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Love & EQ--The "Geek" we all love.... You know one...you might have one working for you....you may even be in love with one...or, maybe you is one.... Affectionately, we call them geeks, nerds or techies. Yet, any of us can fall into this category...
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Home equity loan
There are a number of different loan products available today, and the one that you select will depend upon your circumstance and budget as well as on the amount of cash that you need to borrow. If you are a homeowner and you’re looking to borrow a fairly substantial sum of money at a low rate of interest, you may find that a home equity loan will prove ideal for your needs. This type of loan can benefit you in a number of ways, and if you have the equity in your home you could get a really affordable loan.
The equity in your home is the market value of the property minus any outstanding mortgage or other loans secure upon it. The balance is the equity, and with these loans you can borrow against this equity. As property price have risen quite dramatically over recent years, many homeowners have found themselves sitting on quite a nest egg, giving them the leverage to borrow money against the
property if the need arises.
A home equity loan basically allows homeowners to unlock the equity that is tied up in their property without having to sell up or move. The nature of these loans means that you can often borrow far more than you would be able to with an unsecured loan, and you can also borrow over longer periods of time, which can reduce the amount that you will pay each month. Also, because an equity loan us secured lenders can afford to offer lower interest rates, which can also help to reduce monthly repayments, enabling borrowers to take out a loan for a substantial sum at a really
You may reprint this article on your website providing all of the links remain intact.
This article is courtesy of http://www.4a-loan.co.uk
About the Author
Paul Heath is the author and owner of http://www.4a-loan.co.uk For loans & finance please visit us http://www.4a-loan.co.uk
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