|
|
All about bad credit secured loans
Bad credit secured loans are a relatively recent addition to most brokers' portfolios. Just a few years ago a less-than-perfect credit history usually meant the end of the financial road. However, today there are a variety of products to choose...
Getting the Personal Loans UK with Bad Credit
Personal loans UK can be very useful... they can be used to consolidate debt, make large purchases, and even repair your home. The only problem with personal loans UK is that they might seem difficult to obtain at first, especially if you have less...
Loans from Credit Card Banks
As opposite to what used to happen in the old days, business
loans are now available not only for commercial companies, but
also for self employed people. In fact, this last group seems to
take the most advantage from this kind of loan, as...
SECURED LOANS: AN ASSURANCE TO A CAREFREE TOMORROW!!!
Secured Loans facilitate borrowers to avail of capital against
the value of the asset placed as security with the creditor. The
creditor now has the ownership rights to the asset, which acts
as guarantee against the loan. Although the asset is...
Student and Graduate Loans
Student and graduate loans are becoming more popular as student
debt continues to rise and students seek alternative ways of
dealing with it. The good news is that student or graduate loans
are generally available without the need to show steady...
|
|
|
|
|
|
|
|
Bad Credit Loans - How to Get Credit Online
Bad Credit Loans - How to Get Credit Online
24Hourfinance.co.uk is a leading financial portal enabling UK consumers to find and compare loans, credit cards, mortgages, bank accounts and obtain cheap insurance quotes. Consumers can apply for finance 24-Hours a day with popular lenders such as Halifax, Lloyds TSB, Dial4aloan and unfamiliar lenders you won’t find on the High Street.
The prospects of obtaining a loan, credit card or bank account with adverse credit history are NOT impossible, especially if you’re a homeowner. Tenants can also apply for loans from unsecured loan brokers - otherwise referred to as “Loan Sharks.” It is estimated that, in 2005, over £32 billion of unsecured lending and £8.8 billion of secured loans will be used for debt consolidation. According to research from Datamonitor, more than one in ten consumers has problems meeting their credit card debt repayments. At the end of February 2005 the total UK personal debt was £1,073bn.
The competition between lenders is often fierce, with each one competing to give you great incentives such as a FREE DVD Player or Cash. But how do you know which lender to choose and will your loan application be approved?
---------------------------------------------------------- Read our 5 Quick Tips on How to Get Credit Online ----------------------------------------------------------
TWO’S COMPANY
1. Joint loan applications are often more successful. If your partner is working full/Part-time consider asking him or her to apply with you, if they can afford the monthly loan repayments? Lenders will consider both your financial incomes and credit history, which could prove
favourable.
CAN YOU AFFORD IT?
2. Don’t borrow more money than you can afford to repay, always use a loan calculator where possible to work out your monthly repayments. Or ask for a written quotation.
TO BE SECURED OR NOT TO BE 3. Secured loans range from £1000 to £250,000 and they’re a great way of releasing equity on your property. Repayments range from 3-25 years depending on your circumstances and rates can fluctuate. Ccj’s, Mortgage Arrears, Defaults and no proof of income are accepted by specialist lenders. APR (Annual Percentage Rates) may be considerably higher if you have adverse credit.
READ THE LABEL
4. It’s not unusual for loan companies to charge adverse credit customers a fee upon completion of a loan. Fees vary depending upon the lender and the clients circumstances. Always read the small print before you sign the dotted line.
YOU SHALL GO TO THE BALL
5. Compare lenders before you apply, you may have been declined in the past but this doesn’t mean other lenders won’t accept you. If in doubt seek independent financial advice, the FSA (Financial Services Authority) has useful links to financial advisors.
There are currently several specialist loan companies listed on http://www.24Hourfinance.co.uk who welcome loan applications from UK Homeowners and Council Tenants regardless of credit problems.
About the Author
24Hourfinance.co.uk is a leading financial portal enabling UK consumers to find and compare loans, credit cards, mortgages, bank accounts and cheap insurance quotes. Consumers can apply for finance 24-Hours a day with popular lenders.
WEB: http://www.24Hourfinance.co.uk EMIAL: Press@24Hourfinance.co.uk
|
|
|
|
|
Cheap Loans | car, personal & secured homeowner loans ... |
Compare over 400 UK personal (unsecured) and secured homeowner loans, including car loans, to find the cheapest deals... |
www.moneysupermarket.com |
  |
E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. |
www.eloan.com |
  |
Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
Loan Center - The Yahoo! Finance Loan Center provides useful tips, calculators, and rate data to help you choose an auto loan, mortgage, or personal loan ... |
loans.yahoo.com |
  |
FREE LOANS QUOTE - the customers champion. Finding you the right ... |
COMPARE! Let us get you a loans quote with minimal fuss. We're the UK specialists. |
www.moneyweb.co.uk |
  |
Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
Offers consumer loans for any purpose in the United Kingdom. |
www.loans.co.uk |
  |
FinAid | Student Loans |
An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
www.finaid.org |
  |
GovLoans.gov - Find the Right Loan for You |
GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan ... |
www.govloans.gov |
  |
Loan - Wikipedia, the free encyclopedia |
Bank loans and credit are one way to increase the money supply. ... Abuse in the granting of loans is known as predatory lending. ... |
en.wikipedia.org |
  |
Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
www.quickenloans.com |
  |
Mortgage Loans - Compare Mortgage Rates - MSN Money |
Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
moneycentral.msn.com |
  |
The Student Loans Company Ltd. |
Provides details of the Student Loans system which is part of the Government's financial support package for students. |
www.slc.co.uk |
  |
Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
Apply online for federal and private student loans, consolidate student loans; financial aid and scholarship information for college, graduate school and ... |
www.salliemae.com |
  |
Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
This page provides content and information related to the Loan Guaranty Home Loan Program. |
www.homeloans.va.gov |
  |
Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
www.fool.co.uk |
  |
LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
www.lendingtree.com |
  |
Direct Loan Home Page |
The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
www.ed.gov |
  |
Personal, home equity loans for union members at Union Plus |
Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
www.unionplus.org |
  |
Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
my.countrywide.com |
  |
Secured Loans UK - Secured Personal Loans - accepted.co.uk |
We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
www.accepted.co.uk |
  |
UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
www.ukpersonalloanstore.co.uk |
  |
|