|
|
|
Debt Consolidation Refinance Loans - A Great Way To Lower Your Bills
For millions of homeowners, refinancing is the perfect way to consolidate debts. You can consolidate your debts, eliminate outrageous interest rates and fees, and make one low monthly payment. Credit cards, medical bills, and unsecured loans can all...
HECM Loans - New Lending Limits for Reverse Mortgages
Reverse Mortgages can now give you more funds than ever before
with a nationwide lending limit elevation on January 1st of
2006. Now borrowers can utilize more of their home's equity
without the burden or risk of making monthly payments, and...
Home loans: what you should know !
Finding home loans can be a daunting task, whether you’re a first time home buyer or an existing homeowner. The good news is that there are more options than ever to help you find the loan that’s right for you. Check Your Credit Report An...
Online Secured loans UK - do not let the slave master human efforts
The inventors of technology would have never thought in their
life that their inventions will make human effort redundant.
However, with every new invention, human effort is fast
depleting. The lack of human efforts is easily noticeable in...
The History of Business Loans
The first business loans possibly date back to ancient Greece. One of the most important services offered by Greek bankers was the lending of money to finance the carriage of freight by ships. They also lent money for mining, and construction of...
|
|
| |
|
|
|
|
|
|
Are Student Loans Better Than Credit Cards?
When applying for student loans, it's so important for
prospective college students to calculate their finances as best
they can to receive the appropriate funding. From tuition and
books to room and board, living expenses and food, students
should make sure to secure the funds they actually will need to
get them through each semester at college.
By applying for the correct amount, students won't find
themselves in a bind or get themselves into a credit card
nightmare.
Way too many college students these days get into big trouble
with credit cards. It's unfortunate that students too
inexperienced to know better receive enticing credit card offers
in the mail. Usually when a credit card offer looms over a
student, it's like dangling a carrot in front of a rabbit. The
student grabs the credit card offer without thinking ahead.
Credit cards oftentimes appear to be a quick fix or a type of
"free money," and they then become the remedy students think
they need.
Student Loans versus Credit Cards
If anything, it's the opposite. Like student loans, credit card
debt must be paid back. There's a huge difference though.
Student loans usually are taken out with fixed interest rates,
depending on the type of loan and a students' credit rating,
amount of loan, repayment terms, etc.
However, there's usually a catch when students receive those
"amazing" credit card offers. The catch is sky-high finance
charges,
some as high as 22 percent! However, oftentimes
students don't think about the finance charges when they accept
the credit card offers. It's kind of like, "I'll think about
that later."
Some students who haven't taken out enough student loans to
cover their college expenses resort to credit cards to pay for
necessities, books and even rent! They'll use their credit cards
to take out cash advances, which usually have even higher
finance charges than by simply charging.
Never-ending Cycle of Debt
There are students who accept more than one credit card offer.
After hitting the limit on one credit card, it's easy to accept
another and then another, and so on. With the high interest
rates and finance charges attached to these credit card offers,
students easily can rake up more than they bargain for. When
students pay off credit cards by only paying minimum monthly
payments, they are making their financial situation worse.
Finance charges accrue month after month. It could take almost a
lifetime to pay off the credit card bills.
About the author:
This article is distributed by NextStudent. At NextStudent, we
believe that getting an education is the best investment you can
make, and we're dedicated to helping you pursue your education
dreams by making college funding as easy as possible. We invite
you to learn more about student loans at
http://www.NextStudent.com.
|
|
|
|
|
| Cheap Loans | car, personal & secured homeowner loans ... |
| Compare over 400 UK personal (unsecured) and secured homeowner loans, including car loans, to find the cheapest deals... |
| www.moneysupermarket.com |
|
| E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
| E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. |
| www.eloan.com |
|
| Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
| Loan Center - The Yahoo! Finance Loan Center provides useful tips, calculators, and rate data to help you choose an auto loan, mortgage, or personal loan ... |
| loans.yahoo.com |
|
| FREE LOANS QUOTE - the customers champion. Finding you the right ... |
| COMPARE! Let us get you a loans quote with minimal fuss. We're the UK specialists. |
| www.moneyweb.co.uk |
|
| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
| www.loans.co.uk |
|
| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
| www.finaid.org |
|
| GovLoans.gov - Find the Right Loan for You |
| GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan ... |
| www.govloans.gov |
|
| Loan - Wikipedia, the free encyclopedia |
| Bank loans and credit are one way to increase the money supply. ... Abuse in the granting of loans is known as predatory lending. ... |
| en.wikipedia.org |
|
| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
| www.quickenloans.com |
|
| Mortgage Loans - Compare Mortgage Rates - MSN Money |
| Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
| moneycentral.msn.com |
|
| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
| www.slc.co.uk |
|
| Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
| Apply online for federal and private student loans, consolidate student loans; financial aid and scholarship information for college, graduate school and ... |
| www.salliemae.com |
|
| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
|
| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
| www.fool.co.uk |
|
| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
| www.lendingtree.com |
|
| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
|
| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
| www.unionplus.org |
|
| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
| my.countrywide.com |
|
| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
| www.accepted.co.uk |
|
| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
|
|