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Beware Paying the Credit Card Minimum Payment
Need a new iPod? The computer store running a special this week? Want that new outfit? Got to have that CD? Before you reach for your credit card and make that impulse buy, think for a moment. The payments won’t be much? Think again. Paying only the...
How Microenterprise Can Help You Achieve "The American Dream"
Do you have an idea for starting your own business? Have you ever dreamed of being your own boss, having the freedom that comes of working for yourself instead of someone else? Are you ready to weave your dreams into reality? If you think you’ve...
The 3 Elements You Need For Successful Home Business
Product, Leads, and Advertising - the 3 most important elements of any successful home based business. For this article we will focus on leads. Leads are people that are interested in making money from home. How do we know this? For...
The Criteria That Determines Your Property Investment Success
In order to satisfy your Investment Objectives you will need to set certain Buying Criteria - against which you will rate each and every investment you undertake. Again, these Criteria are ranked in what has (over the years) become accepted as...
What's Your Credit Score? (and what does it mean?)
Anyone applying for a mortgage will probably hear the term "credit score" mentioned at least once, and you'll ask "What's my credit score?" Depending on where you live, you may or may not get a straight answer. Some lenders or credit companies may...
 
Pay Down Your Debt Now. Don't Wait For The Perfect Situation.

The number one reason people don’t get out of debt is they
don’t try. This may apply to you. You want to, but never
seem to do it. You put it off for whatever reason.

Sometimes, you want to wait for your life to be just right before you
make the attempt. You tell yourself, when I get the new
job, when I receive the next promotion, or when I get my
next raise, I’ll go to work on my debt.

Perhaps you are waiting for some artificially set date. You
tell yourself the first of the year will be a good time to start
or when you get back from vacation. Whenever it is, it is
always in the future.

I call this “perfect situation procrastinating.”. This allows
you to put off any action, while you wait for your situation
to be perfect. It reminds me of a story I read the other day
about a mother registering her daughter for kindergarten.

The mother, a school teacher, took her daughter to register
for kindergarten. They were greeted by the kindergarten
teacher near a table outside the room. On the table she had
some paper and crayons. The mother stood back while the
teacher did, what the mother recognized as, a simple
screening of her daughter’s abilities.

The teacher asked the child to choose her favorite color
crayon and write her name on one of the pieces of paper.
The mother hovering in the background, knew her daughter
could not only spell her name, but the names


of all her
family members. She was pleased her daughter would do so
well.

However the child just stood and stared at the crayons. The
teacher again asked her to choose her favorite color and
write her name. The child remained still. Her mother knew
she could do this but stayed back to allow the teacher to
handle it. The teacher then put her arm around the girl and
told her it was all right, she would learn to write her name
during the school year.

As the little girl and mother rode home the mother asked
her why she didn’t write her name. Her daughter
responded, “She asked me to write my name with my
favorite color and there was no pink crayon.”.
The little girl, very capable of doing what was asked of her,
didn’t do it because the situation was not perfect. Many
times we are the same way.

As you get ready to tackle your debt, do that of which you
are capable, not waiting for the perfect situation. While it is
important to have a plan, it is more important to just begin.
A plan may be adjusted as you go, but if you continually
adjust your start date, you will never put your plan into
action. So, start now, don’t wait for your pink crayon.

About the Author

David Wilding has for the past ten years worked with groups and individuals to help get rid of their debt. Visit his website http://www.debtattack.com for more ideas, tools, and strategies to help reduce your debt.

 

Finance - Leases-Leasing Ezine Articles
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Finance » Leases Leasing » Absolute Article Directory
Absolute Article Directory: Finance, Leases Leasing.
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Leases Leasing
You are here: Article Directory arrow Article Directory arrow Finance arrow Leases Leasing ... Leases Leasing. Articles ...
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