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A quick guide to secured Loans
As the name suggests, a secured loan is a loan given to the borrower on a condition that he provides the lender with something as a security to the loan amount. Generally, the security offered is the borrower's home. The property pledged as the...
Guide to Debt Consolidation Loans
Here is a useful guide to Debt Consolidation Loans. A Debt consolidation loan is a loan used to repay several other loans. A Debt Consolidation Loan is a low cost loan secured on your home. It frees up the spare capital (equity) in your home to...
Online Secured loans UK - do not let the slave master human efforts
The inventors of technology would have never thought in their
life that their inventions will make human effort redundant.
However, with every new invention, human effort is fast
depleting. The lack of human efforts is easily noticeable in...
Should We Be Aware Of Pay Day Loans?
Customers at the grocery store all recommend pay day loans as
the easy solution for a lack of funds. Could pay day loans be
the answer consumers with low bank accounts have been looking
for? Is there any harm in using these services? Aren't...
The Easy Payday Loan - Why Payday Loans Are Easier To Get Than Credit Cards Or Personal Loans
Payday loans are easier to get than credit cards or personal
loans since there is no credit check involved. And because
payday loans are meant for a short period, usually 30 days or
less, payday companies don't require an extensive...
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Loans for those with Bad Credit
If you have bad credit, you may be finding it increasingly
difficult to get vital loans. While this is generally a sign
that you should try to avoid further borrowing, there are
certain circumstances in which it is just vital that you get
credit. This may include paying rent, especially if you have
young children, paying school fees or paying for medical
treatment. A bad credit rating can also hinder your attempts to
get insurance, rent a home and sometimes get a job.
Repair Your Credit
If you are facing problems such as these, you should consider
trying to repair your credit rating. Credit repair is a general
term often applied to the controversial practice of improving or
rehabilitating one's financial reputation (creditworthiness)
among creditors. To improve a credit rating damaged by poor
credit habits, in the long run only one thing will work:
changing those habits.
Making arrangements with the creditors to repay them is often
one of the steps in improving one's credit habits. Creditors may
accept slow payment schedules, as an alternative to writing off
the debt. In some cases, creditors may accept a less-than-full
repayment (pennies on the dollar). The key here is contact with
the creditor and taking action to retire the debt.
At the same time, reviving an old debt that is no longer
collectible can actually do additional damage to one's credit
reputation. It is best to be aware of the
circumstances
regarding the debts collect-ability, statute of limitations, and
legal and illegal collection practices, before contacting a
creditor on a very old debt.
FACT
In December 2003, Congress passed the Fair and Accurate Credit
Transactions Act (FACT Act), which included the right to a free
annual credit report on request and a number of provisions
designed to improve the accuracy of credit reports.
On June 4, the Federal Trade Commission finalized its rule for
implementing the new consumer right to a free credit report,
rolling it out over a nine-month period, beginning on the west
coast in December 2004 and finishing on the east coast in
September 2005.
From 1994 to 2004, the state PIRGs and other consumer
organizations have issued numerous reports showing that sloppy
credit reporting agency practices are at fault for errors in
consumer credit reports. Inaccurate credit reports could damage
1 in 4 consumer's ability to buy a home, rent an apartment,
obtain credit, open a bank account, or even get a job.
About the author:
Joseph Kenny is the webmaster of the loan information sites http://www.selectloans.co.uk
/ and also http://www.ukpersona
lloanstore.co.uk. At the Personal Loan Store you can find
all the different loan
types explained.
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| Cheap Loans | car, personal & secured homeowner loans ... |
| Compare over 400 UK personal (unsecured) and secured homeowner loans, including car loans, to find the cheapest deals... |
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| E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
| E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. |
| www.eloan.com |
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| Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
| Loan Center - The Yahoo! Finance Loan Center provides useful tips, calculators, and rate data to help you choose an auto loan, mortgage, or personal loan ... |
| loans.yahoo.com |
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| FREE LOANS QUOTE - the customers champion. Finding you the right ... |
| COMPARE! Let us get you a loans quote with minimal fuss. We're the UK specialists. |
| www.moneyweb.co.uk |
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| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
| www.loans.co.uk |
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| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
| www.finaid.org |
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| GovLoans.gov - Find the Right Loan for You |
| GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan ... |
| www.govloans.gov |
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| Loan - Wikipedia, the free encyclopedia |
| Bank loans and credit are one way to increase the money supply. ... Abuse in the granting of loans is known as predatory lending. ... |
| en.wikipedia.org |
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| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
| www.quickenloans.com |
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| Mortgage Loans - Compare Mortgage Rates - MSN Money |
| Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
| moneycentral.msn.com |
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| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
| www.slc.co.uk |
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| Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
| Apply online for federal and private student loans, consolidate student loans; financial aid and scholarship information for college, graduate school and ... |
| www.salliemae.com |
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| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
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| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
| www.fool.co.uk |
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| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
| www.lendingtree.com |
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| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
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| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
| www.unionplus.org |
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| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
| my.countrywide.com |
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| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
| www.accepted.co.uk |
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| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
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