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Bridging Loans
A couple of years ago my wife and I were in the process of
selling our house. We were pretty sure we had found a buyer and
had agreed on a price acceptable to both them, and us but they
wouldn't be able to buy our house for about three months....
Mobile Home Mortgage Loans
A large number of prospective homeowners are interested in
acquiring mobile or manufactured homes. Should these homeowners
require financial assistance, they will need to take the
assistance of approved lenders who make the money available...
Online PayDay Loans: How to Gain an Advantage over Lenders
When you need money today, and not just a week from today, online payday loans can be a salvation. But for many people, these loans, also called payday advances or sometimes just cash advances, have become a nightmare. Here's the good and the bad...
Payday Loans: Convenient Money or a High-priced Trap?
Do you want cash now however your payday is a week away, are you short of cash and require financial help? If so you have in all likelihood heard of payday loans and may be wondering about using this type of credit service. If you need quick cash a...
Used Car Loans - 3 Tips For Financing Your Used Vehicle Online
Financing the purchase of a used vehicle can be done through the convenience of online car loan lenders. Through their websites you can request quotes, compare terms, and even apply online. Online car loan lenders save you time and money by making...
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Non homeowner loans - creating a source of finance for the homeless
Because of the preference that loan providers show for the
homeowners, you have started having feelings of jealousy against
them. Your experience with lenders shows that there are not much
takers for you as a non homeowner. However, we feel that you are
still half informed. Though, loan providers' preference for
homeowners is well known, it isn't that they do not cater to the
borrowers other than homeowners. So, you as non-homeowners too
can get good deals in non homeowner loans.
Aimed specifically at the people who do not have a landed
property of their own, Non homeowner loans are the only hope of this category
of people. Tenants, both council tenants and tenants with
private lenders, can get their financial needs covered through
the non homeowner loan. The category also includes people who
have been living with their parents in their parent house.
Non homeowner loan is generally offered as an unsecured personal
loan. However, when borrowers agree to pledge certain other
assets as collateral, then the loan is converted into a secured
loan.
The best part of the non homeowner loan is that there is not
much to lose. You haven't pledged anything or the asset pledged
is not as important as a home in homeowner loan. Non homeowner
loans do not haunt borrowers with the repossession fears, which
is so characteristic of the homeowner loans.
This means that the lenders are at a risk of losing the money
lent as non homeowner loan. While the money can be recovered by
suing the borrower for the non payment, the process is often
long drawn and costs dearly to the loan providers too.
It is because of this risk that loan providers desire the
borrowers to have a good credit history. Borrowers who have a
good credit history imply that they are less drawn towards non
payment. Those with a bad credit history may find a large
majority of loan providers running away from them. Since, it is
the credit history that acts as a guarantee for the borrower in
the absence of collateral, loan providers will find it difficult
to ignore bad credit history.
This does not put a full stop on the chances of the
bad credit
borrowers to get non homeowner loans. Certain loan providers do
have deals for the borrowers with a lower credit score, i.e. bad
credit history.
Borrowers wishing to take up non homeowner loans need to fulfil
the following essential requirements:
* The borrower must be in full time employment. * Computerised
pay slips are used for paying the borrower. * Bank account must
have a direct debit facility. * The proofs of identification and
residence must be ready. * The borrower must have been regular
in making rent payments. * The borrower must have a home
telephone line or a mobile (if it is a mobile, a copy of the
agreement must be produced)
The non homeowner loan can be used for as many purposes as a
homeowner loan. These are consolidating debts, purchasing cars
etc. However, you need to understand that the amount available
under non homeowner loan is not at par with the homeowner loans.
The lower amount may be the result of increased risk. In money
terms, the amount under homeowner loans can range from £1,000 to
£50,000 over a period of 1 to 25 years.
You would surely not be complaining after learning about non
homeowner loans. Though the terms under non homeowner loans are
not as attractive as homeowner loans, borrowers cannot help
because of the vast differences in the circumstances of the
homeowners and non homeowners. Also, there are not much finance
options for non homeowners other than to take non homeowner
loans.
Steve Clark can tell you how to look better, live better and
breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To
find Secured homeowner loans,bad credit homeowner loans,online
homeowner loans,non homeowner loans visit http://www.easyhomeown
erloans.co.uk.
About the author:
Steve Clark can tell you how to look better, live better and
breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To
find Secured homeowner loans,bad credit homeowner loans,online
homeowner loans,non homeowner loans visit
http://www.easyhomeownerloans.co.uk.
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| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
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| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
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| This page provides content and information related to the Loan Guaranty Home Loan Program. |
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| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
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| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
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| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
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| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
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| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
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| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
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| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
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