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Borrow on a Budget: Getting the Cheapest Home Improvement Loans
Getting the cheapest home improvement loans isn't always easy. It can require going to several different lenders for quotes as well as several hours spent comparing the interest rates and terms of several possibilities. All of that work can pay off...
Car Loans After Bankruptcy - Tips To Getting Approved
A car loans after a bankruptcy is one way to help build back your credit history. In fact, once your bankruptcy closes, you can apply for a car loan the next day. To get approved with the best rates for your car loan, follow these tips. Review Your...
Cash Advance Check Loans - Are Online Cash Stores More Expensive Than Offline Stores?
Online cash stores offer a variety of rates. More often than
not, they are less expensive than offline stores. Of course
there are companies that offer extremely high rates, but you can
avoid them if you shop around. In fact, that is one of...
New Car Loans - How You Buy A New Or Used Car With Poor Credit
Consumers buy a new or used car with poor credit everyday. By using an outside lender, you can be assured you are getting the lowest rates on your car loan and put yourself in a better position to leverage for rebates and extras.
Shopping For Car...
Payday Loans: An Overview
Payday Loans: An Overview
Payday advance loans are very short term loans of
usually one or two weeks, which are to be repaid when you get
your paycheck. The objective of taking payday loans is to tide
over unexpected...
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Online PayDay Loans: How to Gain an Advantage over Lenders
When you need money today, and not just a week from today, online payday loans can be a salvation. But for many people, these loans, also called payday advances or sometimes just cash advances, have become a nightmare. Here's the good and the bad of getting an online payday loan:
- Good: applying for a payday advance or other cash loan online rarely requires a credit check. There's also virtually no waiting to get cash, and no collateral, down payments, or paperwork headaches required.
- Bad: online payday loans’ interest is close to or beyond outrageous, and the true cost is often hidden in the language of the agreement. Some payday loans have charged the equivalent of 600% annual interest!
- Really bad: some online payday loan lenders are not trustworthy. In some cases, lenders have made unjustified charges to clients' bank accounts. Just remember: they can take money out of your account just as easily as they put it in. Anyone can open a website, so be sure to check out the reputation of an online payday loan lender.
Online Payday Cash Advances: Tricks of the Trade
As with everything else in life that involves money, if you don't want to get cheated on your online payday advance, you had better know everything you need to know before applying. Here are some dangers to watch out for:
- Interest and fees. Hit the "back" button when you get to websites that don't tell you the interest rate and all fees, including late and penalty fees, or try to hide this information. Legally, all payday advance lenders are required to provide this information.
- Expensive no-interest loans. Some online payday loan companies offer no-interest loans for first-time borrowers. These really can be great, but beware: oftentimes these loans stop being free if you pay even a day late.
- Long-term short-term loans. Payday loans are meant to be short term--a couple of weeks at most. But many
lenders will be only too happy to let you stretch out your loan's payback date, since it means they can keep charging interest. Make sure you know exactly how much a late repayment will cost you before accepting this kind of arrangement.
Beating Online Payday Loan Lenders at Their Own Game: Tips
- Take advantage of no-interest payday loans for new customers, just as long as you are absolutely sure you can pay them back on time or they'll go from free to expensive. After all, the biggest risk for any kind of cash advances are the enormous fees if you don’t pay on time. If you can avoid paying interest, your problems are mostly solved.
- Make sure your online payday cash advance or loan lender is legit. Check to see whether the lender is a member of the Better Business Bureau--the site will display the logo prominently if the business is a member.
- Before you get your payday advance, create a quick budget for how you are going to pay the loan when it is due. Take into account any additional bills or expenses that will come up between now and payback day—and between payback day and your next pay check.
- Mark the payback due date on your calendar, your computer at home, your computer at work, your cellphone, your refrigerator magnets--you get the idea. Online payday loans only become risky and expensive when you don't pay on time.
- Compare lenders' annual interest rates and fees. Make sure you know the exact cost of repaying the loan so you can make an accurate comparison.
You have to do your research if you want to get a good payday loan, but thanks to the internet, it’s easy. Here are some websites to start researching online payday loans (links to websites being promoted):
Joel Walsh is a regular contributor to Online Payday Loans : http://www.payday-loan--online.com. Go to Online Payday Loans for tips on getting the best payday advances online.
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This page provides content and information related to the Loan Guaranty Home Loan Program. |
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Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
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Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
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The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
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Secured Loans UK - Secured Personal Loans - accepted.co.uk |
We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
www.accepted.co.uk |
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UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
www.ukpersonalloanstore.co.uk |
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