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Book Summary : The 18 Immutable Laws of Corporate Reputation
This article is based on the following book: The 18 Immutable Laws of Corporate Reputation By Ronald J. Alsop Wall Street Journal Books ISBN 074323670X 320 pages Everything an individual or company does or produces contributes to its...
Internal Customer Service – The Key To Productivity & Growth
by Carole Nicolaides © 2002 http://www.progressiveleadership.com Customer service is the foundation on which businesses are created. Unless you understand your customers and treat them with respect, you will go out of business. That is a well-known...
SCREENPRINTING ENTHUSIAST/DESIGN ARTIST ENTREPRENEUR CREATES CUSTOM APPAREL IN THE WAKE OF THE HURRICANE DISASTERS IN FLORIDA.
SCREENPRINTING ENTHUSIAST/DESIGN ARTIST ENTREPRENEUR CREATES CUSTOM APPAREL IN THE WAKE OF THE HURRICANE DISASTERS IN FLORIDA. By: Annette T Thomas Kissimmee, FL-September 2004- As far as screen printing goes the market is ever changing, its...
What is a Sale
What is a sale? A Sale in reality is selling yourself or your talents. This is great news. Although there are many things that make sales better and make you a better salesperson I find the 4 main ingredients to great sales are as follows: S...
Why Can't You be More Like Me?
Here is a non-scientific, but fun way to see which style you may be. Read the poem below and then identify which one of the styles is most like you. You will also start to see and understand the behavioral style of other people around you just...
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What is a Business Loan?
A business loan is designed for a wide range of small, medium and start-up business needs including the purchase, refinance and expansion of a business. If you run your own business, it is likely that you will need funds at different points of time for various needs. Whether it is starting or expanding business, purchasing or leasing office space, refinancing equipment or restructuring your balance sheet.
A business loan is an option that provides the most flexible solution to meet your financial needs. Finance is the lifeblood of a business. Without it you cannot grow.
Business loans are generally available from £25,000 to £1,000,000 at highly competitive interest rates from leading commercial loan lenders. A business loan generally has low up front payments.
Applying for business loans is a more involved process than applying for a personal loan. The requirements for a business loan are evaluated differently and the standards to be met are stricter.
Your options will also depend on the bank you are dealing with; banks offer different loan packages, each with its own particular set of terms and conditions. While you can check out what your own bank has to offer, it is worth investigating the business loans being offered by other banks as well.
One of the many advantages of taking a business loan is that it allows you to retain full ownership of the company whereas if you were to raise funds through investors, you would have to share the profits with them. In case of
a business loan, you have to only the interest to pay back.
Another advantage is that you can use the loan for any business related purpose, such as buying machinery, office equipment or paying off a pressing debt without using the cash and working capital for these purposes.
A business loan can be secured by all types of business property, commercial and residential properties. Business loans are normally offered on Freehold and long Leasehold properties with Bricks and Mortar valuations required.
Business Loan rates are variable, depending on status. Your monthly repayments will depend on the amount borrowed and term.
To get approval for your loan application, you must be able to meet the lending criteria set down. Some organisations are more risk averse than others, and will therefore have more stringent criteria.
To vastly increase your chances of a successful business loan application, you will need to present the following information:
The reason for the loan
The amount required
Details of how you will repay the amount borrowed.
Details of security you will be able to offer to the lender.
Business Plan
You may freely reprint this article provided the author's biography remains intact:
About the Author
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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