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How To Become A Millionaire In 7 Easy Steps

Who wants to be a millionaire?

Well if you want that million dollars, perhaps you'll get
lucky enough to land a spot on ABC's popular game show
bearing that name. Simply give the right answer to all the
questions and you'll walk away with the million dollar prize.

Or, you could get on a hot streak, pick the right 7
numbers and win the lottery. But unfortunately your chances
of winning are 1 in 22 million.....so we'd better forget that.

But maybe you know about this incredible get rich
quick plan where you don't have to do much of anything,
simply join up free, then in a year or so, you'll be the
Net's newest millionaire. Well, if that plan has worked
for you....please write me ASAP! :-)

But for all the rest of us, we need some practical advice
on what will really make us our fortune.

Making money is easy. There are mathematical laws that
govern how money will work for you over time, reaping
greater and greater rewards. These laws are laid out in
detail in the book, "The Working Life Of A Dollar."

Here's what you need to do:

1. Write down your present monthly income and expenses.
Next, see where you might be wasting money on foolish
items. Where can you cut expenses and use that money for
your future. Plan a monthly budget, and stick to it.

2. Get out of debt. Just as money compounds interest going
up, it also drains money out of your pocket when you pay
out interest. Only make purchases on your credit cards when
you have the cash in hand to cover the expense. If you have
a habit of over spending every month, cut your cards up!

3. Always pay yourself first. A minimum of 10% of your monthly
income should be reserved for your future. The more you can
pay yourself, the quicker your financial goals will be met.

4. Give a portion of your earnings to help others less fortunate.

Just as the mathematical laws governing the compounding of
interest are unbreakable, this is a Spiritual law that is
unbreakable.


You must be willing to freely give before
you can rightfully expect something to come back to you.

5. Pick a proven investment vehicle to place your money. The
easiest investment is to pick a top performing diversified
domestic growth mutual fund. Your fund should have averaged
a rate of return of at least 20% over the last 3 to 5 years.

Spend $1.00 and pick up a copy of the Investor's Business
Daily newspaper. Every day they publish a mutual funds
table. Only choose a fund that is A rated or better.

6. Invest monthly into this fund and reinvest all dividends. Many
people do not have the discipline to save money every month.
If this is the case, choose the option to have money
automatically deducted from your paycheck or checking
account.

7. Don't panic. Understand there are business cycles and market
cycles. Bear markets typically last from 9 months to 2 years.

Buy as many shares of your fund as possible during Bear
markets.

Big returns are always made by sitting through several market
cycles. To get these returns you must have the patience and
belief to sit tight and add to your holdings during down
market cycles.

That's it! Simple and easy to do. Now all you have to do
is get started.

We have put up a special Web page for you that
will explain all about funds and exactly how to pick
the right fund for your objectives.

http://www.choosetoprosper.com/mutual_funds.html

1. Write down your monthly income and expenses.
2. Get out of debt.
3. Always pay yourself first.
4. Give to help others.
5. Pick a quality diversified, domestic growth mutual fund.
6. Invest in it regularly.
7. Don't panic.

If you would like an experienced investor to assist in
planning your financial future, or need a hand in choosing
the right fund for your investment objectives.....

About the Author

Dave Cole
Editor/Publisher
Prosperity: The Choice Is Yours
Copyright © 2001
http://choosetoprosper.com

 

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