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Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was...
Buying a New Sports Car – Twelve Tips To Avoid Financial Sticker Shock
Nothing (well, almost nothing) can compare to the thrill of driving a road-hugging high performance sports car. Instant steering response. Power at the exact nanosecond you ask for it. Then, if you have one of the sexier models, you’ll attract...
Career Goals and Stress
Career Goals and Stress: How to Achieve Goals and Maintain Your Sanity Deborah R. Brown, MBA, MSW ____________________________________________________________________________ "Keep interested in your own career, however humble; it is a real...
How Safe is Your Success? Part 6 of 8
"How Safe is Your Success" is a series of eight articles that address different aspects of a universal problem which is of particular importance to those who do business on-line. Most Internet users are at least aware there are dangers "out there",...
Stay in front of your business - if you don't your competitors will!
Which existing customer is your business about to lose? What potential customers will go to your competitors instead of you? What new threat will assault your business next week, next month or next quarter? When opportunity knocks is your business...
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How Microenterprise Can Help You Achieve "The American Dream"
Do you have an idea for starting your own business? Have you ever dreamed of being your own boss, having the freedom that comes of working for yourself instead of someone else? Are you ready to weave your dreams into reality?
If you think you’ve got what it takes to become an entrepreneur, but you need a little help getting started – training, technical assistance or start-up capital, then maybe what you need – is microenterprise.
There are over 500 microenterprise development programs in the U.S. alone. Microenterprise Development Programs have been around since the 1970s, and are designed to provide you with the support you need to become a successful microbusiness owner.
A microbusiness is defined as a business with five or fewer employees that was started for less than $35,000 and has an annual revenue of less than $100,000.
What kinds of businesses are eligible for microenterprise loans?
Traditional businesses such as: beauty parlors, bakeries, repair shops, childcare facilities, and arts and craft sellers.
Nontraditional businesses such as: massage therapists, event planners, soap manufacturers and acupuncturists.
No Credit or Bad Credit, Low-income People PLEASE Apply:
If you’ve got bad credit or no credit, you’re considered low or middle income, and you don’t have the collateral to get a loan through traditional methods, then you’re a prime candidate
for a microenterprise development program!
What Can a Microenterprise Development Program do for you?
*Provide you with the individualized training, support and technical assistance you need to be successful
*Help you develop a solid business plan
*Put you in touch with other microbusiness owners, create business contacts and build a strong support network
* Provide you with access to credit through a MicroLoan, to give you the start-up capital you need to succeed
Where can you Find a Microenterprise Development Program in Your Community?
* Check out local nonprofit organizations such as the United Way, local community colleges or Small Business Development Center
*Talk to a SCORE Counselor
*Visit your local Chamber of Commerce
*Contact your local women’s organization or other small business group
*Visit http://www.microenterprisesuccess.com for free resources, information and helpful articles
About the Author
Cheryl Antier is the President and CEO of Dream Weaver Enterprises, a business and fundraising consultancy firm that helps small business owners and nonprofit organizations “weave their dreams into reality” by helping them find the funding they need. Microenterprise can help small business owners get the start-up capital, training and technical assistance to start, build and grow their business. http://www.microenterprisesuccess.com
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