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10 tips fro creating wealth from the stock market
1. Do not spread your money too thin. My friend has a little over $200,000 invested in the stock market through 27 different Mutual funds. In my opinion, 27 Mutual funds is 27 too many collecting load fees, management fees, commission fees,...
FAQs of the Client/Virtual Assistant Relationship and VA Services
This article highlights some of the most frequently asked questions (FAQ) about the logistics of the client/Virtual Assistant (VA) relationship and the types of services offered. 1. How does the Client/VA relationship work? Professional VA's...
Is A Market Ever Oversaturated?
Word Count = 535 Word Wrapped to 60 characters-per-line ------------------------------------------------------------------- Is A Market Ever Oversaturated? © 2003 by Richard Adams radams@merchantaccountforum.com...
Is ebusiness for my business?
eCommerce and eBusiness, is a generalisation covering the process of trading over the Internet e.g. the establishment of a web site, assembling a catalogue and credit card processing to enable sales, or the ability to collect data from customers to...
KNOWING SPAIN.
KNOWING SPAIN. THE TOWN OF CREIXELL (TARRAGONA-CATALUNYA) Are you interested moving to Spain? Well in this article you can experience some taste of It.! Creixell belongs to the district of Tarragones of the province of Tarragona. It covers a...
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Where Can I Get a Home Loan? Here Are The Top 5 Mortgage Lending Institutions
There are hundreds of sources for home loans online and right in your neighborhood. Banks, Credit Unions, Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a mortgage.
Neighborhood Banks
One of the best resources for getting a home loan is your neighborhood bank. Depending on the length of your relationship with the bank and the amount you have in you checking or savings account, you might be sent out letters and emails inviting you to apply for a loan. If you are generally satisfied with the quality of the service that you receive form your bank and they are offering a great interest rate, don’t walk away.
Even if the offer is not quite what you’re looking for, walk into the nearest branch, and ask to speak to a loan manager. Once you are there, make your case in person for why you would like a certain loan or feel that you deserve a better interest rate. Most banks, especially the ones in larger cities, are part of a larger conglomerate or depend on a large conglomerate to finance items such as a home loan. Go through the process with the loan officer, but don’t be surprised if you don’t get an answer on the spot. It might take a day or two.
Credit Unions
Some of the lowest rates on any type of loan product such as student loans, mortgages and personal loans can be found through a credit union. If you are eligible to join a credit union, sign up and set up a savings account with
small monthly deposits. This way, you can use the resources of the credit union when needed.
Mortgage Bankers
These firms deal exclusively with home loans and give you the widest possible selection of home loan products. You can find local and national Mortgage Bankers by doing a quick search on Google or Yahoo. Go to the website of several different firms, fill out an online application and you can be approved in a few hours.
Government Agencies
The agencies that lend mortgage money include the Federal Housing Authority (FHA), Veteran’s Administration (VA) and the Farmers Home Administration (FmHA). Contact each agency directly to see if you meet their requirements.
Private Sellers
An often overlooked financing alternative is to see if you can lease a property from a homeowner with an option to buy later on. If the homeowner has the resources, they can also finance your move in with a low interest loan.
Check out these resources individually or discuss your options with a loan officer.
Syd Johnson is the Executive Editor of RapidLingo.com, Financial Solutions Website. You can see more articles at http://www.rapidlingo.com.
This article may be freely distributed as long as the author's bio is included with an active link to http://www.rapidlingo.com.
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