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All Fortunes Begin with an Idea!
A new idea is merely the combination of two or more old ideas. The creation of a new idea is the critical first step in establishing any business. People who dream of setting up their own business but don’t succeed, generally fall into one of...
Foreclosure Scams to be Aware of
Homeowners facing foreclosure should be aware of unscrupulous lenders and scammers. Don’t get me wrong, most lenders and agencies are reputable and legit. However some lenders, commonly second mortgage issuers will use unethical practices that...
How To Make More Money
Every entrepreneur can make more money by giving something away for FREE. It is something that you don't have to create, you don't have to buy, and something you already have. It's your expert knowledge. If you are an entrepreneur or business owner,...
Spam and Scams Go Hand in Hand
We all know there's been alot of chaos lately about new anti-Spam laws and honest business owners like you and me don't want to have our businesses and ezines shut down due to false complaints. Yet we also know that true Spammers and Scammers...
What Are Internet Radio Hosts Looking For In Their Guests?
Copyright 2005 Black Butterfly Press http://www.maxinethompson.com As an Internet Radio Host of On The Same Page on www.voiceamerica.com, over the past three and a half years, I have interviewed such illustrious guests as Haki Madhubuti of...
 
Home Loans - Dispelling the Myth

You have undoubtedly heard a plethora of advice when you mentioned you were considering buying a home. Everyone probably had an opinion, they always do. Some very well intended people probably gave you the worst advice you could possibly have received but you would have know way of knowing that.

Let us dispel some of the most common myths about home buying and loan selection. First and foremost the myth that the only type of mortgage to ever consider is a 30 year fixed rate mortgage. Perhaps when your parents or grandparents first considered buying a home this was true. The simple fact of the matter is that there are many loan packages available to buyers with all different financial circumstances and needs. For many a fixed-rate mortgage will be the right way to go. For others adjustable rate mortgages will make the most sense based on their financial situation. Your loan officer will be able to explain the differences between them and discuss which will make the best sense for you and your unique circumstances.

Another popular myth is that you should have a home in mind before you contact a mortgage professional. This is probably, however, the worst time to contact a mortgage professional. It is always best to start your home search only after you have spoken to a mortgage professional who can put a scope on your search for you before you fall in love with a home that is well beyond your financial means. A mortgage professional can save you hours of heartache when you try to compare a house within your means to those houses a realtor showed you but you simply cannot afford.

The only place you want to apply for your mortgage is with your personal bank. Or, at least that is what you will be told. Again, that may have been true about forty years ago, it is not necessarily true any longer. The mortgage market is competitive and there are many lenders that specialize in precisely this industry and are not retail banks. You may not want to close the door to the prospect of using one of these lenders because they very often offer the best loan packages.

Online mortgage lenders are risky. That is what traditionalists will say. Though you should be careful in


selecting an online lender, there are many safe and reliable retailers. You will want to make sure that they have an encrypted, safe site that you can comfortable input your information. Very often these lenders are actually a network of lenders that combined can offer you the most possible loan packages to choose from. It is important to know that the site is encrypted and safe before you input your personal information. Most sites will have information on the site regarding the measures they take to protect your information.

If your credit is not great you will never get approved for a mortgage is what you have probably heard time and time again. There is an entire, tremendous industry that has been created to provide mortgages to people with poor credit or no credit history at all. Rather than have your friends and family deny the loan that you had not even applied for yet, speak to a mortgage professional who has the means to open the door to this entire world of lenders waiting for people with little, no or bad credit.

If you do not have a big enough down-payment your mortgage payments will be huge and you will have to pay PMI. Again, this is simply not true. There are countless mortgage packages available to people with little or no down-payment, including many packages that combine loans in order to prevent your having to pay PMI (private mortgage insurance).

The home loan industry is a vast industry that grows annually. The key to your success in maneuvering in the industry is to speak to mortgage professionals rather than well-intended but ill-informed family and friends. Though your family and friends may offer good advice, very often they just proffer myths that have long ago been busted. We have addressed but a small number of these myths in this article, there are countless. The best thing to do is get the information directly from the source- a mortgage professional rather than the people around you who may have misinformed you when they heard you are thinking of buying a home. Ethan Hunter is the author of many credit related articles. If you are looking for help with Home Loans or any type of credit issue please visit us at http://www.homeloanave.com

 

Finance - Leases-Leasing Ezine Articles
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites.
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Finance: Leases Leasing Articles from EzineArticles.com
http://ezinearticles.com/?cat=Finance:Leases-Leasing Free Content For Your Ezine or Website http://creativecommons.org/licenses/by-nc-nd/2.0/ Why use your ...
ezinearticles.com
 
Leases Leasing - Money & Finance Articles
Leases Leasing - Money & Finance Articles. Money & Finance | Accounting & Payroll | Bankruptcy | Business & Loans | Credit Tips | Currency-Trading ...
www.article99.com
 
Finance » Leases Leasing » Absolute Article Directory
Absolute Article Directory: Finance, Leases Leasing.
www.absolutearticle.com
 
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By David Springer | On January 29, 2006 | In Leases-Leasing | Rated. Short on cash, but need equipment? Consider leasing what you need. ...
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Leases Leasing
You are here: Article Directory arrow Article Directory arrow Finance arrow Leases Leasing ... Leases Leasing. Articles ...
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Long Term Car Rental Italy Auto Rentals Leases Leasing Rome Milan ...
Long Term Car Rental Italy Auto Rentals Leases Leasing Rome Milan Florence One Way Paris London Frankfurt Madrid Lisbon.
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europe car rental leases leasing one way rentals long term renault ...
pictured is the Renault Laguna Estate, With Renault tax-free, short-term auto leasing you get the exact, brand-new vehicle you reserve, plus unlimited miles ...
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Private Fleet - Finance, Insurance, novated leases, leasing, CHP ...
New Car Broker Australia. Private Fleet sales discounts on your new car purchase, no haggle, no hassle saving $1000s off all new and used cars for private ...
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Projector Leases, Leasing Companies for LCD, DLP, LCOS projectors
Projector leasing programs and services. Choose a company.
www.projectorcentral.com
 
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Category... leases-leasing. Results 1 - 3 of 3. Search took 0.01 seconds. Page 1 of 1. Buy or Lease: Which Automobile Transaction is Better? ...
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John Dellagnese & Associates: offices, officespace, lease, leases ...
It takes two companies to bring you the premier Corporate Property Development group in Northeast Ohio: the talents of John Dellagnese and Associates ...
www.dellagnese.com
 
John Dellagnese & Associates: offices, officespace, lease, leases ...
Welcome to our Tenant Login Page. * Forgot your password or haven't received one yet? Email us tinah@dellagnese.com or call 330-668-4000 and we will reply ...
www.dellagnese.com
 
The-Arts-Magazine.com - Leases-Leasing
Home arrow Article Links arrow Finance arrow Leases-Leasing. Main Menu ... Mosets Tree. Leases-Leasing. Listings. There are 0 listings in this category.
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OmegaMotors.com - Your Money - Leases - Leasing Overview
Blue Book retail & trade-in value reports on used vehicles. Kelley features prices on used cars, trucks, street and dirt bikes, ATVs, scooters, ...
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Entertainment Guide - Leases-Leasing
Sunday, 03 December 2006, Home arrow Article Resources arrow Finance arrow Leases-Leasing ... Mosets Tree. Leases-Leasing ...
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