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Christmas loans - taking care of financial high tide of Yuletide
Can you feel the chill in the air? And there it begins to snow!
Vast open spaces, roof tops, trees.... - all covered with layers
of white pure snow. Sure sign that Christmas is not far.
Everything changes during Christmas time. Psychologically...
Home Loans -- Federal Regulators Warn Lenders to Be More Careful
Federal banking regulators have recently expressed some concern over the housing market as home prices in the United States have risen to record levels. While homes are more unaffordable than ever for many people, the lending market remains strong,...
Information about Low Rate Loans UK
Low rate loans UK are a great way to get the money that you need for a project, large purchase, or other expense, without having to pay an exceptional amount for it.
A variety of lenders offer low rate loans UK as secured loans, meaning that they...
Loans Are Not Just For Christmas. Surviving The Holiday Debt Hangover.
Christmas is coming - A time for decorations, songs,
over-eating, gift giving, visiting the family, consumer spending
and the increasing of personal debts. Bah humbug.
While most people see Christmas as a joyful period there are
many who see...
Student Loans Can’t Be Swept Away Through Bankruptcy
Bankruptcy is in the news these days, as Congress has finally overhauled the Federal bankruptcy law after years of talking about it. The credit card companies, rightly or wrongly, have been pressuring members of Congress to tighten the bankruptcy...
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Parent Loans
Parent Loans
If you are entering college soon, but have no idea how you are going to pay for anything from books to your actual tuition fees, chances are that you are going to be relying upon your parents in some way, shape, or form. For most first-time college undergraduates, college or university tuition is either paid through grants, because parents’ financial information allows the use of grants, scholarships, because of academic or athletic prowess, or loans, because students can not pay for college or a university outright.
Understanding The Role of Parent Loans
Few college students have established any amount of credit prior to college, so it is important that potential college students and the parents of these students understand the options at hand regarding the usage of parents’ credit for obtaining college loans. First and foremost, however, you must remember that not all parents of college students have good credit to their names. If your parents do not have good credit, you may face troubles getting any company to give you a loan for college. Therefore, it may be required of you to obtain a grandparent, family friend, or other relative, who is then willing to cosign for you and your parents regarding a college loan. Be prepared to pay back these loans after college, however, as you are putting others at risk who may have cosigned for you if you do not pay back your
loans!
Types of Parent Loans
Once you have determined your parents’ credit and their willingness to help you pay for college through loans, you must then find a loan. One option that you have is through a bank or other financial institution. Most institutions have some type of loan available to parents and students wishing to pay for college. Another great option is the Federal PLUS loan, available through the U.S. Department of Education. Simply fill out an application for this PLUS loan through your school’s financial aid office, and you can receive financial aid up to any amount left uncovered by other financial aid. Whatever you decision is, be sure that you and your parents discuss your loans options beforehand, and make sure that you have a plan for repaying these loans once college ends.
This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Parent Loans at http://www.NextStudent.com .
About the Author
My goal is to help every student succeed - education is one of the most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.
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