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A General Discussion about Unsecured Personal Loans in the UK Financial Market
Personal loans are offered by lenders such as banks and building societies and are available in a variety of formats, each of which may differ in the possible size, term and purpose of the loan you need. The internet has widened the choice of...
All about Secured Loans
A secured loan is a loan agreement in which the borrower pledges property as surety for the loan; hence they are also known as homeowner loans. If the borrower continually defaults on loan repayments, the lender may take action to reclaim the debt...
Auto Loans: Don’t Dig a Money Pit in Your Garage
Carloans are certainly less costly than home mortgages, student loans, or
other kinds of loans. So why do so many people end up defaulting and
losing their cars? Find out these hidden dangers:
Biggest Hidden Car Loan Danger: The Inherent...
Payday Advance Loans: Use Wisely
Ever wonder how some people manage to take out expensive payday advance loans and still come out on top financially? It’s not easy, but it is certainly possible. This is the story of Emily, one person who used a payday advance loan to dig herself...
Where to Look for Low Rate Loans
Everyone with a financial need wants to find low rate loans, but not everyone knows where or how to find them. Getting the best interest rate and best loan terms can take some work on your part, but it pays off in the end... after all, even a point...
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A Guide To The Florida Repay Teacher Student Loans Program
Florida, like many others states, is experiencing a crucial teacher shortage in a variety of areas. As teacher salaries have decreased, so have the number of people deciding to pursue teaching as their career choice. The Florida Office of Student Financial Assistance and the government of the state of Florida have created a program where Florida will repay teacher student loans. This program is designed to encourage teachers to get their college education degrees in subjects that are experiencing critical shortages in the state of Florida.
According to the 2004-05 statutes, the program applies to both undergraduate and graduate students loans. The teacher must not be in default for any of their loans. The teacher must hold a Florida teaching certificate and be teaching full-time in a Florida public school. They must have taught at least ninety days to be eligible for the program in an academic year. The teacher also may not have received other specific school scholarships or loans for their education.
The paperwork for the repayment of college loans is obtained from the Office of Student Financial Assistance in Florida. A teacher may file the paperwork at the completion of their first year. Their district superintendent must certify their employment, and the teacher must also submit their academic transcripts from all of the colleges they attended. The lender or loan holder of their student loan must also provide certification of the loan balances for the teacher.
The good news is that a teacher can receive up to $2500 a year for undergraduate loans, and up to $5000 a year for
graduate loans. Each teacher may receive up to $10,000 from the program in total. The teacher receives a check payable to the teacher and lender, and must endorse it before sending it to the lender.
There are a variety of subject matter areas that have critical shortages. The subject matter areas that are eligible for the program are:
Autism
Emotionally Handicapped
English for Speaking other Languages (ESOL degree)
Exceptional Student Education
Foreign Languages
Hearing Impaired
Industrial Arts-Technical Education
Mentally Handicapped
Middle and High School Mathematics
Middle and High School Science
Physically Impaired
Reading
School Psychologists
Specific Learning Disabilities
Speech/Language Disabilities
Varying Exceptionalities
Visually Impaired
This is an excellent program designed to alleviate the critical shortages of teachers by giving them an incentive to become a teacher of one of the subjects listed above. For anyone interested in becoming a teacher in Florida, it makes sense to consider becoming a teacher in one of these subjects so that they can receive some help in repaying their student loans. Why not have Florida repay your teacher student loans? And who knows? If this works in Florida, other states may follow suit, as many states have similar educational shortages.
About the Author
Bob Hett makes it easy to find the student loan information you are looking for. Get the answers that you are seeking by visiting http://www.studentloansreview.info
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