but have one coming anyway!
If you're going to make improvements, you are often going to
need funds to make them. This is where home improvement loans
come in. Such loans typically come in two forms, a home equity
line of credit and a home improvement loan 2nd deed of trust.
Home equity lines of credits, known as HELOCs, are excellent
options if you equity built up in the loan. Essentially, a
lender will grant you a credit line equal to a percentage of the
equity secured by a 2nd trust deed on the property. As you make
improvements, you simply write checks off the
line to cover the
costs. Importantly, check with your tax professional to see if
part or all of the repayment of the HELOC is tax deductible.
Usually, you'll get a significant write-off.
If you've just moved into the home and don't have much equity,
you will want to look at a home improvement loan. As with the
HELOC, a lender will issue you a loan in exchange for a 2nd
trust deed on the property. The difference, however, is a lender
will issue you a loan in excess of the home value, often to as
much as 125 percent of the current appraised value. This gives
you the cash necessary to make improvements even though you
don't have much equity in the home.
Improving your home is a natural evolution of the ownership
experience. Home improvement loans and home equity lines of
credit give you the ability to realize your dreams.
About the author:
Dan Lewis is with http://www.gwhomeloans.com - a San Diego
mortgage brokers providing San Diego home loans. Visit
http://www.gwhomeloans.com/services.html to learn more about
options on San Diego mortgages from a San Diego mortgage broker
company.
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| Landscaping Ideas | Landscape Design | Landscaping Pictures |
| Information for homeowners on hardscape and softscape elements in landscape design. Includes a chat room and forum. |
| landscaping.about.com |
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| Landscaping - Wikipedia, the free encyclopedia |
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| EERE Consumer's Guide: Landscaping |
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| aggie-horticulture.tamu.edu |
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| landscaping.respond.com |
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| clearwaterlandscapes.com |
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| Turn your yard into a spectacular showpiece, whether you're planning all-new landscaping or hoping to update a flower bed. |
| www.bhg.com |
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| Great Lakes Environment: Greenacres-Green Landscaping |
| A key source of Great Lakes environmental information. |
| www.epa.gov |
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| Landscaping - Outdoors - homesite.com.au |
| Landscaping - homesite.com.au, Australia’s No.1 home and garden web site. |
| www.homesite.com.au |
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| H2ouse.org : Tour : Landscaping |
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| www.servicemagic.com |
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| Complete Landscape Design for Do It Yourselfers |
| Do it yourself tips, tricks, guidelines, and resources for home landscape design. |
| www.the-landscape-design-site.com |
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| Landscaping Ideas | 2854 + Landscaping Pictures |
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| www.landscapingideasonline.com |
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| Landscaping for Energy Efficiency |
| Are you looking for cost-effective yet eye-pleasing ways to lower your energy bills? Planting trees, shrubs, vines, grasses, and hedges could be the answer. |
| www.pioneerthinking.com |
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| Edible Landscaping Online |
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| www.ediblelandscaping.com |
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| Free Landscaping Ideas, Landscapes, Front Yard, Garden Landscaping |
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| www.greatlandscapingideas.com |
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