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Dos and Don'ts: Student loans
Parents should begin saving money early for their children's college education because of the high costs and expectations that parents will pay part of the costs associated with the education. Several stock mutual funds are recommended. Here's a...
Home Equity Loan and Home Equity Loans
Home equity loans have become one of the most sought after ways to lower debt payments through consolidation, to find the cash for remodeling, or purchasing a vehicle at a low interest rate. Applying for a home equity loan is like other loan...
Home Equity Loans - A Method to Unearth the Hidden Equity
You never thought that your home can be worth anything except
for living purposes. Yes, a real estate broker would have
offered a large sum on this house. But you never planned to sell
the house because of an emotional attachment with it.
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How to Find Cheap Home Improvement Loans
If you have home improvements that you'd like to see done but don't have the money to do them, you might want to consider looking for cheap home improvement loans. These are loans that are designed with the homeowner in mind, and allow you to make...
Loans for the unemployed: when job loss threatens economic and emotional stability.
Unemployment is a complex phenomenon. It affects the country in more ways than one. However, it has more immediate and direct consequences on the people. Unemployment means more than job loss. It means loosing your source of income, it means...
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Secured Personal Loans - What You Need To Know About
Loans that are secured against property are called secured personal loans. They are suitable for when you are having difficulties getting an unsecured personal loan, are trying to raise a large amount, or you just have a bad/poor credit history. Usually, lenders are more flexible when it comes to secured personal loans, which makes them worth taking into consideration if you want to buy a new car, make home improvements, or take the luxury holiday of your life.
Here is a list of benefits of a secured personal loan:
You have lower monthly repayments than an unsecured personal loan
You can borrow more money
Repayments can be spread over a longer period of time
Because a secured personal loan is a type of loan available to people with securable assets (usually homes), they are often referred to as 'homeowner loans' or just 'home loans'.
To be eligible for secured personal loans you don't even have to own your own home outright. You can put the proportion of the home that you own up as a security, if you have a mortgage.
Because secured personal loans are secured on property, many of the lenders will approve your loan 'ignoring' the fact that you have a history of adverse credit such as arrears or even county court
judgements. This makes them the perfect choice for people who can't qualify for a loan from their local bank.
You can borrow a very large amount of money and repay it over a period that usually range from 5 to 25 years. You just have to select a monthly payment that fits your financial situation. Generally, a secured personal loan tends to be cheaper than any other forms of borrowing.
For a secured personal loan, the interest rate depends on factors such as the amount of money borrowed, the period of time you choose to repay them in and your personal details. Payments can also be insured so that you don't have to worry about losing your job or being unable to work due to accident or sickness.
It usually takes from 14 to 28 days for a secured personal loan to be completed. During this time you will be made a no obligation offer (once your application has been processed and accepted).
About The Author
Tom O'Donnell owns a site that offers personal loans, advice, an ebook and a loan calculator for the UK. Visit him at http://www.tigertom.com/personal-loans-uk.shtml
tigertomcouk@yahoo.com
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| FinAid | Student Loans |
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| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
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| The Student Loans Company Ltd. |
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| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
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| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
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| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
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| Personal, home equity loans for union members at Union Plus |
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| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
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| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
| www.accepted.co.uk |
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| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
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