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8 Reasons To Get Your Local Business Online
If you're a local business owner, you've probably been wondering what to do about the Internet. Maybe you already have a website, sitting out in cyberspace, dead as a doornail. Or maybe you're thinking of getting your business online, but you've...
Four Different Ways People Process Your Information
There are four different ways that audience members assimilate information. They are: visual, auditory, auditory digital, and kinesthetic. While all members of the audience will process information utilizing all four of these approaches at...
How to Give a Great Speech
As a former owner of a National Speakers Bureau, I have learned from several thousand professional speakers "How to Give a Great Speech." Here are some techniques that I share with my coaching clients who want to become paid professional...
So you want to be an Internet Millionaire?
So you want to be an Internet Millionaire? So you got a computer for Christmas and want to make it pay for itself? For all the Internet “Newbies” I have one word “Beware”. You will be bombarded daily with messages on “How to make $50,000.00 per...
What is the Ultimate Lifestyle?
Since the mission of this newsletter is to help you define, carve out, and live your own Ultimate Lifestyle, I figured I should devote some space to laying a proper foundation for doing that. Before you can hit a target, you need to know where...
 
New car financing

Most people go shopping for a new car and then consider their financing options. While this is the standard method it may not be your best option. Just like shopping for your new car, you need to carefully research your financing options and be prepared for it. Being prepared will ensure that you get the best possible solution and rates, thus saving you possibly thousands of dollars in interest over the term of your loan.

When it comes to financing, tiny differences can mean a lot to how much you pay. Consider a $20,000 loan for 5 years at 11% and 9% interest rates. At 11% your monthly payment will be $434.85 and you will pay a total of $5,879.70 in interest. However, at 9% your monthly payment will be $415.17 and you only pay $4,740.98 in interest. Over the term of your loan you will save more than a $1,000 by getting a 2% break in your interest rate. For this reason it makes sense for you to research your financing options before finding a vehicle you wish to purchase.

The first step to researching your financing options is to examine your credit file and score. One in four credit reports contains information that is wrong and could result in you paying a higher interest rate than you should or perhaps even being denied your loan. Another important aspect of your credit file is your FICO score. This score will determine the interest rate the lenders will give


you. It is important to know what interest rate is fair for you to be paying for two reasons. First it will allow you to know when you are getting a good deal thus making the negotiating process easier for you. Second, it will help you to make sure the lenders are being fair and honest. It is not uncommon for lenders to misrepresent your actual credit score or to add a few percent to your loan in order to increase their profits.

Just as different cars have different features, different lending companies have different options too. Banks generally offer the best rates and terms for loans but sometimes third party lenders can be a better choice. You may find more favorite interest rates from an online lender who has less over head than a storefront business. You may be able to get other financial products from a third party lender at the same time that are of value to you.

The process of shopping for a new car should be your model for how to shop for a financing solution. Take the time to consider your situation and the services that various lenders will provide before you settle on a vehicle. You may even find it prudent to have secured your loan before your even go out to look at vehicles.

About the Author

Jakob Jelling is the founder of http://www.cashbazar.com. Please visit http://www.cashbazar.com/loans.shtml to learn about the loans that suits you best.

 

Finance - Leases-Leasing Ezine Articles
EzineArticles.com allows ezine or email list publishers to upload or download free expert content that can be used within email newsletters or websites.
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Finance: Leases Leasing Articles from EzineArticles.com
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Leases Leasing - Money & Finance Articles
Leases Leasing - Money & Finance Articles. Money & Finance | Accounting & Payroll | Bankruptcy | Business & Loans | Credit Tips | Currency-Trading ...
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Finance » Leases Leasing » Absolute Article Directory
Absolute Article Directory: Finance, Leases Leasing.
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By David Springer | On January 29, 2006 | In Leases-Leasing | Rated. Short on cash, but need equipment? Consider leasing what you need. ...
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Leases Leasing
You are here: Article Directory arrow Article Directory arrow Finance arrow Leases Leasing ... Leases Leasing. Articles ...
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Projector Leases, Leasing Companies for LCD, DLP, LCOS projectors
Projector leasing programs and services. Choose a company.
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John Dellagnese & Associates: offices, officespace, lease, leases ...
It takes two companies to bring you the premier Corporate Property Development group in Northeast Ohio: the talents of John Dellagnese and Associates ...
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Welcome to our Tenant Login Page. * Forgot your password or haven't received one yet? Email us tinah@dellagnese.com or call 330-668-4000 and we will reply ...
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Home arrow Article Links arrow Finance arrow Leases-Leasing. Main Menu ... Mosets Tree. Leases-Leasing. Listings. There are 0 listings in this category.
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OmegaMotors.com - Your Money - Leases - Leasing Overview
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Entertainment Guide - Leases-Leasing
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