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Cobra Solution To Be Launched At Benefits Management Forum & Expo
Omaha, NE -- August 1, 2004 – COCO Development, LLC is set to launch its newest HR compliance solution, COBRApoint, a web-powered COBRA, HIPAA, State Continuation and Retiree Billing system, at the 17th Annual Benefits Management Forum & Expo in...
Get Paid to Read Email Tips & Tricks - 9 Simple Steps
As we know get paid to read email is one way to develop income stream and perhaps to start your own business on the net with a little hard work. If you're really serious in this arena, it can return you good bucks. Sex sites are not the only...
Make That 3 Billion
My previous article I wrote called "One Point Two Billion" attracted quite some attention, the downloads through all the article syndication services has been astronomical compared to any other articles I wrote which are still with them. It...
Managing Credit Cards Effectively
Credit cards are almost a necessity in today’s society. It has become harder and harder to get through life without plastic. If you want to make purchases over the Internet, guarantee a hotel room, or perform a wide variety of other financial...
Short-Term or PayDay Loans
Please feel free to use this article for your newsletter, ezine, or web site, in its entirety including the resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:cigllc@yahoo.com....
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What to Consider Before Leasing a Car
Some people choose to lease a car rather than buying one outright. Here are some useful tips on what to consider before leasing a car:
The most important thing to remember is that you do not own the vehicle. You get to use it but must return it at the end of the lease unless you choose to buy it.
Up-front costs may include the first month's payment, a refundable security deposit, taxes, registration and other fees and other charges.
Monthly lease payments are usually lower than monthly loan payments because you are paying only for the vehicle's depreciation during the lease term, plus rent charges (like interest), taxes and fees.
You are responsible for any early termination charges if you end the lease early.
You may return the vehicle at lease-end, pay any end-of-lease costs and "walk away."
The lessor has the risk of the future market value of the vehicle.
Most leases limit the number of miles you may drive (often 12,000-15,000 per year). You can negotiate a higher mileage limit and pay a higher monthly payment. You will likely have to pay charges for exceeding those limits if you return the vehicle.
Most leases limit wear to the vehicle during the lease term. You will likely have to pay extra charges for exceeding those
limits if you return the vehicle.
At the end of the lease (typically 2-4 years), you may have a new payment either to finance the purchase of the existing vehicle or to lease another vehicle.
At the beginning of the lease, you may have to pay your first monthly payment; a refundable security deposit or your last monthly payment; other fees for licenses, registration, and title; a capitalized cost reduction; an acquisition fee; freight or destination charges and any applicable local taxes.
During the lease, you will have to pay your monthly payment; any additional taxes not included in the payment such as sales, use, and personal property taxes; insurance premiums; ongoing maintenance costs; and any fees for late payment. If you end your lease early, you may have to pay substantial early termination charges.
At the end of the lease , if you don't buy the vehicle, you may have to pay a disposition fee and charges for excess miles and excessive wear.
You may freely reprint this article provided the author's biography remains intact:
About the Author
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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