|
|
|
Auto Loans: Don’t Dig a Money Pit in Your Garage
Carloans are certainly less costly than home mortgages, student loans, or
other kinds of loans. So why do so many people end up defaulting and
losing their cars? Find out these hidden dangers:
Biggest Hidden Car Loan Danger: The Inherent...
Bad credit business loans - when your credibility becomes secondary to bad credit
A business stands firm on the ground with the help of funds. Every business man would know that without finances one can't establish or advance a viable business plan. Not everyone is born with the kind of money required for furthering a business...
Payday Advance Loans: Use Wisely
Ever wonder how some people manage to take out expensive payday advance loans and still come out on top financially? It’s not easy, but it is certainly possible. This is the story of Emily, one person who used a payday advance loan to dig herself...
Secured Loans Information
A secured loan is a personal loan which is generally offered to home owners. In a typical secured loan, the home is used as collateral against the loan, meaning that should you be unable to maintain the loan repayments, your home will be at risk. ...
Why student loans are better than credit cards
Why student loans are better than credit cards You need some more money for college expenses this semester. Do you whip out a credit card to pay for your books, or do you apply for a federal or private loan? Well, consider the options – -With a...
|
|
| |
|
|
|
|
|
|
VA Loans and Eligibility
VA will guarantee a maximum of 25 percent of a home loan amount
up to $89,912, which limits the maximum loan amount to $359,650.
Generally, the reasonable value of the property or the purchase
price, whichever is less, plus the funding fee may be borrowed.
All veterans must qualify, for they are not automatically
eligible for the program.
VA guaranteed loans are made by private lenders, such as banks,
savings & loans, or mortgage companies to eligible veterans for
the purchase of a home, which must be for their own personal
occupancy. The guaranty means the lender is protected against
loss if you or a later owner fails to repay the loan. The
guaranty replaces the protection the lender normally receives by
requiring a down payment allowing you to obtain favorable
financing terms. If you're thinking of purchasing a home in the
Cleveland Ohio area, contact me for more information or a list
of lenders specializing in VA loans.
GENERAL RULES FOR ELIGIBILITY You are eligible for VA home loan
veteran benefits if you served on active duty in the Army, Navy,
Air Force, Marine Corps, or Coast Guard and were discharged
under conditions other than dishonorable after either: * 90 days
or more, any part of which occurred during wartime, OR * 181
continuous days or more (peacetime)
TWO YEAR REQUIREMENT If you: * enlisted (and service began)
after September 7, 1980, OR * were an officer and service began
after October 16, 1981 You must have completed either: * 24
continuous months or more, OR * the full period for which
ordered to active duty, but not less than 90 days (any part
during wartime) or 181 continuous days (peacetime)
YOU ALSO MAY BE ELIGIBLE IF YOU: were discharged for a
service-connected disability, or * were discharged for the
convenience of the government after completing at least 20
months of a 2-year enlistment, or * completed not less than 90
days (any part during wartime) or 181 continuous days
(peacetime), and * were discharged because of a hardship, or
were determined to have a service-connected compensable
disability, or * were discharged or released from active duty
for a medical condition which pre-existed service and has not
been determined
to be service-connected, or * received an
involuntary discharge or release from active duty for the
convenience of the Government as a result of a reduction in
force, or * were discharged or released from active duty for a
physical or mental condition not characterized as a disability
and not the result of misconduct but which did interfere with
your performance of duty * are an unremarried spouse of a
veteran who died while in service or from a service connected
disability, or * are a spouse of a serviceperson missing in
action or a prisoner of war.
ACTIVE DUTY SERVICE PERSONNEL If you are now on active duty, you
are eligible after having served on continuous active status for
at least 90 days. When an ending date is established for Persian
Gulf War service, a minimum of 181 days of continuous active
duty will be required for persons who did not have wartime
service.
MEMBERS OF THE SELECTIVE RESERVE "Selected Reserve" means the
Selected Reserve of the Ready Reserve of any of the Reserve
components which consists of units and individuals who
participate actively in paid training periods and serve on paid
active duty for training each year. This includes Army Reserve,
Navy Reserve, Air Force Reserve, Marine Corps Reserve, and coast
guard reserve as well as Army National Guard and Air National
Guard.
ELIGIBILITY MAY ALSO BE ESTABLISHED FOR: certain United States
citizens who served in the armed forces of a government allied
with the United States in World War II. * individuals with
service as members in certain organizations, such as Public
Health Service officers, cadets/midshipmen at service academies,
officers of National Oceanic and Atmospheric Administration,
merchant seamen with WWII service, and others.
Cecilia Sherrard
Realty One / Cleveland Ohio
Please visit my website,
Youshouldown.com
About the author:
Cecilia Sherrard is a full time dedicated Realtor in Northeast
Ohio. Cecilia has earned many awards and is a multi-million
dollar producer with years of experience and knowledge.
Servicing areas such as: Lakewood, Parma, Westlake, Brook Park,
Rocky River etc.
|
|
|
|
|
| Cheap Loans | car, personal & secured homeowner loans ... |
| Compare over 400 UK personal (unsecured) and secured homeowner loans, including car loans, to find the cheapest deals... |
| www.moneysupermarket.com |
|
| E-LOAN: Mortgage Refinance, Home Equity, Auto Loans, Savings ... |
| E-LOAN offers home mortgage, refinance, home equity loans, lines of credit, auto and motorcycle loans, savings accounts and CDs with great rates online. |
| www.eloan.com |
|
| Loan Center - Yahoo! Finance - News, Education, Daily Rates and ... |
| Loan Center - The Yahoo! Finance Loan Center provides useful tips, calculators, and rate data to help you choose an auto loan, mortgage, or personal loan ... |
| loans.yahoo.com |
|
| FREE LOANS QUOTE - the customers champion. Finding you the right ... |
| COMPARE! Let us get you a loans quote with minimal fuss. We're the UK specialists. |
| www.moneyweb.co.uk |
|
| Personal Any Purpose Loans : Loans.co.uk : Personal Loans UK |
| Offers consumer loans for any purpose in the United Kingdom. |
| www.loans.co.uk |
|
| FinAid | Student Loans |
| An education loan is a form of financial aid that must be repaid, with interest. ... The interest rate on the Stafford Loan for new loans first disbursed ... |
| www.finaid.org |
|
| GovLoans.gov - Find the Right Loan for You |
| GovLoans is a partnership of many Federal agencies and organizations with a shared vision - to provide improved, personalized access to government loan ... |
| www.govloans.gov |
|
| Loan - Wikipedia, the free encyclopedia |
| Bank loans and credit are one way to increase the money supply. ... Abuse in the granting of loans is known as predatory lending. ... |
| en.wikipedia.org |
|
| Mortgages, Refinance, Home Loans, Home Equity Loans at Quicken Loans |
| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
| www.quickenloans.com |
|
| Mortgage Loans - Compare Mortgage Rates - MSN Money |
| Get a mortgage loan that’s right for you. Compare mortgage loan rates of top lenders. |
| moneycentral.msn.com |
|
| The Student Loans Company Ltd. |
| Provides details of the Student Loans system which is part of the Government's financial support package for students. |
| www.slc.co.uk |
|
| Sallie Mae - Private Student Loans, Stafford, PLUS, Student Loan ... |
| Apply online for federal and private student loans, consolidate student loans; financial aid and scholarship information for college, graduate school and ... |
| www.salliemae.com |
|
| Loan Guaranty Service, Home Page (U.S. Department of Veterans Affairs) |
| This page provides content and information related to the Loan Guaranty Home Loan Program. |
| www.homeloans.va.gov |
|
| Fool.co.uk - Compare Loans - Personal Loans and Unsecured Loans |
| Compare over 200 UK loans including personal loans, secured loans, and unsecured loans. Search all loans and apply online. |
| www.fool.co.uk |
|
| LendingTree Home Loans | Refinance | Home Equity | Mortgage Refinance |
| Service network of lenders that enables consumers to compare rates, apply for and get approval for competitive auto loans online. |
| www.lendingtree.com |
|
| Direct Loan Home Page |
| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
| www.ed.gov |
|
| Personal, home equity loans for union members at Union Plus |
| Union Privilege offers Union Plus benefits -- including credit card, mortgage, loans, insurance, scholarships, health care savings and other discounts -- to ... |
| www.unionplus.org |
|
| Countrywide Financial - Home Loans - Equity Loan Mortgages ... |
| Countrywide Home Loans is the nations largest independent mortgage lender offering home equity, HELOC, refinance, mortgages, debt consolidation and other ... |
| my.countrywide.com |
|
| Secured Loans UK - Secured Personal Loans - accepted.co.uk |
| We search over 200 secured loan plans to find the best deal from our lenders - accepted.co.uk. |
| www.accepted.co.uk |
|
| UK Loans : Personal Loans, Secured Loans, Cheap Loan Quotes |
| The UK Personal Loan Store offers comparisons of the UK loans, personal and secured loans. Also offers tips, articles and latest loan news section. |
| www.ukpersonalloanstore.co.uk |
|
|