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Bad Credit? Qualify Yourself For A Zero Down Mortgage Loan
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was...
Defining Your Niche as a Virtual Assistant
Niche (n) a. A situation or activity specially suited to a person's interests, abilities, or nature. b. A special area of demand for a product or service. Niching (tr.v.) To place in a niche. As a Virtual Assistant (VA), you know about...
Development Procedures for Building Effective Management Systems: Phase III
You have permission to publish this article free of charge, as long as the resource box is included with the article. If you do run my article, a courtesy reply to sean@bizmanualz.com would be greatly appreciated. This article is 592 words long...
Get PR Off the Bench
Please feel free to publish this article and resource box in your ezine, newsletter, offline publication or website. A copy would be appreciated at bobkelly@TNI.net. Word count is 895 including guidelines and resource box. Robert A. Kelly ©...
So You've Decided to Hire a Freelance Copywriter - A Guide to the Collaboration Process
Whether you're an executive or a small business owner, chances are you will have to hire a writer somewhere along the line to create your marketing material. Here is some insight into the process, what is expected of you, and how to get the most out...
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INTELLIGENT INVESTING
Talk at the "cooler" about investing, is usually around Stocks. Although I make money in Commodities, there is a "safe" way - that banks and investment houses use, but they won't tell You!
How about a product that returns 12 - 42%, is 100% insured and backed by the assets of the wealthiest institutions on the planet. Your banker takes your "CD" money and invests in this vehicle. Now you can turn the tables with this special insurance contract.
Earn ROR equivalent to, or exceeding, the equity markets! Without any market risk or risk to principal - Guaranteed!!!
Its called a Viatical Settlement - and here is how it works.
Viatical Settlement - the sale of a life insurance policy at a discounted rate to a group of investors by a person who is in the advanced stages of a terminal illness.
The Investors hold the policy and receive the full face value of the policy at maturity. A win-win situation. The "viator" is able to enjoy the cash proceeds of his policy while still alive, and the investor receives substantial returns that have been g'teed by a major life insurance co. as well as the state's g'tee fund. This means it's safer than a bank CD for amounts over
$100,000.
Imagine ... NO exposure to downside risk! So instead of 4.75% return on a CD you can receive 3 times as much, with no risk to your principal or earnings on that principle. They are so safe they qualify for placement in IRA, 401K, and Keogh private plans.
Maturities are available from 12 - 36 months, and are taxed as capital gains when they mature.
CAVEAT: Do Not use "contestable" or policies that offer to buy back annually or at maturity. They are more likely unregistered securities. Ask only for one who represents a viatical settlement provider who is licensed, bonded, insured. Make sure the policies are "traditional, conforming, non-contestable" viatical settlements.
Isn't it time you join the professionals? Your Banker won't tell you! Nor your Insurance Broker or Attorney! Not even your Fund or Trust Manager! For more info on Viatical Settlements and reputable firms, please visit this page;
http://www.quackwatch.com/02ConsumerProtection/viatical.html
About the Author
Stephen R. Renfrow, a Freelance Writer from Florida is also Director of Consolidated Investors Group and creator of the HOME BIZ NETWORK http://www.homebiznet.nu
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