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A Guide to Personal Loans
Personal loans can be lifesavers, providing you with much-needed financial assistance at the most opportune times. Not everyone really understands personal loans, however, and that can sometimes lead to problems in finding the best deals for...
Education loans can augment the boundaries of what you can achieve
Education never ends – it is not said without reason. We are educated all our lives and getting an education not only is a great achievement but something that gives you the tools to find your own way in the world. Education is indispensable;...
Getting The Best Deal On Personal Loans
A personal loan is a sum that any adult individual borrows to fulfill his financial requirements. There are many purposes for which any individual can take a personal loan. Personal loans can be used to provide funds to buy a car, pay for your dream...
Home Mortgage Refinancing: A second chance for homeowners with high interest loans
Home Mortgage refinancing is a great option for homeowners who have a mortgage that is a couple years old, have built up some equity, but find themselves struggling with a high interest debt. The entire home mortgage refinancing process is...
Self Employed Loans- Ideal source of finance for self-employed
Making a mark for oneself in the competitive world of business
is tough. Especially for people in UK who are self employed and
don't have access to that extra sum of money that can make the
task easier. But, where can they get that money from?...
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Auto Loans with Bad Credit
Certain types of loans are very hard to get approved for if you
have bad credit. For example, if you have poor credit, getting
approved for an unsecured loan or unsecured line of credit is
out of the question.
However, there are also types of loans that are not difficult
for poor credit applicants to get approved for. For example,
auto loans are fairly easy for people with bad credit to get
approved for. In fact, there are many companies that will grant
financing to individuals with the worst credit. People that have
experienced bankruptcy, repossession, divorce, foreclosure can
get the car loan they need!
You may ask, 'How is it possible to get approved for a bad
credit auto loan if I have such bad credit?!'. It's easy! A car
loan is a secured loan. This means that you are guaranteeing the
loan provider that you are going to make the auto financing
payments. If you do not make the payments, your new car is going
to be repossessed from you by the lending institution. When you
lose your automobile to repossession, you also lose any money
that you already paid for financing, as well as any add-ons that
you invested into your car like a new stereo, wheels, etc..
The interest rates for bad credit auto loans are obviously going
to be higher than the interest rates associated with a good
credit car loan. However, if you show a positive payment history
for your auto loan, you can refinance this loan with the same,
or
another company after one year. When you refinance an auto
loan with bad credit, you can obtain rates that are considerably
lower than the loan you first received. The fees associated when
you refinance are minimal. Typically, all you will have to pay
is a transfer fee and a state fee. The fee ranges between $5 -
$10. The state fee can be between $5-75. The transfer fee is
usually $5-$10 and the state fee is usually $5-$75. Refinancing
your existing car loan is definitely something you want to
consider if your interest rate is anything over 10%.
In conclusion, auto loans are a great way to turn your credit
history around. However, if you do not make your payments on
time, your credit will be adversely affected. If your car
becomes repossessed because of non-payment, your credit will be
severely hurt. So, if you take advantage of the second chance
offered to you by utilizing an auto loan on a new car, make sure
you buy a car that is in your budget so that you don't have to
worry about making payments. Be practical. Don't buy something
that you can no afford.
About the author:
Jacob Andrews is the webmaster/marketer of Premier Auto
Financing. Premier Auto Financing provides auto loans for
people with good and bad credit. You can use your loan to buy
from a private seller or from a dealer.
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| Cheap Loans | car, personal & secured homeowner loans ... |
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| Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
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| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
| www.loans.co.uk |
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| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
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| GovLoans.gov - Find the Right Loan for You |
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| Loan - Wikipedia, the free encyclopedia |
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| en.wikipedia.org |
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| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
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| Mortgage Loans - Compare Mortgage Rates - MSN Money |
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| moneycentral.msn.com |
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| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
| www.slc.co.uk |
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| Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
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| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
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| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
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| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
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| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
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| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
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| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
| my.countrywide.com |
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| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
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| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
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