|
|
Career Goals and Stress
Career Goals and Stress: How to Achieve Goals and Maintain Your Sanity Deborah R. Brown, MBA, MSW ____________________________________________________________________________ "Keep interested in your own career, however humble; it is a real...
How To Have An Effortless Life
Isn't that an appealing title? How to Have an Effortless Life! Well guess what? The only time your life will be effortless is when you're buried six feet under.
It takes effort to get results, and not just any effort, it takes smart effort....
Learn About the Zero Money Down Mortgage Loans That Can Land You a Home Sooner Than You Ever Thought Possible
The allure of being able to buy a home with “Zero Money Down” can be pretty strong if you’re short on down payment cash. Real Estate investors who buy homes and flip them for a profit are also attracted to these types of loans because they reduce...
Merchant Accounts - How to save money
Your business is successful, but now your ready to take it to the next level and begin accepting credit card transactions, or you have already taken this step but your feeling that your merchant account provider has high fees and your not sure...
Organisation - Getting Back To Basics
If you look at any major organisation, there is this trend for executives to use "palm pilots" in conjunction with software schedulers such as Microsoft Outlook.
What's really interesting is even with all this technology (and many of ...
|
|
|
|
|
|
|
|
How Much is In-store 'Insurance' costing You?
REPRINT GUIDELINES: Please feel free to reprint this article in your ezine or on your site, as long as you leave all links in place and include the resource box as listed above. A quick email to inform me would also be appreciated. Thanks.
TITLE: How Much is In-store 'Insurance' costing You?
AUTHOR: Colin Mc Caig
EMAIL: mailto:colin@cmcaig.com
AUTORESPONDER: mailto:warranties@demandmail.com
WORD COUNT: 475
KEY WORDS: Extended warranties, bad deal, shop around
DESCRIPTION: Extended warranties may seem a great deal, but frequently turn out to be a costly luxury.
'How Much is In-store "insurance" Costing You?'
by Colin mc Caig
I saw it coming, but many of us still don't.
No sooner had I handed my card over to pay for my new DVD, than I was hit with that famous question that meets the unwary at the point of sale...
'Would Sir care to insure his purchase against breakage...'
It's a fact that high-street outlets still sell millions of this 'insurance' each year.
Unfortunately, for Joe Public, though, they're rarely worth the paper they're written on.
Indeed, in the majority of cases, it's generally cheaper to pay for breakage as you go, particularly as many extended warranties can come to more than *half* the cost of your actual purchase.
Add to this, that we live in a competitive world with goods bought today far more reliable than 10-20 years ago, you really have to question who's getting the best deal here.
In fact, I can still think of a cheap video recorder I bought 4 years ago. It came with a 1-year guarantee and it's still going strong today.
So how do you make sure you're not caught out?
Well, here are a few pointers:
1. Don't fall for the standard 'hard sell' techniques until you have all the facts up front. These are frequently employed to foist unwanted warranties on the unwary.
2. How open is the retailer about the cost of their insurance? Is the cost of the
warranty displayed alongside the goods?
3. Does the warranty include a 1-2 month money-back guarantee if you don't make a claim in that period? And after this, would you be entitled to a pro rata refund?
4. Is there an information booklet explaining your statutory rights? This should state that you have the right to cancel and that warranties are available elsewhere.
On that last point, did you know that warranties bought in-store can be up to 40% more expensive than those available from other insurers and outlets?
And if you're a credit card holder, many cards now cover your goods for a year beyond the retailer's offer.
Mmm...suddenly that 'insurance' isn't looking so great a deal after all.
So, next time, don't feel pushed into an immediate decision.
One final tip: If you have cash to pay, then why not make the sales assistant work for the sale? You'll often find their commission has already been 'priced in' to the item they're trying to sell you.
Haggling is common practice in many countries, so don't feel embarrassed! You'll find many stores prepared to do so to win business - particularly if surrounded by a lot of competitors!
So, There you have it...the next time you go shopping for that new washing machine, try shopping around a little first. That way, you can stop your 'insurance' becoming a costly luxury.
© 2004 Colin Mc Caig
RESOURCE BOX: ============================================================ Want to know how some beat the debt trap and master their money with ease? You can find out by grabbing Colin's 'Debt-Busting Secrets' mini-course. Send a blank email to: =======>>>> mailto:colind@demandmail.com ============================================================
About the Author
Want to know how some beat the debt trap and master their money with ease? You can find out by grabbing Colin's 'Debt-Busting Secrets' mini-course. Send a blank email to: =======>>>> mailto:colind@demandmail.com
|
|
|
|
|
Finance - Leases-Leasing Ezine Articles |
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites. |
ezinearticles.com |
  |
Finance: Leases Leasing Articles from EzineArticles.com |
http://ezinearticles.com/?cat=Finance:Leases-Leasing Free Content For Your Ezine or Website http://creativecommons.org/licenses/by-nc-nd/2.0/ Why use your ... |
ezinearticles.com |
  |
Leases Leasing - Money & Finance Articles |
Leases Leasing - Money & Finance Articles. Money & Finance | Accounting & Payroll | Bankruptcy | Business & Loans | Credit Tips | Currency-Trading ... |
www.article99.com |
  |
Finance » Leases Leasing » Absolute Article Directory |
Absolute Article Directory: Finance, Leases Leasing. |
www.absolutearticle.com |
  |
- Leases-Leasing |
By David Springer | On January 29, 2006 | In Leases-Leasing | Rated. Short on cash, but need equipment? Consider leasing what you need. ... |
www.articlebar.com |
  |
Leases Leasing |
You are here: Article Directory arrow Article Directory arrow Finance arrow Leases Leasing ... Leases Leasing. Articles ... |
www.rumorist.com |
  |
Long Term Car Rental Italy Auto Rentals Leases Leasing Rome Milan ... |
Long Term Car Rental Italy Auto Rentals Leases Leasing Rome Milan Florence One Way Paris London Frankfurt Madrid Lisbon. |
www.ideamerge.com |
  |
europe car rental leases leasing one way rentals long term renault ... |
pictured is the Renault Laguna Estate, With Renault tax-free, short-term auto leasing you get the exact, brand-new vehicle you reserve, plus unlimited miles ... |
www.ideamerge.com |
  |
Private Fleet - Finance, Insurance, novated leases, leasing, CHP ... |
New Car Broker Australia. Private Fleet sales discounts on your new car purchase, no haggle, no hassle saving $1000s off all new and used cars for private ... |
www.privatefleet.com.au |
  |
Projector Leases, Leasing Companies for LCD, DLP, LCOS projectors |
Projector leasing programs and services. Choose a company. |
www.projectorcentral.com |
  |
Category: leases-leasing |
Category... leases-leasing. Results 1 - 3 of 3. Search took 0.01 seconds. Page 1 of 1. Buy or Lease: Which Automobile Transaction is Better? ... |
www.articler.com |
  |
John Dellagnese & Associates: offices, officespace, lease, leases ... |
It takes two companies to bring you the premier Corporate Property Development group in Northeast Ohio: the talents of John Dellagnese and Associates ... |
www.dellagnese.com |
  |
John Dellagnese & Associates: offices, officespace, lease, leases ... |
Welcome to our Tenant Login Page. * Forgot your password or haven't received one yet? Email us tinah@dellagnese.com or call 330-668-4000 and we will reply ... |
www.dellagnese.com |
  |
The-Arts-Magazine.com - Leases-Leasing |
Home arrow Article Links arrow Finance arrow Leases-Leasing. Main Menu ... Mosets Tree. Leases-Leasing. Listings. There are 0 listings in this category. |
www.the-arts-magazine.com |
  |
OmegaMotors.com - Your Money - Leases - Leasing Overview |
Blue Book retail & trade-in value reports on used vehicles. Kelley features prices on used cars, trucks, street and dirt bikes, ATVs, scooters, ... |
www.omegamotors.com |
  |
Entertainment Guide - Leases-Leasing |
Sunday, 03 December 2006, Home arrow Article Resources arrow Finance arrow Leases-Leasing ... Mosets Tree. Leases-Leasing ... |
www.entertainment-resource-directory.com |
  |
- Leases-Leasing |
Mosets Tree. Leases-Leasing. Listings. There are 0 listings in this category. spacer.png, 0 kB. spacer.png, 0 kB. download joomla modules download joomla ... |
www.healthcare-resource-guide.com |
  |
FINANCEDEPARTMENT.COM- Finance, Mortgages, Leases, Leasing ... |
Finance, Mortgages, Leases, Leasing, Brokerage Houses, Mortgage Lending. |
www.financedepartment.com |
  |
vehicle leases leasing guide and facts |
vehicle leases leasing guide and facts. Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of ... |
www.shopperfavorites.com |
  |
- Leases-Leasing |
spacer.png, 0 kB. spacer.png, 0 kB. Home arrow Article Resources arrow Finance arrow Leases-Leasing. Mosets Tree. Leases-Leasing ... |
www.cars-directory-guide.com |
  |
|