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At Last, The Real Secret Of Internet Marketing....
I am going to share a real secret with you this week. A secret that can be summarized in two words. A secret that ALL successful Internet marketers know and apply. A secret that really is the difference between the success and failure of your...
Financial dose for business
The goals of businesses have undergone much evolution from the times when entrepreneurs were content with anything that they received above the capital invested. Businesses now want to expand their reach globally, riding on the wave of technology. ...
Six Simple Steps To Starting Your Business Without Spending a Fortune
Starting and running any type of business takes dedication,
perseverence, effort and most of all a good knowledge about
the business you are setting up. You wouldn't start a motor
repair business without the training and knowledge required....
Types of websites to set up
There are several types of websites you can set up:
Product or service orientated
Affiliate program orientated
Content/ad based
Product / Service Orientated:
With this type of website, you create a product or service, and then...
Wholesale Secrets Revealed: The Holy Grail Of Wholesale
Like the legendary search for the Holy Grail, the cup that
Jesus drank from at the Last Supper, the same "holy
crusade" goes on today by veteran and newly anointed
business owners for the perfect wholesale, surplus, and
drop-shipping...
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Refinancing Your Home - IS the Time Right?
Refinancing your home is a major decision not to be taken lightly, even in this era of low interest rates and easy money. While every mortgage company in town is touting the strategy of getting a new loan before rates rise again, there are several things you'll want to be mindful of before you go about refinancing your home.
In my view the key to refinancing your home isn't just the rate they're offering you: it's the total package looked at not only in terms of today, but a few years down the road. Many people have taken out new loans that really weren't quite right for their long term situations, thinking they'd be able to refinance again in the not-too-distant future. That may or may not prove to be true. No one has a crystal ball that'll give you a definitive idea of just where rates will be even a year from now, so try to approach this with a somewhat more long-termed view. It's very easy to get tempted by the prospect of easy, fast cash, but in the end you end up giving it all back in terms of higher payments, and worst case, be unable to make your payments and lose your home. Just look at all the costs associated with this new loan, determine what the payments will be in 2, 5 and 10 years, or whatever your timeline is, and make an informed decision unfettered by a mortgage broker's "opinion" what's "best" for you. They have a vested interest in getting you into a
loan, any loan, and WILL NOT, repeat, WILL NOT, have your best interests at heart when you go about refinancing your home.
Some things to consider when refinancing your home would be the type of loan, (fixed, ARM, etc.) the rate, the term, the costs associated with the loan, any cash equity you'd like to take out, and the time and documentation necessary for refinancing your home. This is a wildly competitive market, and please do yourself a favor and shop around. The same loan one lender will offer you can vary greatly from another just down the street as far as total costs go. Don't be afraid to say no: they're not doing you a favor by "giving" you this loan. They're reaping many thousands of your dollars in interest, so make sure you get what you want, not what they want to sell you. Remember, you're refinancing your home, not their summer vacation!
All in all, when refinancing your home, take your time. Shop around, compare, and you are the customer, and what was that they say about the customer always being right? You are, as long as you do your homework when refinancing your home.
About the Author
Keith Thompson is a real estate investor and webmaster at href="http://www.mortgage-loans-today.com"> Mortgage Loans Today where you can find more information and resources for refinancing your home
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