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Bad Credit Loans - You Do Have Options
If you are one of the millions of people walking around today
with a bad credit rating, you may well be wondering how you'll
ever be able to get a loan again in the future. Well wonder no
longer. If you need a loan and have bad credit, the...
Bad is the opposite of good. Is it? Not with bad debt personal loans
‘Bad’ means ‘bad’ no matter where you go! It is cumbersome and heavy, a threat and negative. So, you are taking this burden of bad debt every time you make a loan application for personal loans. It can’t be translated into something good and...
Car Loans After Bankruptcy - How Poor Credit Or A Recent Bankruptcy Can Affect Your Loan Approval
If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing auto loans to people with adverse credit. And a car loan can help you rebuild your...
No Faxing Payday Loans - Understanding Payday Loan Basics
Do you need extra money? If so, you may be a good candidate for
a no faxing payday loan. Payday or cash advance loans are
convenient, and the perfect solution when you need extra cash.
While some people are hesitant to obtain a quick personal...
The other side of Debt Consolidation Loans
"Consolidate all your debts with a low-cost Debt Consolidation
Loan". Recently, you will see this type of advertisement in all
forms of media. It sounds alluring to consumers who are in debt.
Most of the borrowers keep on pondering about the...
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Non homeowner loans - creating a source of finance for the homeless
Because of the preference that loan providers show for the
homeowners, you have started having feelings of jealousy against
them. Your experience with lenders shows that there are not much
takers for you as a non homeowner. However, we feel that you are
still half informed. Though, loan providers' preference for
homeowners is well known, it isn't that they do not cater to the
borrowers other than homeowners. So, you as non-homeowners too
can get good deals in non homeowner loans.
Aimed specifically at the people who do not have a landed
property of their own, Non homeowner loans are the only hope of this category
of people. Tenants, both council tenants and tenants with
private lenders, can get their financial needs covered through
the non homeowner loan. The category also includes people who
have been living with their parents in their parent house.
Non homeowner loan is generally offered as an unsecured personal
loan. However, when borrowers agree to pledge certain other
assets as collateral, then the loan is converted into a secured
loan.
The best part of the non homeowner loan is that there is not
much to lose. You haven't pledged anything or the asset pledged
is not as important as a home in homeowner loan. Non homeowner
loans do not haunt borrowers with the repossession fears, which
is so characteristic of the homeowner loans.
This means that the lenders are at a risk of losing the money
lent as non homeowner loan. While the money can be recovered by
suing the borrower for the non payment, the process is often
long drawn and costs dearly to the loan providers too.
It is because of this risk that loan providers desire the
borrowers to have a good credit history. Borrowers who have a
good credit history imply that they are less drawn towards non
payment. Those with a bad credit history may find a large
majority of loan providers running away from them. Since, it is
the credit history that acts as a guarantee for the borrower in
the absence of collateral, loan providers will find it difficult
to ignore bad credit history.
This does not put a full stop on the chances of the
bad credit
borrowers to get non homeowner loans. Certain loan providers do
have deals for the borrowers with a lower credit score, i.e. bad
credit history.
Borrowers wishing to take up non homeowner loans need to fulfil
the following essential requirements:
* The borrower must be in full time employment. * Computerised
pay slips are used for paying the borrower. * Bank account must
have a direct debit facility. * The proofs of identification and
residence must be ready. * The borrower must have been regular
in making rent payments. * The borrower must have a home
telephone line or a mobile (if it is a mobile, a copy of the
agreement must be produced)
The non homeowner loan can be used for as many purposes as a
homeowner loan. These are consolidating debts, purchasing cars
etc. However, you need to understand that the amount available
under non homeowner loan is not at par with the homeowner loans.
The lower amount may be the result of increased risk. In money
terms, the amount under homeowner loans can range from £1,000 to
£50,000 over a period of 1 to 25 years.
You would surely not be complaining after learning about non
homeowner loans. Though the terms under non homeowner loans are
not as attractive as homeowner loans, borrowers cannot help
because of the vast differences in the circumstances of the
homeowners and non homeowners. Also, there are not much finance
options for non homeowners other than to take non homeowner
loans.
Steve Clark can tell you how to look better, live better and
breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To
find Secured homeowner loans,bad credit homeowner loans,online
homeowner loans,non homeowner loans visit http://www.easyhomeown
erloans.co.uk.
About the author:
Steve Clark can tell you how to look better, live better and
breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To
find Secured homeowner loans,bad credit homeowner loans,online
homeowner loans,non homeowner loans visit
http://www.easyhomeownerloans.co.uk.
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| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
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| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
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