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Coping with Meeting Disrupters
here are several common difficult behavior patterns that are demonstrated at meetings. Here are a few with suggestions on actions to take to alleviate the problem the behavior presents. 1. There are those who like to ask questions which may or may...
Guide to Mortgage Terms
Listed below is a guide to mortgage terms. It is a useful list of definitions of mortgage terms that may or may not be familiar to you. Apr This stands for Annual Percentage Rate. It takes into account all fees and other costs in connection with...
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One of the biggest challenges any business owner or manager has is hiring the right people. I've recently discovered a simple, inexpensive yet very effective way which will help you get it right. This week I've asked Nathan Chanesman, Managing...
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Picking a name for your new enterprise can be a daunting task. Spend the time required to make a wise choice on this key component of all of your future sales and marketing efforts. While the quick and dirty solution may seem to be to use your own...
The Myth of Option Expiry
I recently read the following statement on a website that sells an expensive option trading system: “70% of options expire worthless to the buyer! That means 70% expire profitable to the seller.” Garbage! Unbelievable garbage! Absolutely...
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How To Become A Millionaire In 7 Easy Steps
Who wants to be a millionaire?
Well if you want that million dollars, perhaps you'll get lucky enough to land a spot on ABC's popular game show bearing that name. Simply give the right answer to all the questions and you'll walk away with the million dollar prize.
Or, you could get on a hot streak, pick the right 7 numbers and win the lottery. But unfortunately your chances of winning are 1 in 22 million.....so we'd better forget that.
But maybe you know about this incredible get rich quick plan where you don't have to do much of anything, simply join up free, then in a year or so, you'll be the Net's newest millionaire. Well, if that plan has worked for you....please write me ASAP! :-)
But for all the rest of us, we need some practical advice on what will really make us our fortune.
Making money is easy. There are mathematical laws that govern how money will work for you over time, reaping greater and greater rewards. These laws are laid out in detail in the book, "The Working Life Of A Dollar."
Here's what you need to do:
1. Write down your present monthly income and expenses. Next, see where you might be wasting money on foolish items. Where can you cut expenses and use that money for your future. Plan a monthly budget, and stick to it.
2. Get out of debt. Just as money compounds interest going up, it also drains money out of your pocket when you pay out interest. Only make purchases on your credit cards when you have the cash in hand to cover the expense. If you have a habit of over spending every month, cut your cards up!
3. Always pay yourself first. A minimum of 10% of your monthly income should be reserved for your future. The more you can pay yourself, the quicker your financial goals will be met.
4. Give a portion of your earnings to help others less fortunate.
Just as the mathematical laws governing the compounding of interest are unbreakable, this is a Spiritual law that is unbreakable.
You must be willing to freely give before you can rightfully expect something to come back to you.
5. Pick a proven investment vehicle to place your money. The easiest investment is to pick a top performing diversified domestic growth mutual fund. Your fund should have averaged a rate of return of at least 20% over the last 3 to 5 years.
Spend $1.00 and pick up a copy of the Investor's Business Daily newspaper. Every day they publish a mutual funds table. Only choose a fund that is A rated or better.
6. Invest monthly into this fund and reinvest all dividends. Many people do not have the discipline to save money every month. If this is the case, choose the option to have money automatically deducted from your paycheck or checking account.
7. Don't panic. Understand there are business cycles and market cycles. Bear markets typically last from 9 months to 2 years.
Buy as many shares of your fund as possible during Bear markets.
Big returns are always made by sitting through several market cycles. To get these returns you must have the patience and belief to sit tight and add to your holdings during down market cycles.
That's it! Simple and easy to do. Now all you have to do is get started.
We have put up a special Web page for you that will explain all about funds and exactly how to pick the right fund for your objectives.
http://www.choosetoprosper.com/mutual_funds.html
1. Write down your monthly income and expenses. 2. Get out of debt. 3. Always pay yourself first. 4. Give to help others. 5. Pick a quality diversified, domestic growth mutual fund. 6. Invest in it regularly. 7. Don't panic.
If you would like an experienced investor to assist in planning your financial future, or need a hand in choosing the right fund for your investment objectives.....
About the Author
Dave Cole Editor/Publisher Prosperity: The Choice Is Yours Copyright © 2001 http://choosetoprosper.com
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Finance - Leases-Leasing Ezine Articles |
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