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Being Self-Employed Brings You a Whole New Level of Stress Management
Being Self-Employed Brings You a Whole New Level of Stress Management Being self-employed, or freelancing is a truly unique environment in which to work. Basically, you wake up every morning and “reinvent the wheel.” That means that you begin...
Strategic Knowledge Management - The Key to Sustainable Performancel
Leading organizations in the global economy understand that in order for them to stay competitive, they must efficiently and effectively create, capture, and share their organization's knowledge and expertise within their organization. The practice...
The new Customer Relationship Management CRM functions
Publishing Guidelines: You may publish my article in your newsletter, on your website or in your print publication provided you include the resource box at the end. Notification would be appreciated but is not required. The new Customer...
Time Management Confrontation
Confronting the issues that hold us back is useful in managing time. We all have fears, doubts, failures, inconsistencies, illnesses, accidents, incidents, and so on. There is no way to escape these negative truths in life. Therefore, what...
Work At Home Moms Time Management Tips
"How do you DO it?!" If I had a dime for every time I heard that, I would be able to quit my home business. Just kidding. Seriously, time management is a serious issue for work from home Moms. You want your home business to be a success,...
 
The Best Debt Management Programs - How To Choose

There are gems and there are duds of any business. This is true of debt management programs as well. Your money is very important to you, so you should choose a program that has the best reputation for success. Reviewing the number one debt management programs is your best option for choosing the company that is right for you.

Certified - One thing all great debt management programs have are certified credit counselors through the NFCC (National Foundation for Credit Counseling). This ensures that any counselor you work with has gone through extensive training and has taken six certification tests to get accredited. Anyone who handles your money should be professional.

Non Profit Work - Another characteristic many of the best debt management programs possess is nonprofit work. The reason these programs seem to be the best is because they have your best interests in mind. They are not thinking about their bottom line when setting up a payment program for you. Most of the time these organizations require you to close all open ends of credit, such as credit card accounts. Their goal is to assist you with your current financial problems, but then never see you again. You want a debt management program


who doesn't want you as a return customer.

Confidentiality - One of the most important things the best debt management programs have is a strong commitment to your confidentiality. This is important for two major reasons: privacy and security. First of all, most people don't want neighbors to be aware of their financial problems. Any visit to a debt management program should be kept confidential. Second, the information given during a credit counseling session is very sensitive. You may give social security numbers or credit card numbers. Since identity theft has become so prevalent, you must be able to fully trust your debt management program to keep your information safe.

If you find yourself in the situation where you need a debt management program, be sure you choose one with NFCC certified counselors, that has your best interests in mind, and respects your confidentiality.

About the author:

Carrie Reeder is the owner of www.abcloanguide.com, an informational website about various types of loans. View her recommended companies for Non-Profit Debt Consolidation.

 

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