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Bad Credit Home Equity Loans
A home equity loan allows you to borrow against the equity you have built in your house. Even if you have no equity, you may be able to borrow up to 125% of the value of your home. You can use the extra cash to consolidate bills, fund college...
Home Equity Loans - A Method to Unearth the Hidden Equity
You never thought that your home can be worth anything except
for living purposes. Yes, a real estate broker would have
offered a large sum on this house. But you never planned to sell
the house because of an emotional attachment with it.
...
No income verification loans – when income doesn’t show on paychecks
Financial statements, salaries, income proof, documents, paycheck, W-2 forms, 1099’s - there is an exhaustive list of some of the forms that you may require to provide for a loan. Income documentation is not always easy for someone who is self...
Secured Loans – Everything You Need to Know
SECURED LOANS – EVERYTHING YOU NEED TO KNOW 24Hourfinance.co.uk is a leading financial portal enabling UK consumers to find and compare loans, credit cards, mortgages, bank accounts and cheap insurance quotes. Consumers can apply for finance...
Secured Loans for Homeowners: The Best Choice For Borrowers
Homeowners in UK can use their home equity to get a secured
loan. Designed exclusively for the homeowners in UK this loans
carries very low interest rates. The collateral being offered by
the property or home equity, secured loans for the...
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VA Loans and Eligibility
VA will guarantee a maximum of 25 percent of a home loan amount
up to $89,912, which limits the maximum loan amount to $359,650.
Generally, the reasonable value of the property or the purchase
price, whichever is less, plus the funding fee may be borrowed.
All veterans must qualify, for they are not automatically
eligible for the program.
VA guaranteed loans are made by private lenders, such as banks,
savings & loans, or mortgage companies to eligible veterans for
the purchase of a home, which must be for their own personal
occupancy. The guaranty means the lender is protected against
loss if you or a later owner fails to repay the loan. The
guaranty replaces the protection the lender normally receives by
requiring a down payment allowing you to obtain favorable
financing terms. If you're thinking of purchasing a home in the
Cleveland Ohio area, contact me for more information or a list
of lenders specializing in VA loans.
GENERAL RULES FOR ELIGIBILITY You are eligible for VA home loan
veteran benefits if you served on active duty in the Army, Navy,
Air Force, Marine Corps, or Coast Guard and were discharged
under conditions other than dishonorable after either: * 90 days
or more, any part of which occurred during wartime, OR * 181
continuous days or more (peacetime)
TWO YEAR REQUIREMENT If you: * enlisted (and service began)
after September 7, 1980, OR * were an officer and service began
after October 16, 1981 You must have completed either: * 24
continuous months or more, OR * the full period for which
ordered to active duty, but not less than 90 days (any part
during wartime) or 181 continuous days (peacetime)
YOU ALSO MAY BE ELIGIBLE IF YOU: were discharged for a
service-connected disability, or * were discharged for the
convenience of the government after completing at least 20
months of a 2-year enlistment, or * completed not less than 90
days (any part during wartime) or 181 continuous days
(peacetime), and * were discharged because of a hardship, or
were determined to have a service-connected compensable
disability, or * were discharged or released from active duty
for a medical condition which pre-existed service and has not
been determined
to be service-connected, or * received an
involuntary discharge or release from active duty for the
convenience of the Government as a result of a reduction in
force, or * were discharged or released from active duty for a
physical or mental condition not characterized as a disability
and not the result of misconduct but which did interfere with
your performance of duty * are an unremarried spouse of a
veteran who died while in service or from a service connected
disability, or * are a spouse of a serviceperson missing in
action or a prisoner of war.
ACTIVE DUTY SERVICE PERSONNEL If you are now on active duty, you
are eligible after having served on continuous active status for
at least 90 days. When an ending date is established for Persian
Gulf War service, a minimum of 181 days of continuous active
duty will be required for persons who did not have wartime
service.
MEMBERS OF THE SELECTIVE RESERVE "Selected Reserve" means the
Selected Reserve of the Ready Reserve of any of the Reserve
components which consists of units and individuals who
participate actively in paid training periods and serve on paid
active duty for training each year. This includes Army Reserve,
Navy Reserve, Air Force Reserve, Marine Corps Reserve, and coast
guard reserve as well as Army National Guard and Air National
Guard.
ELIGIBILITY MAY ALSO BE ESTABLISHED FOR: certain United States
citizens who served in the armed forces of a government allied
with the United States in World War II. * individuals with
service as members in certain organizations, such as Public
Health Service officers, cadets/midshipmen at service academies,
officers of National Oceanic and Atmospheric Administration,
merchant seamen with WWII service, and others.
Cecilia Sherrard
Realty One / Cleveland Ohio
Please visit my website,
Youshouldown.com
About the author:
Cecilia Sherrard is a full time dedicated Realtor in Northeast
Ohio. Cecilia has earned many awards and is a multi-million
dollar producer with years of experience and knowledge.
Servicing areas such as: Lakewood, Parma, Westlake, Brook Park,
Rocky River etc.
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| Online lender offers simplified residential loans and competitive mortgage rates. Headquarters in Livonia, MI. |
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| The US Department of Education's lending arm for students in participating schools and student loan consolidation. |
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