|
|
A Winning Public Relations Game Plan for 2002
I have learned in my public relations work, especially from leaders in the field, that there are only three ways a public relations effort can impact behavior: create opinion where it doesn’t exist, reinforce existing opinion or change that ...
How to Get Radio Interviews to Promote Your Service
How to Get Radio Interviews By Mike Moore Of all the marketing methods I employ to get the word out about my speaking service and my information products the method I enjoy most involves being interviewed on radio stations throughout North America....
Paid Surveys Really Work -- If You Know Which Companies Are Legitimate
Five to 15 minutes of your time, on average, and you get cash! Sound good? Well, getting paid to take surveys will do that for you. Why would anyone pay you to take a survey? Surveys are used by manufacturers to understand how their customers...
Restaurant Scheduling for Success
Restaurant Scheduling for Success - Excerpt from Richard Saporito’s latest e-book “How to Improve Dining Room Service” This Tip will Help Maintain the Staff Schedule Keeping the Dining Room Service Staff Tight and Content which is Essential for...
Why Choose a Home Owner Loan?
Most people choose a home owner loan as it can release the capital that is tied up in their property for immediate use. The loan can be used for any purpose, and is available to anyone who owns their home. Home loans can be used for any purpose...
|
|
|
|
|
|
|
|
Financial Wizards Prepare! 4 Lil' Tiny Duckies!...
Financial Wizards Prepare! Getting Your 4 Lil’ Tiny Duckies All Lined Up In A Row by Tom Levine
A) If you are going to transform yourself into a financial wizard, with money, security, and assets, then you need to begin this transformation by clearing out the cobwebs, and making way for a new tomorrow.
B) We are all perfectly capable of becoming “Financial Wizards.” None of us are without the ability to amass vast quantities of prosperity and wealth, in an easy, painless fashion. Benjamin Franklin believed that we are all equal, entitled to equal opportunity. If we just take a few simple steps, each day, we can achieve greatness.
C) But the first step is to take responsibility, and many “Financial Wizards” have debt issues, credit issues, budget issues, and spending issues. We’re all human. So, the first step is to address these issues one at a time, and take ownership of them, and change them.
D) But, hey listen! They ain’t no big thing, you hear me!? These are SMALL issues to deal with, not large ones. These are little tiny duckies. You need to realize that, in order to tackle them and move on.
Let’s take a look at these lil’ tiny duckies…Gee aren’t they cute? No big deal:
1. THE DEBT DUCKIE!
2. THE BUDGET DUCKIE!
3. THE SPENDING DUCKIE!
4. THE lil’ FICO DUCKIE!
1. THE DEBT DUCKIE!
A: If you have out of control debt, then you need to deal with it, and please, don’t do it alone. You need to seek out counsel from professional services who can examine your current debt situation, and provide you with a short term, mid-range, and long-term plan to get you debt-free forever.
B: Debt can be such a burden in your life, that sometimes, it's hard to take that first step, to concede that you have a problem, and accept that you can't solve it alone. It weighs so heavy on you, that it blinds you to the big picture.
C: So, I'm suggesting that it's time you simply make the decision to see the forest from the trees. You'll need help. Go get it. There are lots of debt-assistance programs out there. Most of them are non-profit, or you may need legal assistance through an attorney. But, don't put this off any longer, plain and simple. You just CAN NOT become a “Financial Wizard,” if you are encumbered with debt. This is goal one. Go get some solid advice from those you trust, and line that duckie up!
2. THE BUDGET DUCKIE!
A: If you’ve never created a budget, that’s okay! You can still be in the club, you can still become a “Financial Wizard,” and you can still amass an amazing array of wealth. But, you must get started sometime.
B: And you know what? Today is a great day to start!
C: A budget is more than just writing down how much you spend on groceries. A budget requires a review of your spending, and a recognition that money is power, and it is also an expression of your values, and a measurement of time.
D: For example: Sit down, and write out how much you spent in the past, like last month. Then, write down how much you are currently spending in the present, like last week. Finally, write down how much you want to spend in the future, like next month.
E: So, let’s talk about what you wrote down for the future. Did you pull that money together, that powerful tool for changing your tomorrows? How much did you put down for savings? How much did you budget for your 401k, and for your mortgage payment, or for your ROTH-IRA, or your savings towards a down payment on your first home?
F: Aha! There’s the cute, lil duckie!
G: The important thing to recognize here is that budgeting is an acquired skill, and you don’t have to go at it alone. Seek out advice from professionals that can help get you started in budgeting your money, so that you are honing your skills and becoming a person of action, and not a person of reaction. All of the important elements of your finances need to be taken care of and represented in your budget, as you examine your yesterdays, your todays, and your tommorows.
Two lil’ duckies down, 2 lil’ duckies to go!
3. THE SPENDING DUCKIE!
A: Believe it or not, the spending duckie is a different duckie then the budget duckie.
B: See,
spending is an action that you take, whereas budgeting is more a planning process. Now, how do you spend? Do you use your ATM card, or your VISA, or CASH? Do you spend what you have, do you spend what you need, or do you spend to gratify what are actually your wants and desires, right now, no matter what, irrespective of your budget, and without control or measure?
C: You see I believe that spending is a behavior pattern, and a habit, and it can be changed, and you can change! It is also a reflection of your values, and of your goals. So, you will need to deal with this, in order to get to that “Financial Wizard” that you know is deep inside you.
D: Line this ‘lil duckie up. Again, recognize it’s something you need to grasp, and then go seek help. Don’t rely just on yourself, because if you have poor spending habits, chances are, they need to be corrected by someone who has good spending habits. That said, spending is a skill, just like anything else. It’s a tiny little thing. A cute lil’ duckie. You can do it.
And now, on to the last cute, tiny, lil’ duckie:
4. THE lil’ FICO DUCKIE!
A: Sometimes, your credit may be in need of attention. Well no big deal, but neglect this no longer.
B: You CAN do something about it, and you CAN work towards cleaning your credit up, increasing your FICO score, and getting your credit to reflect the new you, the “Financial Wizard” you.
C: Many of the items on your credit report can be challenged, explained, or dealt with in a professional manner. The first step is always to get a copy of your credit report. Find out exactly where you stand. The second step is to assess it, either on your own, using a service, or using a professional. The third step is to form a plan to address the credit report, and the fourth step is to take action.
D: But with that said, it would be wise to deal with the first 3 issues of debt, budgeting, and spending, prior to dealing with the credit report. I say that because your FICO score is really just a reflection of the other 3 issues. So, deal with them first.
E: But once you’ve got your debt, budget, and spending under control, please realize that your credit is a manageable, tangible, and workable problem, with workable solutions. Seek out professional advice, so that you don’t have to go at it alone, and before long, you’ll have a squeaky clean credit report. Of course by that time, you’ll be well on your way.
CONCLUSION:
So that’s the 4 lil’ duckies. They ain’t no BIG THING, just like I said. But ignore them no longer. Neglect them no longer. Avoid them no longer.
But don’t be afraid of them. They’re just 4 cute tiny ‘lil duckies, and they’re just looking for a little attention. The are also, of course, the very foundation and health of your financial house. Build a home on toothpicks, and eventually, you will wind up with a pile of lumber.
Not a great place to live, if you’re a cute ‘lil duckie.
We’ve enjoyed providing this information to you, and we wish you the best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.
Publisher’s Directions: This article may be freely distributed so long as the copyright, author’s information, disclaimer, and an active link (where possible) are included.
Disclaimer: Statements and opinions expressed in the articles, reviews and other materials herein are those of the authors. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site.
About the Author
Tom Levine provides a solid, common sense approach to solving problems and answering questions relating to consumer loan products. Visit Tom at Loans-Resource.Net , or read this article in full format here: 4 Lil' Tiny Duckies , Copyright 2004, by Loans-Resource.Net .
|
|
|
|
|
Finance - Leases-Leasing Ezine Articles |
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites. |
ezinearticles.com |
  |
Finance: Leases Leasing Articles from EzineArticles.com |
http://ezinearticles.com/?cat=Finance:Leases-Leasing Free Content For Your Ezine or Website http://creativecommons.org/licenses/by-nc-nd/2.0/ Why use your ... |
ezinearticles.com |
  |
Leases Leasing - Money & Finance Articles |
Leases Leasing - Money & Finance Articles. Money & Finance | Accounting & Payroll | Bankruptcy | Business & Loans | Credit Tips | Currency-Trading ... |
www.article99.com |
  |
Finance » Leases Leasing » Absolute Article Directory |
Absolute Article Directory: Finance, Leases Leasing. |
www.absolutearticle.com |
  |
- Leases-Leasing |
By David Springer | On January 29, 2006 | In Leases-Leasing | Rated. Short on cash, but need equipment? Consider leasing what you need. ... |
www.articlebar.com |
  |
Leases Leasing |
You are here: Article Directory arrow Article Directory arrow Finance arrow Leases Leasing ... Leases Leasing. Articles ... |
www.rumorist.com |
  |
Long Term Car Rental Italy Auto Rentals Leases Leasing Rome Milan ... |
Long Term Car Rental Italy Auto Rentals Leases Leasing Rome Milan Florence One Way Paris London Frankfurt Madrid Lisbon. |
www.ideamerge.com |
  |
europe car rental leases leasing one way rentals long term renault ... |
pictured is the Renault Laguna Estate, With Renault tax-free, short-term auto leasing you get the exact, brand-new vehicle you reserve, plus unlimited miles ... |
www.ideamerge.com |
  |
Private Fleet - Finance, Insurance, novated leases, leasing, CHP ... |
New Car Broker Australia. Private Fleet sales discounts on your new car purchase, no haggle, no hassle saving $1000s off all new and used cars for private ... |
www.privatefleet.com.au |
  |
Projector Leases, Leasing Companies for LCD, DLP, LCOS projectors |
Projector leasing programs and services. Choose a company. |
www.projectorcentral.com |
  |
Category: leases-leasing |
Category... leases-leasing. Results 1 - 3 of 3. Search took 0.01 seconds. Page 1 of 1. Buy or Lease: Which Automobile Transaction is Better? ... |
www.articler.com |
  |
John Dellagnese & Associates: offices, officespace, lease, leases ... |
It takes two companies to bring you the premier Corporate Property Development group in Northeast Ohio: the talents of John Dellagnese and Associates ... |
www.dellagnese.com |
  |
John Dellagnese & Associates: offices, officespace, lease, leases ... |
Welcome to our Tenant Login Page. * Forgot your password or haven't received one yet? Email us tinah@dellagnese.com or call 330-668-4000 and we will reply ... |
www.dellagnese.com |
  |
The-Arts-Magazine.com - Leases-Leasing |
Home arrow Article Links arrow Finance arrow Leases-Leasing. Main Menu ... Mosets Tree. Leases-Leasing. Listings. There are 0 listings in this category. |
www.the-arts-magazine.com |
  |
OmegaMotors.com - Your Money - Leases - Leasing Overview |
Blue Book retail & trade-in value reports on used vehicles. Kelley features prices on used cars, trucks, street and dirt bikes, ATVs, scooters, ... |
www.omegamotors.com |
  |
Entertainment Guide - Leases-Leasing |
Sunday, 03 December 2006, Home arrow Article Resources arrow Finance arrow Leases-Leasing ... Mosets Tree. Leases-Leasing ... |
www.entertainment-resource-directory.com |
  |
- Leases-Leasing |
Mosets Tree. Leases-Leasing. Listings. There are 0 listings in this category. spacer.png, 0 kB. spacer.png, 0 kB. download joomla modules download joomla ... |
www.healthcare-resource-guide.com |
  |
FINANCEDEPARTMENT.COM- Finance, Mortgages, Leases, Leasing ... |
Finance, Mortgages, Leases, Leasing, Brokerage Houses, Mortgage Lending. |
www.financedepartment.com |
  |
vehicle leases leasing guide and facts |
vehicle leases leasing guide and facts. Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of ... |
www.shopperfavorites.com |
  |
- Leases-Leasing |
spacer.png, 0 kB. spacer.png, 0 kB. Home arrow Article Resources arrow Finance arrow Leases-Leasing. Mosets Tree. Leases-Leasing ... |
www.cars-directory-guide.com |
  |
|