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Informative Articles

7 Financial Strategies for Transitioning from Salaried to Solo
Copyright 2005 Success from the Inside Out A 40’s something woman was talking to me the other day about her growing sense of frustration with “working for someone else” and her longing to “do my own thing, drive my own wagon”. But, she said with...
Are You Profiting From O.P.P.?
Are you profiting from O.P.P.? If not, why not? We know many of you have the desire and dream of running your own home-based business. But, like so many people, you're not sure where or how to start. You're not sure what type of business...
Networking Your Home Business within Circles of Influence
When you need an auto mechanic or an air conditioning repairman, where do you turn for help? Sure, some people turn to the yellow pages. But most will turn to friends and family and ask if they know of anyone who can do the work. The best place...
What is Software Piracy
What is software piracy? There are several kinds of software piracy. The bottom line is when software is pirated, the developer does not receive compensation for their work. Effects of Software Piracy When software is pirated, consumers, software...
What You Must Know When Marketing Your Business
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Benefits Tailored to the Changing Needs of Canadians

Increasingly, traditional benefits packages are disappearing from the Canadian business landscape. As the face of the Canadian workforce continually changes, companies are finding it necessary to address these shifts. The reality for many employers is that it is becoming more and more difficult to recruit workers if they are not able to offer an attractive benefits package. It is not simply enough to offer affordable health insurance; there must also be the option to choose. Today, many Canadians opt for a ‘cafeteria-style’ benefits package that offers them the freedom to design a customized benefits plan.

Although flexible benefits, commonly referred to as ‘cafeteria-style’, have been around for more than 20 years, they are only now gaining in popularity. Employers and workers alike are attracted to the flexibility they offer. They allow individuals to choose from a menu of benefits what best suits their needs. By designing a unique combination of health care coverage, employees are able to provide themselves with a feeling of security and protection. These benefits can be offered by an employer in their employee benefits package, or can be bought through a private health insurance provider in the form of supplemental health coverage.

This move away from the rigidity of


traditional benefits packages comes as no surprise when one considers the variety of life circumstances among the Canadian population. Increasingly, family households have both partners working thereby causing a considerable overlap in benefits. With flexible coverage, one partner’s traditional plan is complemented and any gaps in the family’s coverage are easily filled. Younger Canadians may find themselves planning for a family and need to think about the necessity for vision insurance and/or dental insurance. Alternatively, aging individuals may need to secure a variety of previously unneeded benefits, such as disability insurance.

It is predicted that when the baby boomers are ready to retire, a massive job shortage will result. Subsequently, employers may find it challenging to compete for prospective employees. Perhaps it will be the employer who can appreciate the evolving needs of Canadians who will triumph.

About the Author

Anna Dorbyk is the editor for Canada Health Insurance and is a graduate student in Communication Studies at Concordia University. For more information on health insurance for Canadians please visit www.canada-health-insurance.com.

 

Finance - Leases-Leasing Ezine Articles
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Finance: Leases Leasing Articles from EzineArticles.com
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Absolute Article Directory: Finance, Leases Leasing.
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