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Debt a Glossary of Terms
Bankruptcy - Having been legally declared financially insolvent. There are two types of bankruptcy - liquidation, in which your debts are cleared (discharged) and reorganization, in which you provide the court with a plan for how you intend to...
Don't Use PR...
…lose the confidence of your key target audiences… discourage them from taking actions that lead to your success…fail to achieve your department, division or subsidiary objectives.
A sad scenario that should not occur. In fact, as a manager...
How to Get Your Small Business to Succeed
When I’m in Omaha on business, I stay with an old friend, Richard. This is how our day begins. “I’m going for doughnuts,” he says. “What would you like?” Much as I hate to begin my day with doughnuts, I also love to begin my day with doughnuts …...
TALES, FAILS AND BETRAYALS OF SEARCH ENGINE PLACEMENT Part 1
This is the first of a series of articles about a subject so many people want to learn; the un-sizzled truth of search engines. What do you really know about how a web site is placed? Are you being told the truth? Not only will these articles...
Ten Quick Tips for Outstanding Presentations
It’s that time again…the monthly meeting. You break out in a cold sweat just thinking about it. Whether you present to your managers or your employees you are saying to yourself: What if I mess up? What if I repeat myself? What if the audience...
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How Microenterprise Can Help You Achieve "The American Dream"
Do you have an idea for starting your own business? Have you ever dreamed of being your own boss, having the freedom that comes of working for yourself instead of someone else? Are you ready to weave your dreams into reality?
If you think you’ve got what it takes to become an entrepreneur, but you need a little help getting started – training, technical assistance or start-up capital, then maybe what you need – is microenterprise.
There are over 500 microenterprise development programs in the U.S. alone. Microenterprise Development Programs have been around since the 1970s, and are designed to provide you with the support you need to become a successful microbusiness owner.
A microbusiness is defined as a business with five or fewer employees that was started for less than $35,000 and has an annual revenue of less than $100,000.
What kinds of businesses are eligible for microenterprise loans?
Traditional businesses such as: beauty parlors, bakeries, repair shops, childcare facilities, and arts and craft sellers.
Nontraditional businesses such as: massage therapists, event planners, soap manufacturers and acupuncturists.
No Credit or Bad Credit, Low-income People PLEASE Apply:
If you’ve got bad credit or no credit, you’re considered low or middle income, and you don’t have the collateral to get a loan through traditional methods, then you’re a prime candidate
for a microenterprise development program!
What Can a Microenterprise Development Program do for you?
*Provide you with the individualized training, support and technical assistance you need to be successful
*Help you develop a solid business plan
*Put you in touch with other microbusiness owners, create business contacts and build a strong support network
* Provide you with access to credit through a MicroLoan, to give you the start-up capital you need to succeed
Where can you Find a Microenterprise Development Program in Your Community?
* Check out local nonprofit organizations such as the United Way, local community colleges or Small Business Development Center
*Talk to a SCORE Counselor
*Visit your local Chamber of Commerce
*Contact your local women’s organization or other small business group
*Visit http://www.microenterprisesuccess.com for free resources, information and helpful articles
About the Author
Cheryl Antier is the President and CEO of Dream Weaver Enterprises, a business and fundraising consultancy firm that helps small business owners and nonprofit organizations “weave their dreams into reality” by helping them find the funding they need. Microenterprise can help small business owners get the start-up capital, training and technical assistance to start, build and grow their business. http://www.microenterprisesuccess.com
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