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Auto Loans: Don’t Dig a Money Pit in Your Garage
Carloans are certainly less costly than home mortgages, student loans, or
other kinds of loans. So why do so many people end up defaulting and
losing their cars? Find out these hidden dangers:
Biggest Hidden Car Loan Danger: The Inherent...
Best Bad Credit Loans
Shopping for the best bad credit loan? Then you know it can be time consuming and frustrating. But there are several lenders who offer financing for people with bad credit if you know where to look.
First, you must realize that bad credit...
Payday loans: Why they are bad and how to make the best of them
Almost everywhere you look these days you can find advertisements for payday loans. And like other financial products, you can usually conclude that the more a product is advertised, the higher the profit margins it provides for the seller.
Pay...
Quick Personal Loans - Should You Get A Payday Loan?
A payday loan is a quick personal loan without the credit checks
of traditional forms of credit. It offers you a quick fix for
financial emergencies, but it shouldn't be used for long term
credit. Other forms of financing offer better deals.
...
Title Loans - Get More of the Title to your Vehicle
Title loans have the same features as a secured loan, except for a single aspect. While secured loans do not spell out the type of collateral that will suffice it, title loans specifically require cars or any other vehicle to act as collateral....
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PayDay Loans - Watch Out For Automatic Renewal of Loans
PayDay Loans - Watch Out For Automatic Renewal of Loans
When you chose a payday loan company that you would like to borrow money from, pay very close attention to their policy of loan renewals. Some companies will deduct the entire repayment due on your payday loan due date. That can be great for you, or that can be bad. It can be great, because you will pay your loan off, and accrue the least amount of interest possible in that period. It can be bad if you are caught off guard and your account is debited and the money is not available, leading to additional fees from the payday loan company, insufficient funds fees from your bank, and doing potential harm to your check writing privileges. Besides the additional fees from the payday loan company, it may be difficult to borrow from other payday loan companies in the future.
Don't Let Easy PayDay Loan Renewals Make Your
Loan Expensive
Remember, if the payday loan company automatically renews your payday loan every due date where they only take the interest and fees based off the principal, you will be subject to those fees until you pay off the principal balance. If a payday loan company charges you $75 per $300 loan for a 15 day loan, than if you pay the loan two months later, you will have paid $300 for a $300 loan. Making the small payment of $75 per 15 days may seem easy, but it gets expensive, quickly. The bottom line is if you need an emergency loan, pay it off ASAP!
About the Author
Hasaan A. Brown has spent years developing search engine optimized web sites and is currently running an affiliate marketing company. Visit My payday loan site that reviews the top payday loan companies.
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