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Auto Loans: Don’t Dig a Money Pit in Your Garage
Carloans are certainly less costly than home mortgages, student loans, or
other kinds of loans. So why do so many people end up defaulting and
losing their cars? Find out these hidden dangers:
Biggest Hidden Car Loan Danger: The Inherent...
Home Equity Loans
A home equity loan allows you to cash-in on the equity you have built-up in your home. The funds you receive can be used for debt consolidation, home improvement, college education, investments or any purpose. With a home equity loan your home is...
Loans for Women : Personal Loans
Loans for Women : Personal Loans
If you can't get a loan at the bank, then you still have options
even though they don't look as tasty as a low APR loan. Women
with good credit can easily get a loan at their bank. What's a
good credit score?...
No Credit Check Payday Loans To Escape Delay Through Credit Checks.
Your plans to get loan proceeds released in haste can be marred
because of credit checks. A credit check would involve studying
the credit report of the borrower. With a clean credit report
you can hope to qualify for approval within a few days....
Super Jumbo Loans: Interest Only
What is a super jumbo loan? No, it's not a loan for the obese,
and it's not a loan for the elephants in the circus. A super
jumbo loan refers to a type of loan for an amount of money that
exceeds the normal mortgage product loan limits. Today,...
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Non homeowner loans - creating a source of finance for the homeless
Because of the preference that loan providers show for the
homeowners, you have started having feelings of jealousy against
them. Your experience with lenders shows that there are not much
takers for you as a non homeowner. However, we feel that you are
still half informed. Though, loan providers' preference for
homeowners is well known, it isn't that they do not cater to the
borrowers other than homeowners. So, you as non-homeowners too
can get good deals in non homeowner loans.
Aimed specifically at the people who do not have a landed
property of their own, Non homeowner loans are the only hope of this category
of people. Tenants, both council tenants and tenants with
private lenders, can get their financial needs covered through
the non homeowner loan. The category also includes people who
have been living with their parents in their parent house.
Non homeowner loan is generally offered as an unsecured personal
loan. However, when borrowers agree to pledge certain other
assets as collateral, then the loan is converted into a secured
loan.
The best part of the non homeowner loan is that there is not
much to lose. You haven't pledged anything or the asset pledged
is not as important as a home in homeowner loan. Non homeowner
loans do not haunt borrowers with the repossession fears, which
is so characteristic of the homeowner loans.
This means that the lenders are at a risk of losing the money
lent as non homeowner loan. While the money can be recovered by
suing the borrower for the non payment, the process is often
long drawn and costs dearly to the loan providers too.
It is because of this risk that loan providers desire the
borrowers to have a good credit history. Borrowers who have a
good credit history imply that they are less drawn towards non
payment. Those with a bad credit history may find a large
majority of loan providers running away from them. Since, it is
the credit history that acts as a guarantee for the borrower in
the absence of collateral, loan providers will find it difficult
to ignore bad credit history.
This does not put a full stop on the chances of the
bad credit
borrowers to get non homeowner loans. Certain loan providers do
have deals for the borrowers with a lower credit score, i.e. bad
credit history.
Borrowers wishing to take up non homeowner loans need to fulfil
the following essential requirements:
* The borrower must be in full time employment. * Computerised
pay slips are used for paying the borrower. * Bank account must
have a direct debit facility. * The proofs of identification and
residence must be ready. * The borrower must have been regular
in making rent payments. * The borrower must have a home
telephone line or a mobile (if it is a mobile, a copy of the
agreement must be produced)
The non homeowner loan can be used for as many purposes as a
homeowner loan. These are consolidating debts, purchasing cars
etc. However, you need to understand that the amount available
under non homeowner loan is not at par with the homeowner loans.
The lower amount may be the result of increased risk. In money
terms, the amount under homeowner loans can range from £1,000 to
£50,000 over a period of 1 to 25 years.
You would surely not be complaining after learning about non
homeowner loans. Though the terms under non homeowner loans are
not as attractive as homeowner loans, borrowers cannot help
because of the vast differences in the circumstances of the
homeowners and non homeowners. Also, there are not much finance
options for non homeowners other than to take non homeowner
loans.
Steve Clark can tell you how to look better, live better and
breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To
find Secured homeowner loans,bad credit homeowner loans,online
homeowner loans,non homeowner loans visit http://www.easyhomeown
erloans.co.uk.
About the author:
Steve Clark can tell you how to look better, live better and
breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To
find Secured homeowner loans,bad credit homeowner loans,online
homeowner loans,non homeowner loans visit
http://www.easyhomeownerloans.co.uk.
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| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
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| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
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| Loan - Wikipedia, the free encyclopedia |
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| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
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| Mortgage Loans - Compare Mortgage Rates - MSN Money |
| Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
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| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
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| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
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| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
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| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
| www.lendingtree.com |
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| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
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| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
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| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
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| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
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| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
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